Utkarsh Small Finance Bank Gold Loan Per Gram is ₹ 2,900 to ₹ 3,450
Utkarsh Small Finance Bank Gold Loan Per Gram Today | Gold Loan Rate Per Gram Today is ₹ 2,900 to ₹ 3,450 |
Age Eligibility | 18 to 75 years |
Eligibility of Loan Amount | Rs. 1,000 to Rs. 2 Cr |
Required Documents | Basic KYC documents |
Gold Purity | 18 carat to 22 carat |
Gold Type | jewellery and coins of 18-24 carats |
The ratio of Loan to Value | 25% of the gold |
Gold Loan Per Gram has rates of ₹ 2,900 to ₹ 3,450. And in these Utkarsh Small Finance Bank, the Loan to Value Ratio is also different and the Loan processing fee is 1%. The Purity of the Gold for Utkarsh Small Finance Bank Gold Loan Per Gram ranges from 18-24 carat golds. And the Type of Gold is Gold Jewellery and Gold Coins of 18-24 carat Gold.
Utkarsh Small Finance Bank Gold Loan Calculator
The Gold Loan Calculator is available in Utkarsh Small Finance Bank. The Gold Loan Per Gram has various factors that affect the Gold Loan Calculator. The Gold Loan Purity, Gold Loan to Value Ratio are included in the Gold Loans. And this Loan to Value Ratio is also used in the Gold Loan Per Gram.
- The Utkarsh Small Finance Bank has various purity of Gold. The Purity of the Gold ranges from 18-24 carat Gold. These have various Loan Value ratio and the Loan to Value ratio in the Utkarsh Small Finance Bank is 75% in the Utkarsh Small Finance Bank.
- And the Price of the Gold is also one of the most important things in the Gold Loan Per Gram. This Gold Loan Per Gram has various Prices. These prices include various things and these prices of the Gold Loan Per Gram has various purity ratios too. So use these Gold Loan Per Gram Ratios in the Gold Loan Calculators.
Utkarsh Small Finance Bank Gold Loan Rate Per Gram by Gold Purity
The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.
Gold Purity
Gold Rate Per Gram- Average Of Past 30 Days
Highest Gold Loan Per Gram
Lowest Gold Loan Per Gram
22 carat
₹ 4,620
₹ 4,999
₹ 4,956
20 carat
₹ 3,939
₹ 4,178
₹ 3,795
18 carat
₹ 3,545
₹ 3,784
₹ 3,460
The Gold loan Per Gram Rates is based on Gold Purity. The Purity of the Gold Loan is different for Gold Loan Per Gram rates. Gold Loan Per Gram rates is different for the Highest and lowest Gold Rates based on the Gold Purity.
Utkarsh Small Finance Bank Gold Loan Rates Per Gram
The following table shows the Gold Loan Per Gram rates in Utkarsh Small Finance Bank -Updated Mar 26 2023
Updated - Gold Loan Per Gram Rate w.e.f Mar 26 2023
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Historical Gold Loan Rates Per Gram
The following table shows the Historical Gold Loan Per Gram Rates in Utkarsh Small Finance Bank
This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year
Price (24 karat per 10 grams)
Year
Price (24 karat per 10 grams)
2022
₹ 52,950
1993
₹ 4,140
2021
₹ 50,045
1992
₹ 4,334
2020
₹ 48,651
1991
₹ 3,466
2019
₹ 35,220
1990
₹ 3,200
2018
₹ 31,438
1989
₹ 3,140
2017
₹ 29,667
1988
₹ 3,130
2016
₹ 28,623
1987
₹ 2,570
2015
₹ 26,343
1986
₹ 2,140
2014
₹ 28,006
1985
₹ 2,130
2013
₹ 29,600
1984
₹ 1,970
2012
₹ 31,050
1983
₹ 1,800
2011
₹ 26,400
1982
₹ 1,645
2010
₹ 18,500
1981
₹ 1,800
2009
₹ 14,500
1980
₹ 1,330
2008
₹ 12,500
1979
₹ 937
2007
₹ 10,800
1978
₹ 685
2006
₹ 8,400
1977
₹ 486
2005
₹ 7,000
1976
₹ 432
2004
₹ 5,850
1975
₹ 540
2003
₹ 5,600
1974
₹ 506
2002
₹ 4,990
1973
₹ 279
2001
₹ 4,300
1972
₹ 202
2000
₹ 4,400
1971
₹ 193
1999
₹ 4,234
1970
₹ 184
1998
₹ 4,045
1969
₹ 176
1997
₹ 4,725
1968
₹ 162
1996
₹ 5,160
1967
₹ 103
1995
₹ 4,680
1966
₹ 84
1994
₹ 4,598
1965
₹ 72
Major Banks Gold Loan Per Gram Rate Comparison
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Tips to Get The Highest Gold Loan Amount from Utkarsh Small Finance Bank
- There are many factors that are useful for the Gold Loan Amount in the Utkarsh Small Finance Bank. The Purity of the Gold is used in the Utkarsh Small Finance Bank. And these include various things like the price of the Banks. The price of the bank directly impacts the Purity of the Gold.
- The Loan to Value Ratio is also useful in the Banks. This Loan to Value Ratio is 75% for major banks but in some banks, it is 25% too. So the Purity of the Gold is very useful. These Loan to Value Ratio directly impacts many things.
- You can avail the Highest Gold Loan Amount in the Utkarsh Small Finance Bank by using all these things above.
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News
Small Finance Bank has up to 8% rates
This Small Finance Bank has various rates and these interest rates are of 8% for the Gold Loan Pere Gram. And these banks are offering various rates. These Small Finance Bank is offering rates up to 11% too.
Utkarsh Small Finance Bank Gold Loan Per Gram FAQs
✅ What is Utkarsh Small Finance Bank Gold Loan scheme?
Utkarsh Small Finance Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Utkarsh Small Finance Bank and other leading banks and non-banking financial companies. The current rate for Utkarsh Small Finance Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.
✅ How much Gold Loan can I get per gram in Utkarsh Small Finance Bank?
Utkarsh Small Finance Bank Gold Loan Per Gram Depends upon the weight and purity of your gold. Utkarsh Small Finance Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.
✅ How is Utkarsh Small Finance Bank Gold Loan Per Gram calculated?
The Utkarsh Small Finance Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market Gold Rate. Utkarsh Small Finance Bank Gold Loan Per Gram interest rate is then calculated based on several factors: loan amount, loan tenure, relationship with the lender, and loan to value ratio