Make your dream home hassle free

Make your dream home hassle free

From the ancient time, we think that home is our safest shelter. Everyone dreams of a new home with the modern luxuries. In today’s world, it is not so easy to get home within the blink of eyes. Lifestyle has changed a whole different cup of tea to experience. Due to Socio-economic shifts, cost of living is rising rapidly.

The increasing price of residential accommodation has made the home loans so much popular all over the world. Home Loans are the loans which are designed for those people who are in urgent need of money for building construction, home renovation, purchasing a new house or property. These loans are fully secured loans. There are many options for salaried persons to opt home loan now non-salaried persons can get a home loan hassle free.

  • Documentation and paper work  The person applying for a housing loan has to fill the documentation that contains application with certain terms and conditions. There are different types of documentation for self employed, salaried and non-salaried persons. It includes income proof, salary slips from salaried persons and some additional documents by self employed. Besides it, they can ask for profit and loss, balance sheet approved by certified character accountant.
  • Procedure for loan  If you convince your banker that your business is in a good position then, you can get a home loan easily. There will be a simple meeting between you and proprietors that they will get an insight on your business before lending you Loan.

Make your dream home hassle free

  • Self employed persons The process of loan is less hectic for salaried professionals as compare to self employed professionals because no question of ambiguity arises and income standard is used in financial statements. Instead of it, banks believe that the qualified professionals like doctors, engineers may land to high sound paying jobs in their poor situations.
  • Qualified Professionals  It is easy to get a loan for a qualified professional because of the steady income. Income tax records and credit history play an important role in applying for a loan. Having a good credit score history in the market is beneficial in getting a loan.
  • Proprietary Concern  First thing to consider for a loan is that you will have to make sure you have a certificate under Shop and Establishment Act. Many more documents like profit & loss and balance sheets statements, list of important and reputed clients.
Apply Online For
Home Loan Personal Loan Auto Loan Gold Loan Life Insurance

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as a information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.

Read Other Related Articles

Points to Consider Before Switching the Home Loan
Real Facts About Pre-Approved Loans Joint Home Loans
Planning to switch over the new Home loans with low rates? Few Things to Know
NRI Home Loans in India

NEED A LOAN?

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.


Menu