Home Loan Trichy

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About Home Loan Trichy

Home Loan Trichy

Best Rate On Property Loans:

  1. Home Loan Trichy
  2. Loan Against Property Trichy

Interest Rates – Home Loan Trichy

10.50% to 13.5% (floating rate)

Ticket Size

Min Amt : Rs 2 Lacs | Max Amt : Rs 10 Crs

Collateral Required


Loan Tenure

1 Yr to 20 Years

Max Funding

85% of property value

Pre Closure Charges

0 % to 2 % of outstanding loan amount

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Find the Best Offer For Home Loan Trichy

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Home Loan Trichy: Let Dialabank.com help you to find the best offer

  1. Personalised Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Home Loan offer.
  2. Rate Comparison: We help you understand the details of all costs involved in taking a Home Loan Trichy and help you find the Cheapest Offer.
  3. Research: Benefit from our detailed research on all the products from the leading Home Loan players in the market and make the right choice.
  4. Zero Charges: Dialabank offers Home service to its customers at zero fees. Use our services to find the right Home Loan deal at no extra cost.
  5. Unbiased and Transparent Search: Our objective is to simplify your Home Loan Trichy search and we provide information in an unbiased and transparent manner for Home Loan Trichy.

Home Loan Trichy: Types of Offers

The Housing Finance Companies (HFCs) now offer individuals with various alternatives to choose from while buying a home loan, and the availability of Home Loans offered is as varied as their requirements.

Home Purchase Loans

Home Extension Loan

Bridge Loans

Home Construction Loan

Home Conversion Loan

Refinance Loans

Home Improvement Loan

Land Purchase Loan

NRI Home Loans

Home Loan Trichy: Types of Interest

Fixed interest rate Home Loan Trichy

  • Home loans allow the repayment in fixed equal monthly installments over the entire period of the loan. The interest rates in such a case are fixed and don’t change with market fluctuations. A fixed rate home loan is excellent for those who are good at budgeting and want a fixed monthly repayment schedule, which is easy to budget and doesn’t fluctuate.

Floating interest rate Home Loan Trichy

  • Home loans are tied up to a base rate plus a floating element thereof. So, if the base rate varies the floating interest rate also varies. If the floating rate goes over the fixed rate, it will be for some period of the loan not for the entire tenure. The interest rates will surely fall over a long period and thus floating interest rate brings a lot of savings.

Home Loan Trichy: Eligibility Criteria

When computing loan eligibility, banks take into account the applicants age, salary, repayment/credit history, savings, profession, property location, and other loans. Some professions are categorized as negative or risky by the lenders while some jobs fall in the preferred list. As a thumb rule, the EMI for your home loan must not exceed 40 percent of your gross monthly income.

Home Loan Trichy: Following are other factors helping in evaluation of home loan eligibility

  1. Nature of Job : Most home financing companies carry a list of ‘negative’ professions. This can cause a lot of hassles for the individual coming from such professions before being finally getting the loan amount
  2. Property Location : Likewise, they may consult another list known to carry ‘negative areas’. Any individual applying for the loan to get a home in such areas may not be granted the loan by home finance companies. The same is the case with the property falling within the geographical limits as defined by the home financing institutions.
  3. Personal Details of individual: Personal details of the individual are another factor that is taken into account by home finance companies. It may or may not contain credit history of the individual as per the formalities to be filled with the concerned institution. All these factors help the lenders in deciding the individual’s home loan eligibility.

Leading Home Loan Providers (Click to Apply)

Axis Bank Home Loan

HDFC Home Loan

SBI Home Loan

Citibank Home Loan

Other Banks

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