Home Loan Dhanbad

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All About Home Loan Dhanbad

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Home Loan DhanbadPurchasing a new house is now not as difficult as it seems. You can be the owner of your new house by taking help from Home Loan Dhanbad to build up your own house. These debts offer a very large tenure period of your home loan.

 

Home Loan Dhanbad Interest Rates:

 

 

Punjab National Bank Standard Chartered Bank Axis Bank
10.15% 10.26% 10.10%

 

 

  • Guarantees stress-free dispensation.
  • Loan sanction prior to property selection.
  • Property analysis.
  • Trouble-free documentation
  • Widest collection of accepted projects.
  • Eye-catching Home Loan Interest Rate.
  • They also provide the option to the customer to avail the interest rate on their home loan as partly fixed and partly floating.

Understand your loan eligibility for Home Loan Dhanbad:

 

All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.

Monthly Income(Rs)

30,000

(Assumed) Income available for EMI payments

(i.e. 55% of 30,000)(Rs)

16,500

Rate of Interest(%)

8.00

Tenure(yrs)

20

EMI per lakh(Rs)

836

Home Loan Eligibility (Rs)

1,973,000

                

Following are other factors helping in the evaluation of Home Loan Dhanbad eligibility:

  • Nature of Job of Individual
  • Location of the Property
  • Personal Details of individual

 


Common Documents Required For Home Loan

 

 

  • Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Age proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Last six months Bank account statement
  • Income proof and passport size photograph of the applicant and co-applicant

 

For Salaried-customers:

 

  • Employment certificate from the employer
  • Form 16
  • Copies of pay slip for last few months and TDS certificate

For Self-employed:

 

  • If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
  • Copy of audited financial statement for last two years
  • Income tax assessment order
  • Profit and loss details for last few years

 

A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal.  Before signing the Home Loan documents, recheck all terms and conditions.

 

Dhanbad  is a city in the state of Jharkhand. It is  famous for coal mining. Tata Steel, BCCL, ECL and IISCO (Indian Iron And Steel Company) are some of the companies having coal mines in the district. The Indian School of Mines is located in Dhanbad. Among the rail divisions of Indian Railway, Dhanbad Rail Division is the second largest in terms of revenue generation after Mumbai division.

 

 

      

 

Special Note: Bank does not provide Home Loan or Loan Against Property to B Khata Property.      


REMINDER SERVICES EMI CALCULATOR

HOME  LOAN INTEREST RATES

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