Gold Rate in Bareilly

0
Today’s Gold Rate in India
22 Karat
46,210Per 10g of 22k Gold

Today 24 Carat Gold Price in Bareilly – Updated

Gram 24 Carat Gold Yesterday 24 Carat Gold Today
Daily Price Change
1 GRAM Rs 4860.00 Rs 4881.00 0.43 %↑
8 GRAM Rs 38880 Rs 39048 0.43 %↑
10 GRAM Rs 48600 Rs 48810 0.43 %↑
100 GRAM Rs 486000 Rs 488100 0.43 %↑

Today 22 Carat Gold Price in Bareilly – Updated

Gram 22 Carat Gold Yesterday 22 Carat Gold Today Daily Price Change
1 GRAM Rs 4455.00 Rs 4475.00 0.447%↑
8 GRAM Rs 35640 Rs 35800 0.447%↑
10 GRAM Rs 44550 Rs 44750 0.447%↑
100 GRAM Rs 445500 Rs 447500 0.447%↑

Today Gold Rate In Bareilly :

The gold rate in Bareilly is quite volatile in recent times as it depends on a number of factors that are a part of domestic and foreign markets. One of the major factors attributing to the gold rate in Bareilly is the city’s rich history.

Bareilly is a city in the Bareilly district of Uttar Pradesh, India. It is the capital of the Bareilly division and the Rohilkhand geographical area. The city lies 252 kilometres (157 miles) north of Lucknow, the state capital, and 250 kilometres (155 miles) east of New Delhi, the national capital. It is the eighth-most populated city in the state, seventeenth in Northern India, and fifty-fourth in India, with a population of 898,167 in 2011. The Ramganga Barrage was erected for canal irrigation and is located on the Ramganga River.

Bareilly is an established town, and people sometimes need to get fund in order to discharge some necessary expenses or to fund new business ventures. A Gold Loan is well known to be more helpful than other loans as they are secured and help the customer to get better terms and condition from the loan provider. Gold Rate in Bareilly also has an impact on the loan terms.

Compare 22k & 24k Gold Rate in Bareilly

Gold Today Yesterday Rate Change
Standard Gold (22 K) ( 1 gram ) ₹ 4,610 ₹ 4,560 ₹ 50 ↑
Standard Gold (22 K) ( 8 grams ) ₹ 36,880 ₹ 36,480 ₹ 400 ↑
Pure Gold (24 K) ( 1 gram ) ₹ 5,030 ₹ 4,976 ₹ 54 ↑
Pure Gold (24 K) ( 8 grams ) ₹ 40,240 ₹ 39,808 ₹ 432 ↑

Last 10 Days Gold Rates

Date
STANDARD GOLD 22K PURE GOLD 24K
1 GRAM 10 GRAM 1 GRAM 10 GRAM
May 26, 2021 Rs. 4710.00 Rs. 47100 Rs. 5100.00 Rs. 51000
May 25, 2021 Rs. 4693.00 Rs. 46930 Rs. 5083.00 Rs. 50830
May 24, 2021 Rs. 4693.00 Rs. 46930 Rs. 5083.00 Rs. 50830
May 23, 2021 Rs. 4693.00 Rs. 46930 Rs. 5083.00 Rs. 50830
May 22, 2021 Rs. 4693.00 Rs. 46930 Rs. 5083.00 Rs. 50830
May 21, 2021 Rs. 4693.00 Rs. 46930 Rs. 5083.00 Rs. 50830
May 20, 2021 Rs. 4693.00 Rs. 46930 Rs. 5083.00 Rs. 50830
May 19, 2021 Rs. 4682.00 Rs. 46820 Rs. 5072.00 Rs. 50720
May 18, 2021 Rs. 4681.00 Rs. 46810 Rs. 5071.00 Rs. 50710
May 17, 2021 Rs. 4650.00 Rs. 46500 Rs. 5050.00 Rs. 50500

Gold Rate in Bareilly

Gold prices are set on a national level according to purity and per gramme of gold, which means that the Gold Rate in Bareilly would be the same throughout the state. Banking institutions and gold jewellery makers are the most common importers of gold into India.

Gold Rate in Bareilly is also determined by the availability of gold to meet the loan demand.

List of banks providing gold loan in Bareilly

Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min – Max Loan Amount
₹ 3,506 to ₹ 4,621 0.099 3 to 24 months ₹ 10 thousand to 5 crore
ICICI Gold Loan ₹ 3,506 to ₹ 4,621 0.1 6 to 12 months ₹ 10 thousand to 5 crore
₹ 3,506 to ₹ 4,621 0.12 7 days to 36 months ₹ 3 thousand to 1 crore
₹ 3,506 to ₹ 4,621 0.1225 12 months ₹ 3 thousand to 1 crore
₹ 3,506 to ₹ 4,621 0.1025 36 months ₹ 20 thousand to 50 lakh
₹ 3,506 to ₹ 4,621 0.1 3 to 36 months ₹ 10 thousand to 5 crore
SBI Gold Loan ₹ 3,506 to ₹ 4,621 0.0975 12 to 36 months ₹ 20 thousand to 50 lakh
₹ 3,506 to ₹ 4,621 0.075 3 to 36 months ₹ 20 thousand to 50 lakh
₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 20 thousand to 50 lakh
₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 10 thousand to 5 crore
IIFL Gold Loan ₹ 3,506 to ₹ 4,621 0.12 11 months ₹ 3 thousand to 50 lakh

How are Gold Rates Decided?Gold Rate in Bareilly

The majority of gold prices are determined informally. India’s gold rates are affected by global prices, albeit they may differ from those in other nations. The Indian Bullion Jewellers Association, or IBJA, plays a key role in determining daily gold prices in India. 

The major gold dealers in the nation are members of the IBJA, and they have a collective say in pricing. These individuals, who come from all areas of India, represent virtually all of the legal gold traded and acquired in the country.

Gold is mostly imported into India by banks, which subsequently sell it to bullion dealers around the country.

After subtracting their fee, banks give this gold to dealers, making it somewhat more costly than the rate at which gold was imported.

Hence it can be said that Gold Rate in Bareilly depends on internal as well as external factors.

How do Gold Traders Determine Future Gold Prices in Bareilly?

  • Gold availability: Gold has become a rare commodity in its natural state, with only a few nations possessing significant amounts. As a result, the supply of fresh gold is not constant, varying from time to time, forcing us to make do with what is now available on the market. Prices can fluctuate substantially when the demand-supply balance shifts, and this is something to keep in mind while determining rates in India.
  • Importing cost: India’s natural gold reserves are diminishing, and the country’s gold production is reducing in comparison to prior years. As a result, the vast majority of gold used in India is imported, making import taxes a major factor in the Gold Rate in Bareilly and in the country. Inevitably, a high import rate will lead to higher rates and vice versa.
  • Dollar Value: The performance of the US dollar has a significant impact on gold rates, with prices inversely proportional to dollar rates. This relation arises because gold is an internationally traded commodity and the US dollar is the preferred worldwide currency. Any changes in the United States will have an immediate or indirect influence on Gold Rate in Bareilly. Prices in India are impacted by global markets since the great majority of gold purchased in India is imported.
  • International Interactions: Tensions between global powers can drive up the Gold Rate in Bareilly, affecting state-to-state relations. If the US has bad relations with a major gold producer, for example, Gold Rate in Bareilly may decline as a result of a supply deficit. Because gold is considered as a hedge against geopolitical instability, it is impacted by the relaxation of sanctions and larger global ties.

What Leads to the Increment of Gold Rates When the Stock Market Falls?

  • Inflation adjustment: Due to its nearly constant character when compared to currencies, gold has significant value and is used to hedge inflation. This is why gold is chosen by investors over money. If a result, as inflation grows, demand for gold grows as well, and vice versa. The Gold Rate in Bareilly will rise as a result of increased client demand. In India, this is true for both foreign and local inflation.
  • Changes in the Global Gold Price: Any change in the global gold price has an influence on the yellow metal’s price in India. This is because India is one of the world’s largest gold importers, and as a result, when import prices change due to global price variations, gold prices in India change as well. Because the value of currencies and many financial instruments may fall during a political upheaval, investors see gold as a safe haven—demand and Gold Rate in Bareilly rise during such times as contrasted to peaceful times.
  • Government Gold Reserves: The central banks of most major countries hold both money and gold reserves. Two notable examples are the Reserve Bank of India and the Federal Reserve of the United States. As central banks in major nations begin to hold gold reserves and acquire more gold, the Gold Rate in Bareilly rises. This is due to the fact that the market’s cash flow has increased while the gold supply has declined.
  • Jewellery market: Gold jewellery is quite popular among Indians. Whether it’s for holidays or birthdays, gold jewellery holds a special place in Indian households. As a result of heightened consumer demand, Gold Rate in Bareilly climbs throughout the wedding season as well as during festivals like Diwali. As a result of the demand-supply imbalance, prices rise. Gold is in high demand for a variety of reasons outside of jewellery. Metal is used in the creation of a variety of electrical products, including televisions, computers, and GPS systems. In India, gold is used for jewellery, as a gift, to show affluence, and as an effective hedge against rising inflation.
  • Interest rate trends: Gold demand is intricately tied to interest rates on financial products and services. The current Gold Rate in Bareilly is frequently accurate indicators of interest rate changes in a nation. When interest rates rise, customers are more willing to sell gold to earn cash; hence, an increase in gold supply leads to a reduction of Gold Rate in Bareilly. Lower interest rates, on the other hand, result in more cash in customers’ hands, increasing demand for gold and, as a result, raising the metal’s price.

Impact of GST on Gold Rate in Bareilly

To further appreciate the impact of the GST on the Gold Rate in Bareilly, consider the following scenario. Assume that the gold rate for 24K 10 gms gold is Rs. 55,000 and that gold imports are subject to a 10% duty. Furthermore, because the cost of creating gold is $3,000, the Gold Rate in Bareilly will be as follows before and after GST.

Taxes On Gold Before GST After GST
Price of 10 gm gold ₹ 45,000 ₹ 45,000
Customs Duty (10%) ₹ 4,500 ₹ 4,500
Service Tax +VAT(2%) ₹ 990 NIL
GST on Gold (3%) NIL ₹ 1,485
The total value of gold ₹ 50,490 ₹ 50,985
Making charges ₹ 3,000 ₹ 3,000
GST on making charges (5%) NIL ₹ 150
Total Price of Jewelry ₹ 53,490 ₹ 54,135

Impact of Central Bank Policies on Bareilly Gold Rate?

The Reserve Bank of India regulates banks and non-bank financial companies in India. The RBI also regulates the practices of businesses that provide gold loans to customers. The RBI has a set of rules in place to protect customers’ interests.

On Thursday, the Reserve Bank of India (RBI) relaxed gold lending requirements, allowing lenders to lend up to 90% of the gold pledged. Currently, banks can lend up to 75% of the value of gold jewellery and accessories.

On the day of the monetary policy statement, the central bank increased the loan-to-value (LTV) ratio for gold loans to 90%. The Gold Rate in Bareilly now would have a greater impact on the gold loan. The LTV is the proportion of the value of the collateral that the lender can fund with the loan.

Gold as an Investment in Bareilly

Before investing, most risk-averse investors look for three things: safety, liquidity, and rewards. Gold not only succeeds wonderfully in the first two criteria, but it also excels in the third. Some of the reasons why you should invest in gold are as follows:

  • Gold is a good investment since it beat inflation. Over time, the return on gold investments has matched the rate of inflation.
  • Gold’s value is inversely related to the value of stock investments. Gold, for example, will trade well if the stock market begins to collapse. Gold will function as a buffer against overall portfolio volatility if you include it as an investment option in your portfolio.

How Can You Make Gold Investments in Bareilly

This is the so-called “golden question.” Traditionally, gold was purchased in the form of coins, bullions, artefacts, or jewellery. Two newer kinds of gold investing are gold ETFs (exchange-traded funds) and gold mutual funds.

Gold ETFs are similar to buying the same quantity of physical gold without the hassle of storing it. As a result, because the gold is housed in Demat (paper) form, there is no risk of theft or burglary. Investments in gold mining firms are made through gold funds.

Gold Schemes To Invest in Bareilly

Bareilly is a growing city in the country’s northwestern region. Take a look at the table below to discover how you may invest in gold in a variety of ways:

Gold Gold ETFs (Exchange Traded Funds) Gold Funds
Investment in physical gold The investor buys a proportionate value of gold but not in the physical form. The investment is made in bullion and companies involved in mining gold
No need for a Demat account The investor needs a Demat account No need for a Demat account to invest
Market fluctuations directly affect the prices of gold Changes in the Gold Rate in Bareilly affect that of gold ETFs Changes in the Gold Rate in Bareilly don’t affect gold funds directly
No additional charges other than the physical gold itself Gold ETFs involve asset management and brokerage fees There’s a minimum charge to manage the gold funds.
Risks of theft and burglary associated with storing physical gold Gold ETFs remove the burden of trading gold in the physical form Eliminates the risk of theft/burglary and buffers investments to changing market fluctuations
No paperwork required for investing Paperwork required for investing in gold ETFs Paperwork is required for investing in gold funds
Systematic Investment Plan (SIP) not available No SIP option SIP available
Best suited for conventional investors Best suited for investors who have the required time and skillset to trade Best suited for investors who expect high returns by taking calculated risks

Some Interesting Facts on Gold

  • Gold is the only metal that is yellow or “golden.” Other metals may turn yellow after oxidising or reacting with other chemicals, but only after oxidising or reacting with other chemicals. Almost all of the gold on Earth comes from meteorites that hit the planet 200 million years after it was created.
  • Almost all of the gold on Earth comes from meteorites that hit the planet 200 million years after it was created. The Latin word aurum, which means “shining dawn” or “sunrise brilliance,” is the source of gold’s element symbol, Au. The name “gold” is derived from the Proto-Germanic gul and Proto-Indo-European ghel, which both mean “yellow/green.” The pure element has been recognised since ancient times.
  • The metal gold is ductile. A single ounce of gold (about 28 grammes) may be stretched into a gold thread that is 5 miles (8 kilometres) long. Gold threads can also be used for embroidery.
  • A material’s malleability refers to its ability to be hammered into thin sheets. Gold is the most malleable element. A single ounce of gold may be hammered into a 300-square-foot sheet of gold. It is possible to make a translucent gold sheet thin enough. Because gold reflects red and yellow so well, fragile gold sheets might seem greenish-blue.

Things to Consider Before Buying Gold in Bareilly

  • Failure to do due diligence on the creditor’s credibility: A secured loan, such as a gold loan, is one that is backed up by something (gold in this case). This collateral is kept by the creditor or lender until the loan is completely paid off. If a borrower defaults, the creditor may be able to use the collateral to recover some or all of the money owing to the borrower.
  • You’re not weighing your options: Everyone wants the best gold loan deal they can get. Because it is contingent on the demands of the borrowers, there is no defined way for acquiring one. However, before you sign on the dotted line, be sure you’ve considered all of your options.
  • Not considering the repayment structure: When picking a loan offer, customers should carefully examine the repayment plan with their creditors. Understanding the terms of the loan can help them plan ahead of time and prevent defaults.

Factors that Influence Gold Prices in Bareilly

  • LTV (Loan-to-Value Ratio) is an abbreviation for Loan-to-Value Ratio, which describes the ratio of a loan to the net worth of an asset. Creditors use this ratio to measure risk. The higher the LTV, the higher the risk. In order to get the most money from creditors, borrowers must look at the LTV ratio. Creditors assess the value of your gold and, based on that, often fund a loan of up to 75% of its total value. For example, if the market worth of your gold is Rs. 4 lakh, you can expect a loan of up to Rs. 3 lakh.
  • You have no notion what sort of gold qualifies for a loan because you have no knowledge of what sort of gold qualifies for a loan. Make sure the gold jewellery you’re pledging meets the purity criteria. Creditors will only approve loans on gold items that have a purity of 18 – 22 carat or greater. Furthermore, if the embellishments contain precious diamonds integrated into the design, they will not be considered when calculating the loan value. Only the weight and purity of the gold will decide the loan value. 
  • You have no notion what form of gold qualifies for a gold loan as the Gold Rate in Bareilly or any other place is based on purity and weight not form. The sentimental value of ornaments is larger, which may inspire borrowers to repay their debts on time. As a result, Indian creditors prefer to accept gold jewellery as security. Gold bars or bullion are not accepted as security for a gold loan by banks. 

KDM and Hallmarked Gold in Bareilly

  • Hallmark: A quality certification provided by the Bureau of Indian Requirements (BIS) in conformity with international purity standards is known as hallmark jewellery. The makeup of the alloying metal and the purity levels of the gold used to determine this.
  • KDM: This is a gold-cadmium alloy with 92 per cent gold and 8% cadmium content. This is how the alloy is manufactured. Because the two metals, gold and solder material, have different melting temperatures, cadmium is now coupled with gold, thus the term KDM.

Understanding 916 Gold Price Today in Bareilly

Although this is one of the most often asked questions, finding an answer might be difficult. For instance, you could look at the global trend that affects the 916 Gold Rate in Bareilly. The fluctuation of the US dollar against other currencies has an impact on it as well. The Indian word for 22 karat gold is 916 gold. A lot of factors, including the import tariff rate, determine the gold rate in Bareilly today. 

To illustrate the difference in Gold Rate in Bareilly and the impact of fewer supply expenses like a lower the import duty, etc. The lower the gold rate in Bangalore is due to certain supply benefits. The price of gold in Bangalore declines when the government cuts the import tariff. Aside from municipal taxes, the gold rate in Bangalore is influenced by a number of other variables.

Investors can purchase gold when the current gold rate in Bareillyis low and sell when the gold rate in Bareillyrises, despite the fact that every factor influencing the Gold Rate in Bareilly cannot be explained in depth. Gold prices in Bangalore, on the other hand, have been extremely volatile, with further volatility expected as policy in numerous countries remains unstable. 

Check the current Gold Rate in Bareilly for 22-carat gold, and if it’s lower, buy it to profit. To summarise, the Gold Rate in Bareilly and 916 will be influenced by a number of factors rather than a single factor.

Best Place to Buy Gold in Bareilly

There are several marketplaces in Bareilly, including Ansari Market, Laala market, and others. Banks and non-bank financial companies (NBFCs) in Bareilly operate in such marketplaces and provide trustworthy loans to clients. Gold Rate in Bareilly can also be found out in such markets by visiting loan providers or gold sellers. Typically, loan providers are banking organisations since they offer a wide range of financial services in addition to loans.

Buying a Gold Loan in Bareilly

In India, getting a gold loan is simply because it is available both online and offline. Gold loans are a way for borrowers to obtain instant money. A gold loan from a bank or a non-bank financial institution (NBFC) is an obvious choice. Gold Rate in Bareilly has to be found out before applying for a loan in Bareilly city.

Customers may now compare the majority of loan offers from big banks and NBFCs in Bareilly online by visiting their websites. This is easy to say but much more confusing for the interested customers; instead, customers can easily find and compare gold loan offers from a number of market-leading gold loan providers with:

India’s first Financial helpline, Dialabank. You can visit the Dialabank website for all the relevant information about loans and other financial products.

Or

By Calling us at Dialabank: 9878981166

What are the Advantages and Disadvantages of Sovereign Gold Bond Scheme

Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min – Max Loan Amount
₹ 3,506 to ₹ 4,621 0.099 3 to 24 months ₹ 10 thousand to 5 crore
ICICI Gold Loan ₹ 3,506 to ₹ 4,621 0.1 6 to 12 months ₹ 10 thousand to 5 crore
₹ 3,506 to ₹ 4,621 0.12 7 days to 36 months ₹ 3 thousand to 1 crore
₹ 3,506 to ₹ 4,621 0.1225 12 months ₹ 3 thousand to 1 crore
₹ 3,506 to ₹ 4,621 0.1025 36 months ₹ 20 thousand to 50 lakh
₹ 3,506 to ₹ 4,621 0.1 3 to 36 months ₹ 10 thousand to 5 crore
SBI Gold Loan ₹ 3,506 to ₹ 4,621 0.0975 12 to 36 months ₹ 20 thousand to 50 lakh
₹ 3,506 to ₹ 4,621 0.075 3 to 36 months ₹ 20 thousand to 50 lakh
₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 20 thousand to 50 lakh
₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 10 thousand to 5 crore
IIFL Gold Loan ₹ 3,506 to ₹ 4,621 0.12 11 months ₹ 3 thousand to 50 lakh

Gold Vs. Mutual Funds

MUTUAL FUNDS GOLD
Complicated
Less complicated
Greater market risk Involved
Based on global and few other factors it is easier to get a rough idea of the gold rates
Options to invest in Equity linked saving scheme (ELSS), Equity mutual funds, debt fund, liquid funds, etc.
Gold Funds and Gold ETFs
More opportunity cost
Less opportunity cost

Latest News on Gold Rate in Bareilly

2021-05-27:

After being detained for not wearing a mask in public two days earlier, a 28-year-old worker in Bareilly district accused police of pounding nails into his hand and leg. The police dismissed the allegations, claiming that he caused the injuries on himself in order to avoid being arrested for assault on a policeman.

Ranjit, a 28-year-old resident of the district’s Jogi Navada neighbourhood, made the claims in the morning, causing a commotion at the district police chief’s office. Nail damage occurred in both a hand and a leg. He was taken to the district hospital by the police, where he is currently receiving treatment.

2020-09-21:

Yogi Adityanath, the Chief Minister of Uttar Pradesh, has stated that a textile park will be built in the Bareilly district as soon as all obstacles have been removed.

“In keeping with its history, Bareilly will soon feature a textile park. All roadblocks have been removed, and construction is expected to begin shortly. “During a video conference, he stated.

He was looking over the development projects in the Bareilly Division, which includes the districts of Pilibhit, Bareilly, Shahjahanpur, and Badaun. Currently, the division is working on 14 projects totalling more than Rs 50 crores.

FAQs

What is the price of gold in Lucknow?

In Uttar Pradesh’s capital city, which has a long history, gold has always been the most significant metal. Gold prices in Lucknow, as in the rest of the world, are quite volatile and may swing substantially depending on a variety of reasons.

What Has Changed in Interest Rates in the Last Month?

Gold Rate in Bareilly has swayed back and forth in the recent month. It decreased in the first week of March due to economic developments but rose by the following weekend. Despite an increase in demand the next week, prices dropped and continued to plunge over the following several days. Gold has always been in high demand, regardless of whether today’s Gold Rate in Bareilly is greater or lower.

Is It a Good Idea to Invest in Gold?

Jewellery and ornamentation are the most common uses for gold. It is always an appealing prospect for investors since it is proven to provide significant returns for long-term investments and provides a safety net for people in hazardous situations.

What Should You Think About Before Investing in Gold?

When considering the purchase of gold-related commodities such as jewellery or exchange-traded funds (ETFs), it is necessary to first time the market by comparing the Gold Rate in Bareilly from several sources. Make certain that any jewellery you purchase is hallmarked.

About Bareilly

Jagat Singh Katehriya, a Rajput, created Bareilly in 1537 and named it after his two sons Bansaldev and Baraldev. In 1569, the town fell under the Mughal administration, and by 1596, it had become the capital of a local pargana. Mughal administrator Mukrand Rai laid the groundwork for the current city of Bareilly in 1657, and it became the seat of the province of Budaun in 1658. 

As the Mughal Empire weakened, the Kingdom of Rohilkhand rose to power, with Bareilly as its capital. After the collapse of Rohillas in the First Rohilla War, the city fell under the hands of Oudh State in 1774, and the Nawab of Oudh sold the city to the British East India Company in 1801.

In 1811, a military outpost was created to the south of the city, and a fort was built in 1816. During the Indian Rebellion of 1857, the rebels emancipated Bareilly, and it remained independent under the leadership of Khan Bahadur Khan until it was re-annexed by the British in 1858.

Dhopeshwar Nath, Madhi Nath, Alakha Nath, Tapeshwar Nath, Bankhandi Nath, Pashupati Nath, and Trivati Nath are among the seven Shiva temples in the Bareilly region; traditionally, the city was known as Sanjashya (where the Buddha descended from Tushita to earth). It is a centre for furniture production as well as cotton, grain, and sugar trading.

Bareilly is one of India’s 100 Smart Cities in the works, as well as one of the National Capital Region’s counter-magnet cities (NCR). The city is served by the Bareilly Airport, which provides direct flights to Delhi and is planning flights to Mumbai, Bangalore, and Lucknow. The city’s Bareilly Junction railway station is one of India’s top 100 booking stations, while Izzatnagar is the divisional headquarters of one of the North-Eastern Railways’ three divisions.

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