State Bank of Patiala Home Loan

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All About State Bank of Patiala Home Loan


Click to Apply Online or Call Us on 600 11 600


State bank of Patiala is an associated bank of public sector bank SBI (State Bank of India). It is originally known as Patiala State Bank AND was founded on November 17, 1917. It was founded by Maharaja Bhupinder Singh.

State Bank of Patiala Home Loan


Documents Home Loan Interest Rates

EMI Calculator



What is the Need for Home Loan? 

Home is a place where one can see his family growing, can spend his quality time with his family. It is like a heaven for the family. If  you are living in a rented apartment and want to buy own house, can opt for Home Loan.  If you do not have enough funds to fulfill this need, you can opt for this loan deal. Home Loan helps a potential borrower to cater his dream of buying a dream home at best in class rates.

Advantages of State Bank of Patiala Home Loan:

Processing Charges: 0.25 % or Rs 100 is charged.

Pre-Payment Penalty: No charges

Repayment Period:

10 years for fixed interest rates.

25 years for floating interest rates.

State Bank of Patiala Home Loan Amount:


EMI ratio

Up to Rs 2 lakhs

40 %

Rs 2 lakhs to Rs 5 lakhs

50 %

Above Rs 5 lakhs

55 %

* Above rates and fees are subject to change without notice.

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