TATA Capital Gold Loan Per Gram rate is ₹ 2,900 to ₹ 3,450
|Gold Loan Per Gram Today||Gold Loan Rate Per Gram Today is ₹ 2,900 to ₹ 3,450|
|18 to 75 years|
|Loan Amount Eligibility||Rs. 1,000 to Rs. 2 Cr|
|Documents Required||Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.|
|Purity of Gold||18 carat to 22 carat|
|Type of Gold||Gold jewelry and gold coins of 18-24 carats|
|Margin in Gold Loan for the Bank||25% of the gold ornament’s market value|
TATA Capital Gold Loan Calculator:
The Tata Capital gold loan calculator can be found here. The Tata Capital gold loan per gram will provide you with a gold loan based on a set of criteria, so here are some guidelines:
- The purity and net weight of gold in your jewellery will be determined using the purity and net weight of gold in your jewellery by the bank’s in-house valuer. The gold used in the jewellery should have a purity of 18 to 24 carats. The Tata Capital gold loan would remove the weight of diamonds and stones from the net weight of the jewellery to arrive at the net weight.
- A normal chartered gold loan will examine your jewel loan amount eligibility using an LTV of up to 75% after calculating the value of your stones. If you are willing to take a loan amount that is less than your maximum LTV, Tata Capital gold loan per gram may be able to offer you a lower interest rate.
Tata Capital Gold Loan Rate Per Gram by Gold Purity:
The table below shows an estimate of the gold loan per gram that Tata Capital gold loan will issue against various purity levels of gold jewellery at a maximum LTV of 75 percent and a lesser LTV of 65 percent.
|Gold Purity||Gold Rate Per Gram- Average Of Past 30 Days||Highest Gold Loan Per Gram||Lowest Gold Loan Per Gram|
|22 carat||₹ 4,620||₹ 4,999||₹ 4,956|
|20 carat||₹ 3,939||₹ 4,178||₹ 3,795|
|18 carat||₹ 3,545||₹ 3,784||₹ 3,460|
The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.
Tata Capital Gold Loan Rates Per Gram:
The purity is also taken into account while calculating the Tata Capital gold loan per gram. The overall weight will be reduced by any extra stones, gems, or metals connected to the gold jewellery. A loan sum of up to 70% of the current market value of your gold is frequently accepted. Banks will approve you for up to 90% of your loan if you are willing to pay a higher interest rate.
Updated - Gold Loan Per Gram Rate w.e.f Jun 25 2022
|Gold Weight||Gold Purity
Gold Loan Rates Per Gram History:
Because gold prices fluctuate so often, the table below will offer you the most up-to-date gold rates so you can make informed investing decisions.
|This Table Contains the Average Annual Gold Rate from 1965 - 2022|
|Year||Price (24 karat per 10 grams)||Year||Price (24 karat per 10 grams)|
|2022||₹ 52,950||1993||₹ 4,140|
|2021||₹ 50,045||1992||₹ 4,334|
|2020||₹ 48,651||1991||₹ 3,466|
|2019||₹ 35,220||1990||₹ 3,200|
|2018||₹ 31,438||1989||₹ 3,140|
|2017||₹ 29,667||1988||₹ 3,130|
|2016||₹ 28,623||1987||₹ 2,570|
|2015||₹ 26,343||1986||₹ 2,140|
|2014||₹ 28,006||1985||₹ 2,130|
|2013||₹ 29,600||1984||₹ 1,970|
|2012||₹ 31,050||1983||₹ 1,800|
|2011||₹ 26,400||1982||₹ 1,645|
|2010||₹ 18,500||1981||₹ 1,800|
|2009||₹ 14,500||1980||₹ 1,330|
|2008||₹ 12,500||1979||₹ 937|
|2007||₹ 10,800||1978||₹ 685|
|2006||₹ 8,400||1977||₹ 486|
|2005||₹ 7,000||1976||₹ 432|
|2004||₹ 5,850||1975||₹ 540|
|2003||₹ 5,600||1974||₹ 506|
|2002||₹ 4,990||1973||₹ 279|
|2001||₹ 4,300||1972||₹ 202|
|2000||₹ 4,400||1971||₹ 193|
|1999||₹ 4,234||1970||₹ 184|
|1998||₹ 4,045||1969||₹ 176|
|1997||₹ 4,725||1968||₹ 162|
|1996||₹ 5,160||1967||₹ 103|
|1995||₹ 4,680||1966||₹ 84|
|1994||₹ 4,598||1965||₹ 72|
Comparison of Gold Loan Per Gram Rates by Major Banks:
Here’s a table with all the details you’ll need to compare gold rates from the banks listed below:
|Interest Rate||9.90% onwards||7% onwards||12% onwards|
|Min Loan Amt||Metro : 25000, Non : 15000||25000||15000|
|Max Loan Amt||1 Cr||1 Cr||1 Cr|
|Loan Tenure||3 months to 24 months||9 months to 24 months||
1 month to 24 months
|Processing Fee||0.25% to 1.50% of the Loan Amt||0.25% to 1.50%||Nil|
|Pre-closure Charges||2%, Nil foreclosure charges after 3 months||2%, Nil foreclosure charges after 9 months||Nil|
|Pay Only Interest Facility||Yes||Yes||Yes|
|Gold Rate Per Gram||3066||3073||3073|
Tips for Getting the Most Money from Tata Capital Gold Loan:
TATA Capital Gold Loan Per Gram FAQs
✅ What is the TATA Capital Gold Loan scheme?
TATA Capital gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by TATA Capital and other leading banks and non-banking financial companies. The current rate for TATA Capital Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.
✅ How much Gold Loan can I get per gram in TATA Capital?
TATA Capital Gold Loan Per Gram Depends upon the weight and purity of your gold. TATA Capital Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.
✅ How is TATA Capital Gold Loan Per Gram calculated?
The TATA Capital Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market Gold Rate. TATA Capital Gold Loan Per Gram interest rate is then calculated based on several factors: loan amount, loan tenure, relationship with the lender, and loan to value ratio.
Table of Contents
- 1 TATA Capital Gold Loan Per Gram rate is ₹ 2,900 to ₹ 3,450
- 2 TATA Capital Gold Loan Calculator:
- 3 Tata Capital Gold Loan Rate Per Gram by Gold Purity:
- 4 Tata Capital Gold Loan Rates Per Gram:
- 5 Gold Loan Rates Per Gram History:
- 6 Comparison of Gold Loan Per Gram Rates by Major Banks:
- 7 Tips for Getting the Most Money from Tata Capital Gold Loan:
- 8 TATA Capital Gold Loan Per Gram FAQs