UBGB Mudra Loan

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      UBGB Mudra Loan Features

      UBGB Mudra Loan 2020
      UBGB Mudra Loan Amount Max. up to Rs. 10 lakh
      UBGB Mudra Loan Interest Rate 8.05%
      Mudra Loan Amount: Shishu scheme Up to Rs. 50,000
      Mudra Loan Amount: Kishore scheme Between Rs. 50,000 and Rs. 5 lakh
      Mudra Loan Amount: Tarun scheme Between Rs. 5 lakh and Rs. 10 lakh

      Please Note: The above rates, fees, and charges are subject to change

      1. UBGB Mudra Loan requires minimum paperwork and documentation 
      2. Fast, easy, and hassle-free approvals and disbursals
      3. The main aim of Mudra Loan is for the stage of growth/development and funding needs of the micro-units and business owners.

      UBGB Mudra Loan Purpose

      Following is a list of the activities that can be covered under MUDRA loans:

      1. Transport Vehicle: Purchase of transport vehicles for transportation of goods and passengers such as auto-rickshaws, small goods transport vehicles, 3 wheelers, e-rickshaws, taxis, etc. Tractors/Tractor Trolleys/Power Tillers used only for commercial purposes are also eligible for assistance under PMMY. Two Wheelers used for commercial purposes are also eligible for coverage under PMMY.

      2. Community, Social & Personal Service Activities: Salons, beauty parlors, gymnasium, boutiques, tailoring shops, dry cleaning, cycle, and motorcycle repair shops, DTP and Photocopying Facilities, Medicine Shops, Courier Agents, etc.

      3. Food Products Sector: Papad making, achaar making, jam/jelly making, agricultural produce preservation at the rural level, sweet shops, small service food stalls and day to day catering/canteen services, cold chain vehicles, cold storages, ice-making units, ice cream making units, biscuit, bread and bun making, etc.

      4. Textile Products Sector / Activity: Handloom, power loom, khadi activity, chikan work, zari and zardozi work, traditional embroidery and handwork, traditional dyeing and printing, apparel design, knitting, cotton ginning, computerized embroidery, stitching, and other textile non-garment products such as bags, vehicle accessories, furnishing accessories, etc.

      5. Business loans for Traders and Shopkeepers: Financial support for on lending to individuals for running their shops/trading & business activities/service enterprises and non-farm income-generating activities with a beneficiary loan size of up to  10 lakh per enterprise/borrower.

      6. Equipment Finance Scheme for Micro Units:  Beneficiary loan size of up to  10 lakh.

      7. Activities allied to agriculture: Pisciculture, beekeeping, poultry, livestock-rearing, grading, sorting, aggregation agro industries, diary, fishery, agri-clinics, and agribusiness centers, food & agro-processing, etc.

      UBGB Mudra Loan Types

      Shishu Yojana

      Micro or small business owners can opt for this category of Mudra Loan. The particular business can apply for up to Rs. 50,000 in the loan amount. This scheme is specifically customized for those who need a small capital to set-up their new business. To avail of this loan, the applicants have to present their business ideas.

      Kishor Yojana

      The business owners who have a running business and want to expand it as a more viable enterprise can opt for this category of Mudra Loan. The particular business can apply from Rs. 50,000 up to Rs. 5 lakhs in the loan amount. To avail of this loan, the business must fill the loan application and should present proper business documents to showcase the business’s current status in the market.

      Tarun Yojana

      Small business owners who have a full-fledged running business and want to expand more can opt for this category of Mudra Loan. The particular business can apply for up to Rs. 10 lakhs in the loan amount.

      Please Note: Applicants do not require to submit any collateral or third-party security.

      About UBGB Mudra Loan

      Mudra Loan which refers to Micro Units Development and Refinance Agency Ltd. comes under the Pradhan Mantri Mudra Yojana scheme (PMMY). The PMMY was launched in the year 2015 by the Prime Minister of India. Uttar Bihar Gramin Bankis one of the leading banks and thus it proudly offers Mudra loan among other services.

      The loan facilitates micro-credit to small scale industries ranging from Rs. 50,000 to Rs. 10 lakhs. Uttar Bihar Gramin BankPMMY Mudra Loan is offered at a very low-interest rate when compared to other private sector banks. 

      Uttar Bihar Gramin BankPMMY Mudra Loan helps individuals and micro-enterprises to cover up the following expenses:

      • Setting up a new business
      • UBGB MudraBusiness expansion 
      • Purchasing a new plant & machinery
      • Working capital for business
      • Purchasing business equipment or commercial vehicles
      • Training or hiring new staffs 

      UBGB Mudra Loan Eligibility Criteria

      Uttar Bihar Gramin BankPMMY Mudra Loan is offered to wide business segments and everybody who are:

      • Start-up business owners
      • Manufacturers
      • Small Industrialists
      • Business vendors
      • Shopkeepers
      • Individuals involved with agriculture

      For more information regarding the eligibility for a Mudra loan visit Dialabank or call on +919878981166

      UBGB Mudra Loan Documents Required

      The applicants who clear all the eligibility criteria can proceed with the documentation process. The applicant will need the following documents:

      • Identity Proof: Aadhaar Card, Passport, Voter I-Card, Driving License, etc, and 2 Passport-sized photographs of the applicant (must).
      • Residential Proof: Aadhaar Card, Passport, Bank statements, telephone or electricity bill, or Address of the enterprise (if any).
      • Income Proof: Latest ITR documents, Last 6 months’ bank statement.
      • Quotation Proof: Items to be purchased for business use (if any).
      • the license of the enterprise (if any).

      Uttar Bihar Gramin BankMudra Card

      A Mudra card is a debit card that is issued against the loan taken under the PMMY account.

      MUDRA Card can be used in multiple withdrawals and credits to manage the working capital limit in a cost-efficient manner at the same time keeping the interest burden to a minimum.

      A MUDRA Card can be operated across the country for withdrawal of cash from any ATM/micro ATM and also make payment through any ‘Point of Sale’ machines.

      How to Apply for UBGB Mudra Loan?

      1. Visit Dialabank.
      2. Go to the loan section and click on the Mudra loan link.
      3. Check the eligibility criteria for Pradhan Mantri Mudra Yojana offered by Uttar Bihar Gramin Bank and fill a user-friendly online application form for Mudra Loan.
      4. One of our relationship managers will soon get in touch with you for further process
      5. For more information and free guidance, you may call on +919878981166.

      UBGB Mudra Loan Agent and Contact Number

      Dialabank is the leading agent for availing Axis bank’s Mudra Loan. You can apply online at Dialabank or give a call at +919878981166

      Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice.

      UBGB Mudra Loan FAQs

      ✅ What is the interest rate Uttar Bihar Gramin BankPradhan Mantri Mudra Yojana scheme?

      The interest rates charged on the PMMY scheme is 8.05% and but also vary on the credit history of the borrower.

      ✅ Is there any subsidy for the Uttar Bihar Gramin BankPradhan Mantri Mudra Yojana scheme?

      Presently there are no subsidies available on the PMMY scheme.

      ✅ Is there any security needed for the Uttar Bihar Gramin BankPradhan Mantri Mudra Yojana scheme?

      Loans under the PMMY scheme are unsecured in nature; thus, the borrower does not need to keep anything as collateral or security with the lender.

      ✅ Is a guarantor required for the Uttar Bihar Gramin BankPradhan Mantri Mudra Yojana scheme?

      Loans under the PMMY scheme are unsecured; therefore, no form of security is required.

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