Vidharbha Konkan Gramin Bank Gold Loan

About Vidharbha Konkan Gramin Bank Gold Loan

Vidharbha Konkan Gramin Bank was established in the year 2013 after the merger of Wainganga Krishna Gramin Bank and Vidharbha Kshetriya Gramin Bank. The bank operates in 17 districts of Maharashtra. And, has 318 branches and 84 Ultra small branches in the entire area of operation. A lot of financial services are provided by this bank namely, Gold Loan, Personal Loan, Home Loan, and many more. Therefore, if you want to overcome any financial trouble through a Gold Loan, Just Click Here.

What is Gold Loan?

Gold Loan which is generally stated as a loan against gold is a secured service in which the applicant just has to put ornaments of gold in the bank in return for the loan amount. In addition, the Best Gold loan interest rate is quite affordable in contrast to other services like Personal loans and Homes Loans.

Advantages of Vidharbha Konkan Gramin Bank Gold Loan

Fewer Documents: Document requirements for availing a Vidharbha Konkan Bank Gold Loan Bank are quite less. The applicants are not asked to provide lengthy proofs in order to avail of the financial service.

Easily Accessible: Another feature is, Availability of the Vidharbha Konkan gold loan service is great. People can easily avail of gold loans at their closest branches.

CIBIL Score: In addition to this, Credit Score does not matter in this service, that is, the applicant does not have to worry about low credit repayment history. In fact, if anybody is having a bad repayment history, they can improve the same by taking a Vidharbha Konkan Gramin Bank Gold Loan.

Foreclosure – In the case of a Jewel Loan Vidharbha Konkan Gramin Bank charges a borrower up to .50% on the principal outstanding

Vidharbha Konkan Gramin Bank Gold Loan Key Features – Apply Now

Vidharbha Konkan Gramin Bank Gold Loan Eligibility

The applicant can avail of Vidharbha Konkan Gramin Bank Gold Loan as long as the eligibility criteria are fulfilled:

Vidharbha Konkan Gramin Bank Gold Loan At Home

With the changing requirements of the times, Vidharbha Konkan Gramin Bank has devised a simple yet effective solution that will simplify your life. Just as you can get groceries, clothes, and other necessities delivered to your door, you can now acquire a gold loan from the comfort of your own home.

Vidharbha Konkan Gramin Bank Gold Loan At Home is a one-step option if you are in urgent need of finances, are too busy to visit a bank, or prefer social distancing. The procedure is simple to follow. To apply for a gold loan, you must first contact us by phone. Our executive from the nearest branch will pay you a visit as soon as possible.

Following are some of the benefits of Vidharbha Konkan Gramin Bank Gold Loan At Home:

• Faster processing
• Attractive interest rates
• Maximum value of gold
• Flexible repay tenures
• Easy payment options
• No additional charges
• 24*7 customer support
• Full security of the gold
• No hidden fees
• Service at your doorstep within 30 minutes

Vidharbha Konkan Gramin Bank Gold Loan Documents

Vidharbha Konkan Gramin Bank Gold Loan Interest Rates

How Much Can I Get Through Vidharbha Konkan Gramin Bank Gold Loan?

Vidharbha Konkan Gramin Bank Gold Loan Apply Online

1. First of all, Visit Dialabank
2. Fill the form given on the gold loan link with your personal and professional details.
3. Our experts will call you and help you finalize an offer.
4. You will then have to submit the documents and gold jewellery to the chosen bank.
5. Your loan will be approved in 5 minutes.
6. You can avail of the best and trustworthy service. Call us at 9878981144.

Vidharbha Konkan Gramin Bank Gold Loan EMI Calculator

Uses of Vidharbha Konkan Gramin Gold Bank Gold Loan

The loan amount acquired by availing the Vidharbha Konkan Gramin Bank Gold Loan service can be used for several purposes such as:

• To finance personal expenses like a wedding, travel, medical bills, etc.
• For all your financial business requirements, such as buying raw material, inventory, etc.

Vidharbha Konkan Gramin Bank Gold Loan  Agricultural Jewel Loan Scheme

Benefits of Vidharbha Konkan Gramin Bank Gold Loan Agricultural Jewel Loan Scheme

• There is no processing fee is applicable up to ₹ 25,000
• 0.30% of the loan amount, Minimum of ₹ 300 charge is applicable to the amount ranging from above ₹  25,000 – less than ₹ 5 lakh
• 0.28% of the credit sum, subject to at least Rs.1,500 is applicable to the amount more than Rs.5 lakh however under Rs.1 crore

Vidharbha Konkan Gramin Gold Loan Overdraft Scheme

Vidarbha Konkan Gramin Bank Offers an Overdraft Scheme. It works like a Credit Card, where you can spend your Gold Loan Amount as you want anytime anywhere. The overall loan amount will have a Credit/Loan Limit. In the Vidharbha Konkan Gramin Bank Gold Loan Overdraft facility, the bank charges interest only on the withdrawn amount.

Vidharbha Konkan Gramin Bank Gold Loan FAQs

✅ What is Vidharbha Konkan Gramin Bank Gold Loan?

Vidharbha Konkan Gramin Bank gold loan is a financial service offered by the bank to borrowers on low-interest rates and with quick disbursal. It is the solution to all the financial problems and requirements faced by a man.

✅ How Can I Get Gold Loan From Vidharbha Konkan Gramin Bank?

You can get a Vidharbha Konkan Gramin Bank gold loan by visiting the branch in your vicinity or online through its website. Dialabank also provides you with the option of availing of a gold loan with attractive features through its website.

 ✅ How much Gold Loan Can I get per gram from Vidharbha Konkan Gramin Bank?

You can get a Vidharbha Konkan Gramin Bank gold loan rate per gram ranging from ₹ 3,800 to ₹ 4,350 depending on the purity of the gold collateral I.e. 18 carats, 20 carats, and 22 carats. However, it also depends on the market price of the yellow metal.

 ✅ How Does Vidharbha Konkan Gramin Gold Loan work?

The Vidharbha Konkan Gramin Bank gold loan works in a simple manner. You just have to check the eligibility and then take the required documents and the required amount of gold collateral to the nearest bank branch. Your gold will be valued and weighed and the bank will then offer you a loan.

✅ What is the Gold Loan interest rate in Vidharbha Konkan Gramin Bank?

The interest rate for a gold loan in Vidharbha Konkan Gramin Bank starts at 7.25% per annum. The interest rate is low as a gold loan is secured.

✅ How to check gold loan status in Vidharbha Konkan Gramin Bank?

You can check the gold loan status in Vidharbha Konkan Gramin Bank by emailing the bank your loan details or filling them up on the bank’s website. You can also visit the branch where you had applied for the loan to track its status.

✅ How to renew Vidharbha Konkan Gramin Bank Gold Loan online?

Renewal of a Vidharbha Konkan Gramin Bank Gold Loan is very simple. Visit the branch where your collateral is kept. When you apply for a renewal, the bank will be revalued and the bank will offer you a fresh amount. To do it online, visit the web portal of the bank.

✅ How to pay Vidharbha Konkan Gramin Bank Gold loan interest online?

To pay the Vidharbha Konkan Gramin Bank Gold loan interest rate online, visit the bank’s website or download its mobile app. You can also pay through debit cards and net banking apps.

✅ What if I can’t pay the interest on the Vidharbha Konkan Gramin Bank Gold loan for 3 months?

If you fail to pay your Vidharbha Konkan Gramin Bank gold loan interest for 3 months, your CIBIL score will be affected for the worse. Your gold jewellery would be sold by the bank.

✅ How can I apply for the EMI moratorium on the Vidharbha Konkan Gramin Gold loan?

You can apply for a Vidharbha Konkan Gramin Bank gold loan EMI moratorium if you want a ‘repayment holiday’. Applying for a moratorium is extremely easy and you can do it by visiting the bank branch or its website. This option isn’t available less than 5 days before the EMI payment date.

✅ How to pay Vidharbha Konkan Gramin Bank Gold loan through a credit card?

As per RBI Guidelines, the Vidharbha Konkan Gramin Bank Gold loan cannot be repaid via credit cards. Other payment modes such as net banking, debit cards, cheques, DDs can be used for loan repayment.