All About Documents Required for Home Loan
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Common Documents Required For Home Loan
- Valid address proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
- Age proof :Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
- Last six months Bank account statement
- Income proof and passport size photograph of the applicant and co-applicant
Things you need to know about before you apply for a home loan
For Salaried customers:
- Employment certificate from the employer
- Form 16
- Copies of pay slip for last few months and TDS certificate
- If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
- Copy of audited financial statement for last two years
- Income tax assessment order
- Profit and loss details for last few years
A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal. Before signing the Home Loan documents, recheck all terms and conditions.
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