All About Home Loan Nagpur
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Whenever you are buying a house or remodeling a previous building, the cost always exceeds the expected amount. In order to meet the actual expenditure, Home Loan can be sanctioned. It is safe to apply for a home loan as it is a secured type of loan.
Home Loan Nagpur Interest Rates:
|Punjab National Bank||Standard Chartered Bank||Axis Bank|
All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.
|(Assumed) Income available for EMI payments
(i.e. 55% of 30,000)(Rs)
|Rate of Interest(%)||8.00|
|EMI per lakh(Rs)||836|
|Home Loan Eligibility (Rs)||1,973,000|
Following are other factors helping in the evaluation of home loan eligibility:
- Nature of Job of Individual
- Location of the Property
- Personal Details of individual
- Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
- Age proof :Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
- Last six months Bank account statement
- Income proof and passport size photograph of the applicant and co-applicant
For Salaried customers:
- Employment certificate from the employer
- Form 16
- Copies of pay slip for last few months and TDS certificate
- If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
- Copy of audited financial statement for last two years
- Income tax assessment order
- Profit and loss details for last few years
A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal. Before signing the Home Loan documents, recheck all terms and conditions.
Nagpur, the leading city in mid-India, is the winter capital of Maharashtra. After Mumbai and Pune, Nagpur is the third largest and the most developed city of Maharashtra. Popular for the “oranges” the city is universally called as “The Orange City” for being a main traffic center of oranges.
|Other Leading Loan Options in Nagpur (Click to Apply)|
|Gold Loan Nagpur||Car Loan Nagpur||Personal Loan Nagpur|
|REMINDER SERVICES||EMI CALCULATOR||HOME LOAN INTEREST RATES|
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