All About Home Loan Bhubaneshwar
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During childhood, every child loves to build house from sand. When these children grow up, they have the potential to build the house in reality. All this needs is to invest a large amount. Home Loan Bhubaneshwar is a loan scheme that helps an individual to cater the need of building own home at affordable rates of interest.
Home Loan Bhubaneshwar Interest Rates:
|Punjab National Bank||Standard Chartered Bank||Axis Bank|
- Guarantees stress-free dispensation.
- Loan sanction prior to property selection.
- Property analysis.
- Trouble-free documentation
- Widest collection of accepted projects.
- Eye-catching Home Loan Interest Rate.
- They also provide the option to the customer to avail the interest rate on their home loan as partly fixed and partly floating.
All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.
(Assumed) Income available for EMI payments
(i.e. 55% of 30,000)(Rs)
Rate of Interest(%)
EMI per lakh(Rs)
Home Loan Eligibility (Rs)
Following are other factors helping in the evaluation of home loan eligibility:
- Nature of Job of Individual
- Location of the Property
- Personal Details of individual
- Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
- Age proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
- Last six months Bank account statement
- Income proof and passport size photograph of the applicant and co-applicant
For Salaried customers:
- Employment certificate from the employer
- Form 16
- Copies of pay slip for last few months and TDS certificate
- If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
- Copy of audited financial statement for last two years
- Income tax assessment order
- Profit and loss details for last few years
A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal. Before signing the Home Loan documents, recheck all terms and conditions.
Bhubaneswar is popularly known as the ‘Temple City of India’ as it has plenty of Hindu temples. It is the capital city of Odisha state.
|Other Leading Loan Options in Bhubaneshwar (Click to Apply)|
|Gold Loan Bhubaneshwar||Car Loan Bhubaneshwar||Personal Loan Bhubaneshwar|
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