Home Loan Gandhinagar

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All about Home Loan Gandhinagar

Home Loan Gandhinagar

home loan

Even it may not sound easy, purchasing a new house is now not as difficult as it seems. Now you can be the owner of your new house, you can take help from Home Loans to build up your house. These debts offer a very large tenure period of your home loan.

Home Loan Gandhinagar Interest Rates:

Punjab National Bank Standard Chartered Bank Axis Bank
10.15% 10.26% 10.10%
  • Guarantees stress-free dispensation.
  • Loan sanction prior to property selection.
  • Property analysis.
  • Trouble-free documentation for Home Loan Gandhinagar
  • Widest collection of accepted projects.
  • Eye-catching Home Loan Interest Rate.
  • Home Loan Gandhinagar also provide the option to the customer to avail the interest rate on their home loan as partly fixed and partly floating.

Understand your loan eligibility:

All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.

Monthly Income(Rs) 30,000
(Assumed) Income available for EMI payments

(i.e. 55% of 30,000)(Rs)

16,500
Rate of Interest(%) 8.00
Tenure(yrs) 20
EMI per lakh(Rs) 836
Home Loan Eligibility (Rs) 1,973,000

Following are other factors helping in the evaluation of Home Loan Gandhinagar eligibility:

  • Nature of Job of Individual
  • Location of the Property
  • Personal Details of individual


Home Loan Gandhinagar Documents Required

  • Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Age proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Last six months Bank account statement
  • Income proof and passport size photograph of the applicant and co-applicant

For Salaried customers:

  • Employment certificate from the employer
  • Form 16
  • Copies of pay slip for last few months and TDS certificate

For Self-employed:

  • If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
  • Copy of audited financial statement for last two years
  • Income tax assessment order
  • Profit and loss details for last few years

A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal.  Before signing the Home Loan documents, recheck all terms and conditions.

Gandhinagar is the capital of Gujarat in Western India. The city lies on the western bank of the Sabarmati River. Akshardham temple is the famous temple in Gandhinagar which attracts large number of tourists.

Special Note: Bank does not provide Home Loan or Loan Against Property to B Khata Property.


REMINDER SERVICES EMI CALCULATOR HOME  LOAN INTEREST RATES
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