Home Loan Varanasi

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All about Home Loan Varanasi

Home Loan Varanasi

Are you tired of living in rental houses? If you wish to have your house and need financial funds for its initiation, you can certainly opt for a Home Loan. Home Loan Varanasi gives you the financial help for the construction of a new house, and large amounts can be taken due to its secure nature.

Home Loan Varanasi Interest Rates:

Punjab National Bank Standard Chartered Bank Axis Bank
10.15% 10.30% 10.10%

Why should one apply for Home Loan Varanasi?

  1. Widest collection of accepted projects.
  2. Eye-catching Home Loan Interest Rate.
  3. Broad series of Home Loan Products.
  4. Property analysis.
  5. Wide range of housing loan products such as home extension loan, Loan Cover Term Assurance Plan, Home Improvement Loan, and many more.

Eligibility for Home Loan Varanasi

Understand your loan eligibility:

All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.

Monthly Income(Rs) 30,000
(Assumed) Income available for EMI payments

(i.e. 55% of 30,000)(Rs)

Rate of Interest(%) 8.00
Tenure(yrs) 20
EMI per lakh(Rs) 836
Home Loan Eligibility (Rs) 1,973,000

Following are other factors helping in the evaluation of home loan eligibility:

  1. Nature of Job of Individual
  2. Location of the Property
  3. Personal Details of individual

Documents for Home Loan Varanasi

Common Documents Required For Home Loan

  1. Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  2. Age proof :Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  3. Last six months Bank account statement
  4. Income proof and passport size photograph of the applicant and co-applicant

For Salaried customers:

  1. Employment certificate from the employer
  2. Form 16
  3. Copies of pay slip for last few months and TDS certificate

For Self-employed:

  1. If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
  2. Copy of audited financial statement for last two years
  3. Income tax assessment order
  4. Profit and loss details for last few years

A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal.  Before signing the Home Loan documents, recheck all terms and conditions.

About Varanasi

Varanasi is the divine capital of India. Hindus consider that demise at Varanasi brings salvation. Varanasi has various educational institutes. The biggest university in Asia is situated here.

Other Leading Loan Options in Varanasi (Click to Apply)
 Gold Loan Varanasi Car Loan Varanasi Personal Loan Varanasi

Special Note: Bank does not provide Home Loan or Loan Against Property to B Khata Property.

Home Loan Varanasi Home Loan Varanasi Home Loan Varanasi

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