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    Utkarsh Small Finance Bank Gold Loan Per Gram

    Utkarsh Small Finance Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621

    Utkarsh Small Finance Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
    Age Eligibility 18 to 75 years
    Eligibility of Loan Amount Rs. 1,000 to Rs. 2 Cr
    Required Documents Basic KYC documents
     Gold Purity 18 carat to 22 carat
    Gold Type  jewellery and coins of 18-24 carats
    The ratio of Loan to Value 25% of the gold

     

    Gold Loan Per Gram has rates of ₹ 3,506 to ₹ 4,621. And in these Utkarsh Small Finance Bank, the Loan to Value Ratio is also different and the Loan processing fee is 1%. The Purity of the Gold ranges from 18-24 carat golds. And the Type of Gold is Gold Jewellery and Gold Coins of 18-24 carat Gold.

    Utkarsh Small Finance Bank Gold Loan Calculator

    • The Gold Loan Calculator is available in Utkarsh Small Finance Bank. The Gold Loan Per Gram has various factors that affect the Gold Loan Calculator. The Gold Loan Purity, Gold Loan to Value Ratio are included in the Gold Loans. And this Loan to Value Ratio is also used in the Gold Loan Per Gram.  Gold Loan
    • The Utkarsh Small Finance Bank has various purity of Gold. The Purity of the Gold ranges from 18-24 carat Gold. These have various Loan Value ratio and the Loan to Value ratio in the Utkarsh Small Finance Bank is 75% in the Utkarsh Small Finance Bank.
    • And the Price of the Gold is also one of the most important things in the Gold Loan Per Gram. This Gold Loan Per Gram has various Prices. These prices include various things and these prices of the Gold Loan Per Gram has various purity ratios too. So use these Gold Loan Per Gram Ratios in the Gold Loan Calculators. You can also see today’s Gold Rate at Dialabank.

    Utkarsh Small Finance Bank Gold Loan Rate Per Gram by Gold Purity

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    The Gold loan Per Gram Rates is based on Gold Purity. The Purity of the Gold Loan is different for Gold Loan Per Gram rates.  Gold Loan Per Gram rates is different for the Highest and lowest Gold Rates based on the Gold Purity.

    Utkarsh Small Finance Bank Gold Loan Rates Per Gram

    The following table shows the Gold Loan Per Gram rates in Utkarsh Small Finance Bank -Updated Jun 21 2021

    Updated - Gold Loan Per Gram Rate w.e.f Jun 21 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    The following table shows the Historical Gold Loan Per Gram Rates in Utkarsh Small Finance Bank

    This Table Contains the Average Annual Gold Rate from 1964 - 2021
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    1964 ₹ 63.25 1993 ₹ 4,140.00
    1965 ₹ 71.75 1994 ₹ 4,598.00
    1966 ₹ 83.75 1995 ₹ 4,680.00
    1967 ₹ 102.50 1996 ₹ 5,160.00
    1968 ₹ 162.00 1997 ₹ 4,725.00
    1969 ₹ 176.00 1998 ₹ 4,045.00
    1970 ₹ 184.00 1999 ₹ 4,234.00
    1971 ₹ 193.00 2000 ₹ 4,400.00
    1972 ₹ 202.00 2001 ₹ 4,300.00
    1973 ₹ 278.50 2002 ₹ 4,990.00
    1974 ₹ 506.00 2003 ₹ 5,600.00
    1975 ₹ 540.00 2004 ₹ 5,850.00
    1976 ₹ 432.00 2005 ₹ 7,000.00
    1977 ₹ 486.00 2006 ₹ 8,400.00
    1978 ₹ 685.00 2007 ₹ 10,800.00
    1979 ₹ 937.00 2008 ₹ 12,500.00
    1980 ₹ 1,330.00 2009 ₹ 14,500.00
    1981 ₹ 1,800.00 2010 ₹ 18,500.00
    1982 ₹ 1,645.00 2011 ₹ 26,400.00
    1983 ₹ 1,800.00 2012 ₹ 31,050.00
    1984 ₹ 1,970.00 2013 ₹ 29,600.00
    1985 ₹ 2,130.00 2014 ₹ 28,006.50
    1986 ₹ 2,140.00 2015 ₹ 26,343.50
    1987 ₹ 2,570.00 2016 ₹ 28,623.50
    1988 ₹ 3,130.00 2017 ₹ 29,667.50
    1989 ₹ 3,140.00 2018 ₹ 31,438.00
    1990 ₹ 3,200.00 2019 ₹ 35,220.00
    1991 ₹ 3,466.00 2020 ₹ 48,651.00
    1992 ₹ 4,334.00 2021 ₹ 50,045.00

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Tips to Get The Highest Gold Loan Amount from Utkarsh Small Finance Bank

    • There are many factors that are useful for the Gold Loan Amount in the Utkarsh Small Finance Bank. The Purity of the Gold is used in the Utkarsh Small Finance Bank. And these include various things like the price of the Banks. The price of the bank directly impacts the Purity of the Gold.
    • The Loan to Value Ratio is also useful in the Banks. This Loan to Value Ratio is 75% for major banks but in some banks, it is 25% too. So the Purity of the Gold is very useful. These Loan to Value Ratio directly impacts many things.
    • You can avail the Highest Gold Loan Amount in the Utkarsh Small Finance Bank by using all these things above.


    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    News

    Small Finance Bank has up to 8% rates

    This Small Finance Bank has various rates and these interest rates are of 8% for the Gold Loan Pere Gram. And these banks are offering various rates. These Small Finance Bank is offering rates up to 11% too.