Reliance Loan Against Property

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All About Reliance Loan Against Property

Reliance Loan Against PropertyThe Reliance Loan against Property scheme offers its benefits to: Salaried Individual, Self Employed, Partnership Firm, Proprietorship Firms. Reliance loan Against Property Features are mentioned below:

  1. Get Maximum loan amount for purchase of your dream home
  2. Higher loan eligibility
  3. Reliance caters to all your needs whether you are salaried or Self Employed
  4. Enjoy the flexibility of choosing your loan tenure
  5. Easy repayment option by way of simple EMIs

Reliance Loan Against Property: Amount and The Tenure of The Loan

  1. Loan amount
    • Minimum: 15 lacs
    • Maximum: 2 crores
  2. Tenure of the Loan
    • Maximum: 15 Years

Reliance Loan Against Property: Interest rates and Charges

  1. Rate Of Interest ranges from 12.25% – 12.5% p.a
  2. Loan Processing charges: 0.75% of the Loan amount+ Service Tax
  3. Late payment charges: 3% per month on the unpaid amount

Reliance Loan Against Property: Documentation

Salaried employees

  1. 2 photographs
  2. Latest 3 months salary slips
  3. 2 years Form 16
  4. Latest 2 years ITR
  5. 6 months Bank Statement ( Salary account or any other account)

Self Employed Individuals

    1. 2 years Balance sheet

6 months Bank Statement

  1. 2 years ITR of each applicant and the Company
  2. Cash Credit Limit or Overdraft Limit
  3. MOA / AOA for the Private Limited Companies
  4. List of Directors and list of Shareholding on the letterhead of the Company
  5. Track Record, if any

Partnership Firm

  1. 2 years Balance sheet
  2. 6 months Bank statement
  3. 2 years ITR of each applicant and the Company
  4. Cash Credit Limit or Overdraft Limit
  5. Partnership Deed

Proprietorship

  1. 2 years Balance sheet
  2. 6 months Bank statement
  3. 2 years ITR of each applicant and the Company
  4. Cash credit Limit or Overdraft Limit

Other related products of Reliance Consumer Finance :

  1. Home Loan
  2. Commercial Property Purchase Loan

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