Home Loan Ahmedabad

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About Home Loan Ahmedabad

The current property revolution in the property industry is at on all time highest. Just because the increase in demand for residential and commercial property, the demand for a Home Loan has increased simultaneously. Home loans are being drawn by lots of people with different demographics and areas.

Home Loan Interest Rates:

   Punjab National Bank    Standard Chartered Bank    Axis Bank
10.25% 10.50% 10.10%

Home Loan Ahmedabad

  • Guarantees stress-free dispensation.
  • Loan sanction prior to property selection.
  • Property analysis.
  • Trouble-free documentation
  • Widest collection of accepted projects.
  • Eye-catching Home Loan Interest Rate.
  • They also provide the option to the customer to avail the interest rate on their home loan as partly fixed and partly floating.

Understand your loan eligibility:

All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests

Monthly Income(Rs)

30,000

(Assumed) Income available for EMI payments

(i.e. 55% of 30,000)(Rs)

16,500

Rate of Interest(%)

8.00

Tenure(yrs)

20

EMI per lakh(Rs)

836

Home Loan Eligibility (Rs)

1,973,000

Following are other factors helping in the evaluation of home loan eligibility:
  • Nature of Job of Individual
  • Location of the Property
  • Personal Details of individual

Common Documents Required For Home Loan

  • Valid Address Proof: Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Age proof: Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Last six months Bank account statement
  • Income proof and passport size photograph of the applicant and co-applicant

For Salaried customers:

  • Employment certificate from the employer
  • Form 16
  • Copies of pay slip for last few months and TDS certificate

For Self-employed:

  • If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
  • Copy of audited financial statement for last two years
  • Income tax assessment order
  • Profit and loss details for last few years

Avail your Home Loan with Dialabank for personalized Assistance

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