Home Loan Ghaziabad

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About Home Loan Ghaziabad

Home Loan Ghaziabad

Housing Loan is a monetary assistance offered by different lenders to fulfill the residential needs of the people. The home to be purchased itself stands as security against which the loan is procured by people. It is one of the biggest achievements of life to build own home.

Home Loan Ghaziabad Interest Rates:

Punjab National BankStandard Chartered BankAxis Bank
10.15%10.26%10.10%

Why Dialabank for Home Loan Ghaziabad?

  • One can acquire the Loan amount ranging from 10 lakhs to one crore.
  • It is available at attractive interest rates.
  • It involves quick procedures and fast processing.
  • It is a secured loan that demands to place a security with the lender.

Understand your loan eligibility:

All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.

Monthly Income(Rs)

30,000

(Assumed) Income available for EMI payments

(i.e. 55% of 30,000)(Rs)

16,500

Rate of Interest(%)

8.00

Tenure(yrs)

20

EMI per lakh(Rs)

836

Home Loan Eligibility (Rs)

1,973,000

                

Following are other factors helping in the evaluation of home loan eligibility:

  • Nature of Job of Individual
  • Location of the Property
  • Personal Details of individual

Common Documents Required For Home Loan Ghaziabad

  • Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Age proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  • Last six months Bank account statement
  • Income proof and passport size photograph of the applicant and co-applicant

For Salaried customers:

  • Employment certificate from the employer
  • Form 16
  • Copies of pay slip for last few months and TDS certificate

For Self-employed:

  • If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
  • Copy of audited financial statement for last two years
  • Income tax assessment order
  • Profit and loss details for last few years

A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal.  Before signing the Home Loan documents, recheck all terms and conditions.

Ghaziabad is the industrial city in Uttar Pradesh state of India. The city has been marked as the 2nd fastest growing cities of the world. Due to the proposal of widening the National Highway 24 various investors like SARE, Antriksh, Wave etc are planning to develop various residential and commercial projects.

      

Other Leading Loan Options in Ghaziabad (Click to Apply)
 Gold Loan GhaziabadCar Loan GhaziabadPersonal Loan Ghaziabad

Special Note: Bank does not provide Home Loan or Loan Against Property to B Khata Property.      


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Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as a information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.

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