Home Loan Bhopal

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All about Home Loan Bhopal

Home Loan Bhopal

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Home provides shelter to all humans. It is a valuable asset that prevents people from all of the natural and manmade odds.  All of these advantages make people think about buying a new home. Home Loan is the best deal to buy dream home at low interest rates.

Home Loan Bhopal Interest Rates:

Punjab National BankStandard Chartered BankAxis Bank
10.15%10.26%10.10%

  • One can acquire the Loan amount ranging from 10 lakhs to one crore.
  • It is sanctioned for a period of 15 to 20 years.
  • It is the best way to convert the dream of owning a home into reality.
  • It is a secured loan that demands to place a security with the lender.

Understand your loan eligibility:

All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.

Monthly Income(Rs)

30,000

(Assumed) Income available for EMI payments

(i.e. 55% of 30,000)(Rs)

16,500

Rate of Interest(%)

8.00

Tenure(yrs)

20

EMI per lakh(Rs)

836

Home Loan Eligibility (Rs)

1,973,000

                

Following are other factors helping in the evaluation of Home Loan Bhopal eligibility:

  • Nature of Job of Individual
  • Location of the Property
  • Personal Details of individual


Common Documents Required For Home Loan

  • Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Age proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Last six months Bank account statement
  • Income proof and passport size photograph of the applicant and co-applicant

For Salaried customers:

  • Employment certificate from the employer
  • Form 16
  • Copies of pay slip for last few months and TDS certificate

For Self-employed:

  • If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
  • Copy of audited financial statement for last two years
  • Income tax assessment order
  • Profit and loss details for last few years

A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal. Before signing the Home Loan documents, recheck all terms and conditions.

Bhopal is the capital city of Indian state Madhya Pradesh. It was initially the capital of former Bhopal state. The presence of artificial and natural lakes makes it one of the greenest cities of India. It is also referred to as ‘City of Lakes’.

      

Other Leading Loan Options in Bhopal (Click to Apply)
 Gold Loan BhopalCar Loan BhopalPersonal Loan Bhopal

Special Note: Bank does not provide Home Loan or Loan Against Property to B Khata Property.      


REMINDER SERVICESEMI CALCULATOR

HOME  LOAN INTEREST RATES

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