ICICI Home Loan

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ICICI Home LoanICICI Bank is a bank that is the second-largest bank in India, currently with a total number of assets at Rs. 4,736.47 billion. They have subsidiaries in nearly 19 countries. ICICI Limited initially promoted the bank and now currently has ownership reduced to 46% after the company was made public in 1998. The bank is a leading innovator of mobile banking and internet banking.  





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Why a Home Loan From ICICI Bank?  

Most of the people of India need a house that is in a good and reputable locality and is also affordable. There are about 250 million people that belong to the middle class in our country. It is difficult for these people to pay for their daily expenses, save money and then buy a home of their choice. This is why a home loan is necessary. Housing finance helps a person buy their dream house and still maintain a comfortable lifestyle. ICICI Bank provides people with this option to the people. They provide home loans at affordable and competitive interest rates and that too in a few minutes.



Interest Rates of ICICI Home Loan:


Loan Schemes


Up to 30 lacs

8.60 %

From 30 lacs -75  lacs

8.70 %

Above 75 Lacs

8.80 %


Loan Amount and Eligibility Criteria:

With ICICI Home Loan, an individual can get a home loan suited to their requirements. The loan amount depends on the repaying capacity of the person. ICICI Bank provides home loan up to a maximum of 80% of the property value. Several factors are considered when accessing the repaying capacity of the person. These factors include

  • The income of an individual
  • Age
  • The income of spouse in case of joint Applicant
  • Number of dependents
  • Saving history.
  • Income tax returns
  • Monthly income of the applicant.


*Special Note: We do not provide Home Loan or Loan Against Property on B Khata Property.


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