Interest Rate
1.25% 0.79% p.m.

IIFL Gold Loan

↓ Loan Up To 90% of Your Gold Value ↓

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    Unlock the Real Value of your Gold

    Rates as low as 9.50%
    Get Money in 30 Mins
    Loan Amount Up to 1 Crore
    Loan Tenure Up to 48 Months
    Unbiased Experts Advice

    Get Loan in 30 Minutes

    Highest Gold Rate in India

    100% Safety of Your Gold

    Minimum Documentation

    Without EMI Gold Loan

    Pay The Loan & Interest at The End of The Tenure

    Gold Loan in 1 Visit

    No Melting of Gold

    24 x 7 Online Payment Facility

    No Hidden Charges

    Without EMI Gold Loan

    Pay The Loan & Interest at The End of The Tenure

    GOLD LOAN

    Gold is one of the most precious and celebrated metals in India. Buying and gifting gold is an old tradition of our culture. However, the service of Loan Against Gold has changed the scenario of how people use this metal. Nowadays, people pledge Gold to overcome financial troubles in life.

    GOLD LOAN DOCUMENTS

    • Photos: 2 Passport-size coloured photographs
    • ID Proof: Aadhaar Card / PAN Card/ Driving License / Voter ID Card
    • Address Proof: Aadhaar Card / PAN Card/ Driving License / Voter ID Card / Rent Agreement

    India’s No. 1 Gold Loan Platform

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    GOLD LOAN FAQs

    IMPORTANT TERMS & CONDITIONS

    Interest Rate: Annual Percentage Rate Minimum 9.48% to Maximum 28%

    Loan Tenure: Repayment Tenure Over 12 to 48 months

    For example, if you take a loan of Rs. 4.5 lakhs at the rate of 15.5% with a repayment tenure of 3 years, your EMI will be Rs. 15,710. The total payable amount at the end of 3 years would be Rs. 5,65,553. Therefore, you are paying the total interest amount to the tune of Rs. 115,553. This, however, excludes other applicable charges which can be quantified as under:

    • Loan Processing Charge @ 2% = Rs. 9,000
    • Gold Valuation Charges: Rs. 260 per lac
    • Stamp Duty: as per State Laws
    • Amortization Schedule charges = Rs. 200

    In case of a change of payment mode or swapping your Post Dated Cheques, additional charges are applicable. Also, depending upon the lender bank, prepayment options may or may not be available and the applicable charges may vary accordingly.

    Dialabank.com Services are free of cost. We do not charge any fee from any of our customers.
    Loans originated, booked and serviced by our partner Banks/NBFCs. Subject to credit appraisal in the sole discretion of our partner Banks/NBFCs and terms & conditions as agreed under an individual loan agreement.

    Our Partner Banks and NBFCs don’t offer personal loans which require repayment in full in 60 days or less from the date the loan is issued. Subject to the necessary KYC and verification.