ICICI Land Loan

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All About ICICI Land Loan

The ICICI Bank is one of best private sector banks of India. The bank is a wide network of branches all over the country. Furthermore, the bank provides its services in other countries of the world too. In short, the ICICI Bank is a multinational bank that provides financial services to the customers. These financial services mainly include banking, online banking, credit cards, loans and wealth management. In the category of loans, the bank provides so many loans like Home Loan, Personal Loan, Gold Loan, Business Loan, and Education Loans. Here we will discuss ICICI Land Loan.

Documents Required for ICICI Land Loan:

Documents

Self Employed

Salaried Individual

Application

Required

Required

Photographs

Required

Required

Fee Cheque

Required

Required

Identity Proof

Required

Required

Signature Proof

Required

Required

Residence Proof

Required

Required

Property Documents

Required

Required

Income Tax Returns

Last two-year ITR

Not required

Salary Slips

Not required

Last three-month salary slips

Bank Statements

Latest six-month bank statements

Latest six-month bank statements

Identity Proof for ICICI Land Loan

There are more than one documents that you can present as the proof of your identity. It can be one of the given.

  1. Aadhar Card
  2. PAN Card
  3. Driving License
  4. Voter ID Card

There are more than one documents that you can present as the proof of your Residence. It can be one of the given.

  1. Aadhar Card
  2. PAN Card
  3. Driving License
  4. Voter ID Card
  5. Ration Card
  6. Electricity and water Bills of the last 6 months.

Features of ICICI Land Loan

ICICI Bank Land Loan

  1. The bank provides a personal loan at easy and simple rates of interest.
  2. The bank’s policies are very trustworthy.
  3. The process of application is very simple.
  4. The amount of loan is disbursed very quickly.
  5. The rates of interest are low as compare to other banks.
  6. The bank provides special offers to its internal customers as well.

ICICI Land Loan Interest Rates:

Loan Amount

Interest Rates

Up to Rs 25 lakhs

9.50 %

 Above Rs 25 lakhs

10 %

ICICILand Loan Features:

  1. Minimum Loan Amount: Rs 10 lakhs.
  2. Maximum Loan Amount: Rs 10 Crores.
  3. Processing Fees: 0.50 % – 1 % of the loan amount.
  4. Prepayment charges: 2- 4 % + applicable service tax.

How to Apply for ICICI Land Loan?

  1. A person can easily apply for an ICICI Personal Loan online in two minutes on the website of Dialabank, that is www.dialabank.com.
  2. To apply online here the customer has to fill the online application form.
  3. After that his/her eligibility will be checked if he/she is eligible he/she will get the loan approval.
  4. After getting the approval the customer has to provide some required documents.
  5. And the loan will be disbursed within two days.
  6. The process is very simple.
  7. For more information call on 60011600.

Secured or Unsecured

Personal Loan comes in the category of unsecured loan. In this kind of loan the lender has a high risk while providing the loan amount to the customer.basically in a personal loan the bank provides the loan amount to the customer on the basis of this salary or source of income, besides that in a personal loan the CIBIL score of the individual also plays an important role in a personal Loan.

 CIBIL Score

CIBIL is basically a credit information bureau India Limites company that checks the past behavior of the customer’s credits. It ranges in between 300 to 900. A CIBIL score more than 750 is considered as a good CIBIL score.

Other Leading Home Loan Providers in Delhi (Click to Apply)
Axis Bank HDFC SBI CitiBank Other Banks

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