Home Loan Hapur

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Home Loan Hapur

Best Banks For Home Loan Hapur

Feature HDFC Bank ICICI Bank Bank of India
Interest Rate 6.95% to 8.2% 6.95% - 7.95% 6.85% to 7.15%
EMI/Lakh Rs. 662 Rs. 659 Rs. 655
Max Loan Amt Upto 10 Cr. Upto 10 Cr. Upto 10 Cr.
Loan Tenure Upto 30 years Upto 30 years Upto 30 years
Processing Fee Upto 0.5% of loan amount + GST 1% – 2% of loan amount + GST 0.25% - 0.50% of loan amount + GST
Preclosure Charges No prepayment charges for floating rates No prepayment charges for floating rates No prepayment charges for floating rates

Home Loan Hapur FeaturesHome Loan Hapur

Funds could be provided to get a replacement house or renovate the present one is thought of as an equity credit line. it’s a straightforward method to avail of this snug loan as you are doing not got to hassle the non-public saving for the most important purpose of the property. Here, the property that the loan is taken isn’t in hand by the loan soul.

Dialabank helps in obtaining Home Loans and provides you with aid. Your equity credit line journey is going to be quite straightforward with Dialabank.

A home loan is not only for buying a home or constructing it one can take the loan by using different schemes that are offered by the bank for various purposes such as extensions, purchase of a plot, renovation, and much more related to home property.

The loan that is available on the following types of property are:

  • Firstly, New flat
  • then, Ready to Move-in House
  • Plot From MHADA, DDA, etc.
  • Home construction
  • Home extension
  • Home renovation

Home Loans which is under the Pradhan Mantri Awas Yojana could be available in Hapur. Customers can find more information on Eligibility which is mentioned below or just by visiting Dialabank.

Home Loan Hapur Interest Rates

Top 10 banks offering the lowest home loan interest rates for salaried individuals

Bank Name RLLR Minimum Home Loan Rate Interest Rate (%) Maximum Home Loan Rate Interest Rate (%)
Union Bank of India 6.8 6.7 7.15
Bank of India 6.85 6.85 7.15
Central Bank of India 6.85 6.85 7.3
Canara Bank 6.9 6.9 8.9
Punjab & Sind Bank 6.9 6.9 7.25
ICICI Bank 6.95 6.95 7.95
SBI Term Loan 6.65 6.95 7.45
Bank of Baroda 7 7 8.35
IDFC First Bank 7 7 8
Bank of Maharashtra 7.05 7.05 8.35
HDFC Bank 6.95 6.95 8.2

Home Loan Hapur Documents Required

Salaried Individual:

Valid ID and Residence Proof: Proof of Identity such as Aadhaar card, PAN card, Driving License, etc. These are some of the documents required for a home loan and some are explained below.

Income Proof:

  • Firstly, There are Bank Statements which shows salary credits from the last six months.
  • Then, next is the Latest Salary Slips which should be from the last 3 months.
  • The customer should provide Latest Form-16 and IT returns as well
  • At last, the Employment Contract/Appointment Letter should be provided if the current employment is almost less than a year old.

Property Related Documents:

  • A cheque for processing fee favouring ‘The Particular Bank.’
  • Copy of the Buyer Agreement/Allotment Letter
  • Receipt/(s) of payment/(s) made to the developer

Self Employed Individual:

Valid ID and Residence Proof: Identity proof and Residence such as an Aadhaar card, PAN card, Driving License etc is required. These are some of the documents required for a home loan and some are explained below.

Income Proof:

  • Bank Statements that show the salary credits from the last six months.
  • Then, The Business Profile as well as the Previous three years Income Tax returns and could be (Both self and business)
  • Next, Previous 3 years Profit/Loss Account as well as Balance Sheet.

Proof Of Business: 

  • Educational Qualifications Certificates
  • Business achievements (Certificate or awards if any)

Property Related Documents:

  • The first one is a cheque used for processing fees and favouring ‘The Particular Bank.’
  • Next, The Copy of the Buyer Agreement is compulsory or an Allotment Letter.
  • Receipt/(s) of payment/(s) that is made to the developer.

Agriculturists:

KYC Proof – For this purpose PAN Card (Mandatory) or anyone with a Driving License/Voter ID/Passport is needed.

Income Proof:

  • Bank Statements which shows the salary credits from the last six months.
  • Then, The Copies of title documents which is of agricultural Land that shows crops being cultivated.

Property Related Documents:

  • Firstly, A cheque which is used for processing fee and favouring ‘The Particular Bank.’
  • Copy of the Allotment Letter is must or Buyer Agreement
  • Receipt/(s) of payment/(s) which is made to the developer

Additional requirements for Co-applicants:

One Passport size photograph is needed that is to be affixed on the Application Form being provided and signed across. Apply for Home Loan

Home Loan Hapur Eligibility Criteria 

Home loan eligibility criteria have been classified as-

Salaried Individual:

  1. The applicant’s nationality should be Indian.
  2. The applicant must have the age group of 18 – 65 years.
  3. The applicant must have the required working experience and also the legitimate source of salary i.e should be working under the same employer and for at least 1 year.

Self Employed Individual:

Applicants that are not professionally could be involved in the working sector and they should have their source of steady income which is eligible for the Home Loan. And This includes everyone who is a:

  • Traders
  • Commission agent
  • Contractors

The below-mentioned criteria must be met just to apply for a home loan:

  1. Firstly, The applicant must be in the age group that ranges between 18 years – 65 years.
  2. Secondly, Must have valid working experience as well as a legitimate source of salary and that is working under the same employer almost for one year.

Self Employed Individual:

All the Applicants that are not professionally in the working sector but they have a source of steady income then they are also eligible to buy Home Loan. This includes everybody who is a:

  • Traders
  • Commission agent
  • Contractors

The below-mentioned criteria must be met just to apply for a home loan:

  1. The applicant’s nationality should be Indian.
  2. The applicant’s age group ranges between 18 years to 65 years.

Self Employed Professionals:

Those Applicants who are professionals can be involved in the working sector and they are also eligible for the Home Loan in Hapur. It includes everybody who is a:

  • Doctors
  • Lawyers
  • Charted Accountant
  • Architect
  • Consultant
  • Engineer
  • Company Secretary

The below-mentioned criteria must be met just to apply for a home loan:

  1. The applicant’s nationality should be Indian.
  2. The applicant’s age group ranges between 18 years to 65 years.

Additional Criteria for Co-applicants:

  • Co-applicant could be a family member of the applicant.
  • There is no requirement that All co-applicants should be the co-owners of the property.

customers can find more information just by visiting Dialabank.

Apply for Home Loan

How To Apply For Home Loan Hapur

  • Visit  Dialabank for a Home Loan.
  • Next, Go to the specific city for the Home Loan pages.
  • Then, Check out all the eligibility as well as documents criteria that are required for a Home Loan.
  • Now, Fill out all the details that are required in the application form.
  • Once done, our representative will soon contact you for a further stress-free process with the Lowest Interest Rate on Home Loan

Processing Fees / Prepayment Charges On Home Loan Hapur

Particulars Charges
Processing Fees Salaried Individuals: 0.50% of the loan amount or Rs. 3,000, whichever is higher
Self Employed Professionals: having 0.50% share of the loan amount or it can be Rs. 3,000, choose whichever is higher
Self Employed Non-Professionals: It’s Up to 1.50% of the loan amount share or it could be Rs. 4,500, choose whichever is higher.
Prepayment charges No prepayment charges for floating rates. Better estimation can be done from the home loan EMI calculator.

Home Loan EMI Calculator Hapur

CIBIL Score Required For Home Loan Hapur

A good CIBIL score is 750 or above and it can attract a lower interest rate especially for home loans in Hapur. However, a CIBIL score should range between 650 -750 and could be taken if the applicant has a good income as well as a good relationship with the bank then they can apply but a reasonable higher rate of interest can be offered in that case.

It is a must that a good CIBIL score should be maintained in every financial institution which includes details on what type of loan should be taken and also the loan amount that is borrowed. Late payments only for previous loans also acts as a hindrance in availing of a fresh loan.

At last, for more information on the score please Check the CIBIL score that is available in your credit report.

Home Loan Hapur Agent / Broker

One of the major and best agents of Home Loan Hapur is Dialabank. Dialabank has provided the loan to thousands of loan seekers. Customers can visit Dialabank online and get any information related to Home Loans.

Home Loan Hapur Contact Number

You can contact us by dialling 9878981166 to get more information about home loans and we will give you the best advice to help you fulfil your dreams.

Pre Calculated EMI Table for Home Loan Hapur

About Hapur

Hapur is a city, considered as the manufacturing hub of making Stainless Steel Pipes and Tubes. It is located about 60km only from New Hapur.  It was formerly known as `Haripur`. The area comes under the Hapur-NCR region. This city is also known as the headquarters of the District Hapur.

Get Home Loan Hapur information on Dialabank online!

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