United Bank of India Gold Loan Per Gram

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    United Bank of India Gold Loan Per Gram

    United Bank of India Gold Loan Per Gram is ₹ 2,900 to ₹ 3,450

    United Bank of India Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 2,900 to ₹ 3,450
    Eligible Age 18 to 75 years
    Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
    Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
    Purity of Gold 18 carat to 22 carat
    Type of Gold Gold jewelry and gold coins of 18-24 carats
    Loan to Value Ratio 75% of the gold ornament’s market value

     

    The Gold Loan Per Gram has various rates and these rates are in between ₹ 2,900 to ₹ 3,450. This Gold Loan has various loan to value ratio. This Loan to Value Ratio is of 75%.

    Gold Loan Calculator United Bank of India

    • Dialabank has Gold Loan Calculator. And these Calculator is based on various factors like the purity of the Gold, Weight of the Gold and the Gold Loan to Value Ratio. This Gold Loan has various Loan Value Ratio.
    • The Loan to Value ratio for these United Bank of India is 75% and this Loan to Value Ratio is useful after jewellery calculation. These Jewelry calculations are also based on various other factors.
    • These Gold Loan Calculators has Gold Purity. The Gold Purity is also very important for the Gold Loan Calculations. These Gold Loan Calculations is useful for various benefits and you can avail the cost of the gold from the Gold Loan Calculations. So you can see how important is the purity of the Gold. United Bank of India Gold Loan Per Gram
    • Without the purity of the Gold, you can’t avail the Gold Loan too. So use the Gold Loan Calculator in the United Bank of India. And apart from these, the weight of the gold is also very important in the Gold Loan Calculator. So in this way you can use the Gold Loan Calculator in the United Bank of India. You can also avail yourself of today’s gold rate at Dialabank.

    United Bank of India Gold Loan Rate Per Gram by Gold Purity

    The following table shows the per Gram Gold Loan Rates for Various Golds.

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    The Gold Loan Per Gram has the highest rates of 4621 and the lowest rates of 3506 for 22 carat Gold. And for 20 carat Gold, it is 3073 and the lowest rates are 2421. For 18 carat Gold, the highest rates are 2515 and the lowest interest rates are 2171.

    United Bank Gold Loan Rates Per Gram

    The following Table shows United Bank Gold Loan Per Gram – Updated Jun 25 2022

    Updated - Gold Loan Per Gram Rate w.e.f Jun 25 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    Gold Loans are one of the safe investments and these Gold loans are used for various aspects apart from the Gold loan Per Gram.

    This Table Contains the Average Annual Gold Rate from 1965 - 2022
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    2022 ₹ 52,950 1993 ₹ 4,140
    2021 ₹ 50,045 1992 ₹ 4,334
    2020 ₹ 48,651 1991 ₹ 3,466
    2019 ₹ 35,220 1990 ₹ 3,200
    2018 ₹ 31,438 1989 ₹ 3,140
    2017 ₹ 29,667 1988 ₹ 3,130
    2016 ₹ 28,623 1987 ₹ 2,570
    2015 ₹ 26,343 1986 ₹ 2,140
    2014 ₹ 28,006 1985 ₹ 2,130
    2013 ₹ 29,600 1984 ₹ 1,970
    2012 ₹ 31,050 1983 ₹ 1,800
    2011 ₹ 26,400 1982 ₹ 1,645
    2010 ₹ 18,500 1981 ₹ 1,800
    2009 ₹ 14,500 1980 ₹ 1,330
    2008 ₹ 12,500 1979 ₹ 937
    2007 ₹ 10,800 1978 ₹ 685
    2006 ₹ 8,400 1977 ₹ 486
    2005 ₹ 7,000 1976 ₹ 432
    2004 ₹ 5,850 1975 ₹ 540
    2003 ₹ 5,600 1974 ₹ 506
    2002 ₹ 4,990 1973 ₹ 279
    2001 ₹ 4,300 1972 ₹ 202
    2000 ₹ 4,400 1971 ₹ 193
    1999 ₹ 4,234 1970 ₹ 184
    1998 ₹ 4,045 1969 ₹ 176
    1997 ₹ 4,725 1968 ₹ 162
    1996 ₹ 5,160 1967 ₹ 103
    1995 ₹ 4,680 1966 ₹ 84
    1994 ₹ 4,598 1965 ₹ 72

    Gold Loan Per Gram Rate Comparison for Major Banks

    Feature
    Manappuram
    Axis Bank
    Yes Finance
    Interest Rate
    9.90%
    12.50%
    9.99%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,124
    3,073
    3,069

    Tips to get Best Gold Loan Amount Per Gram from United Bank of India

    • You can avail the best Gold Loan Amount from the United Bank of India using the Purity of the Gold. Purity of the Gold plays a major role in the Gold Loan Amount Per Gram
    • And in these Gold Loan Amount Per Gram, you can avail the best Gold Loans through Gold Loan to Value Ratio. This Gold Loan to Value Ratio is 75%. And using these Gold Loan to Value ratio is useful in the United Bank of India.
    • And you can also calculate the weight of the Gold using the Gold Loan Amount Per Gram and these Gold Loan Amount Per Gram has various other interest rates.
    • So in this way, you can use these gold Loan Amount Per Gram. These Gold Loan Amount Per Gram has various Purity of the Gold too. The purity of the Gold plays a major role in the United Bank of India.

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