All About AXIS Loan Against Property
Voted as CNBC-TV 18’s “Best Bank and Financial Institution, 2012,” AXIS Bank is the third largest bank of India. Axis Bank is the leading bank in the provision of retail products. The bank’s total retail business consisted 88.47% of mortgage loans and car loans.They also provide Loan against Property for both Residential and Commercial Properties in all cities. AXIS Bank LAP can also be availed to acquire a new property.
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Why would a person need a AXIS Loan Against Property?
People who need a home loan can also apply for a loan against property. A loan against property is a loan on the property that is owned by an individual. It is a secured loan, in which the person has to provide the property of the individual as collateral to the bank. It can be availed by the person in case of an emergency, such as, to pay the marriage expenses of the child, to pay medical bills, to fund a vacation, and so on. There are many various reasons for which a person can apply for a home loan. There are several banks that provide a loan against property. One of these is AXIS Bank Loan Against Property.
AXIS Bank is a leading provider of retail finance products. They provide AXIS Loan Against Property to the people at affordable and competitive interest rates and against a property that can be residential or commercial. Before applying for a loan, it is advised to analyze the interest rates that are charged by the banking institutions, in order to avoid regretting your decision later.
Options available under the AXIS Loan Against Property Program
- Loan Against Property – Residential
- Loan Against Property – Commercial
- Loan for purchase of a commercial property
- Any person who wishes to transfer their loan from their bank to AXIS Bank can do so using the Home Loan Balance Transfer Scheme.
- They also provide a Top Up Loan to the individual on transferring their loan amount.
- Lease Rental Discounting (LRD)
AXIS Bank provides a loan against property to the people for various interest rates according to the type of the property, which is, whether the property to be mortgaged is residential or business, whether the loan to be taken is an overdraft or a contract rental discounting and so on. AXIS Bank has nearly 1787 operational offices all over the country and overseas and nearly 10,363 ATMs currently across 1,139 centers. It is the leading bank in the private sector and was ranked last year according to its balance chart as on 31st March 2012.
*Special Note: We do not provide Home Loan or Loan against Property to B Khata Property.
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