Indusind Bank Home loan

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All About Indusind Bank Home loan

Apply for Indusind Bank Home Loan

Purpose – Indusind Bank Home Loan

  1. For construction of a Residential Property
  2. Purchase of house / flat
  3. Take over of an existing Loan
  4. For Renovation / Improvement / extension of House

Features & Benefits: Indusind Bank Home loan

  1. Attractive “Home Loan Interest Rates
  2. Easy ‘Documentation’.
  3. ‘Fast-Processing’.
  4. ‘Transparent Dealing(s)’.
  5. ‘Door-step service(s)’.

Housing loan‘ is extended for the following purposes:-

  1. Purchasing & Construction of land.
  2. Purchasing  of ‘New Flat’ / ‘House’
  3. Purchasing of ‘old-house’ / ‘flat’ along with undivided share of land.
  4. ‘Extension’/ ‘modification’ of existing house / flat
  5. Loan against property
  6. Balance take over from ‘banks’/’HFC’.

Indusind Bank Home loan

Eligibility: 

Salaried Individual (SI):

  1. Age: Min. 21 & Max. 56 years
  2. Loan Tenor: Min 2 and Max 20 years, subject to retirement age
  3. Income: Min Rs.1 lac PA (Gross Salary)
  4. Residence Stability: Min 1 year in current residence
  5. Employment / Business Stability: 2 years

Self Employed:

  1. Age: Min. 21 & Max. 63 years
  2. Loan Tenor: Min 2 and Max 20 years, subject to exit age of 65 yrs
  3. Income: Min 3 years average annual net income (as per IT returns) of Rs. 1 lac PA
  4. Residence Stability: Min 3 years in current residence
  5. Employment / Business Stability: 5 years

Documentation: 

Salaried individual:

 1. Income Proof: Latest Three months Pay Slip

 2. Bank Statement: Latest six months bank statement of the salary credit account

 3. Other Documents:

Latest Form 16 / Appointment order copy

Details of the other loans being currently serviced

 4. Identity Proof: As per KYC Norms

 5. Address Proof: As per KYC Norm

Self-employed:

  1. Income Proof: Latest three years IT returns with audited schedules
  2. Bank Statement: Latest one year bank statement of the main operating current account
  3. Other Documents: Details about the business setup and line of activities

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