All about HDFC Bank Loan Against Property
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HDFC Bank is the first private bank to obtain approval from the Reserve Bank of India, in the private sector of banking in India. The bank started its operations in the year of 1994. The bank has nearly 10,583 ATMs all over the country in some of the major cities and towns, all totaling to about 1,568. The bank has been active in the country for nearly 30 years and was awarded Organization of the Year at the Skoch Financial Inclusion Awards.
HDFC Limited provides finance to people who need instant funds through various loan schemes, one of them being Loan Against Property. As the name suggests, one can apply for a loan by providing their property as collateral to the bank. They provide the loan for properties that are residential as well as commercial. This loan can be applied for by people who need a loan for some important work, such as, to fund the studies of the child, to pay medical expenses, to pay for the marriage expenses, and other expenses. They have launched a new product for the self employed people.
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HDFC Bank provides many features and benefits on their loans on the property. They provide a loan at attractive and competitive interest rates and provide the loan on both residential and commercial properties. The loan is similar to a Personal Loan, the only thing is that they are cheaper as compared to them. The bank made a net profit of about Rs. 5,597.7 Crores in December 2012, whereas, in the previous year, it was Rs. 4,536, a total rise of about 23.4% over the year. The figure is in itself an indicator of the ability of the bank’s capability as the market leader.
Leading Loan Against Property Providers (Click to Apply)
- Axis Bank Loan Against Property
- HDFC Loan Against Property
- ICICI Loan Against Property
- CitiBank Loan Against Property
- Other Banks
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