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Bank of Baroda Loan Against Property

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About Bank of Baroda Loan Against Property

Bank of Baroda Loan Against Property

Bank of Baroda brings to you a modern mixture of a loan and over set up service with versatile payback options against the protection of your immovable residence.

Benefits: Bank of Baroda Loan Against Property

  1. Ideal use of idle property.
  2. Withdraw money as your need.
  3. Deposit surplus money / regular income / salary and save interest.
  4. Flexibility to take away cash placed previously.
  5. Can be acquired either as facility or need loan as per your need.

Salient Features: Bank of Baroda Loan Against Property

  1. Limit: Minimum: Rs. 1,oo,ooo
  2. Maximum areas:Rural areas: Rs. 5,oo,ooo, Other areas: Rs. 100,oo,ooo
  3. Repayment Loan: Highest possible 84 EMIs
  4. Easy Documentation.
  5. Mortgage from other financial institutions can be taken over.

Eligibility: Bank of Baroda Loan Against Property

  1. Salaried-Employees / Professional, Self-Employed & Other income tax assesses for last 3 years with a minimum gross annual income of Rs. 60000.
  2. Age: Minimum 21 years.

Income Criteria: Bank of Baroda Loan Against Property

  1. Salaried: 36 times of net monthly income
  2. Others: 3.5 times of net annual income (average of last 3 years)

Documents: Bank of Baroda Loan Against Property

     Salaried: 

         Income proof (Form 16 along with salary certificate from the employer)

     Professional / Self-employed:

  1. I.T. returns for previous 3 years.
  2. Latest income tax assessment order.
  3. Income certificate from appropriate revenue authority like SDO (for agriculturist).
  4. Original title deeds of the property offered for loan.
  5. Paid receipt of latest maintenance, water tax and any other taxes.
  6. Nonencumbrance letter from co-op society.
  7. Permission to create Equitable Loan from society.
  8. Previous 6 months bank statements of financial institutions account.

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