Interest Rate
1.25% 0.79% p.m.

Manappuram Gold Loan

↓ Loan Up To 90% of Your Gold Value ↓

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Unlock the Real Value of your Gold

Rates as low as 9.50%
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Get Loan in 30 Minutes

Highest Gold Rate in India

100% Safety of Your Gold

Minimum Documentation

Without EMI Gold Loan

Pay The Loan & Interest at The End of The Tenure

Gold Loan in 1 Visit

No Melting of Gold

24 x 7 Online Payment Facility

No Hidden Charges

Without EMI Gold Loan

Pay The Loan & Interest at The End of The Tenure

GOLD LOAN

Gold is one of the most precious and celebrated metals in India. Buying and gifting gold is an old tradition of our culture. However, the service of Loan Against Gold has changed the scenario of how people use this metal. Nowadays, people pledge Gold to overcome financial troubles in life.

GOLD LOAN DOCUMENTS

  • Photos: 2 Passport-size coloured photographs
  • ID Proof: Aadhaar Card / PAN Card/ Driving License / Voter ID Card
  • Address Proof: Aadhaar Card / PAN Card/ Driving License / Voter ID Card / Rent Agreement

India’s No. 1 Gold Loan Platform

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GOLD LOAN FAQs

IMPORTANT TERMS & CONDITIONS

Interest Rate: Annual Percentage Rate Minimum 9.48% to Maximum 28%

Loan Tenure: Repayment Tenure Over 12 to 48 months

For example, if you take a loan of Rs. 4.5 lakhs at the rate of 15.5% with a repayment tenure of 3 years, your EMI will be Rs. 15,710. The total payable amount at the end of 3 years would be Rs. 5,65,553. Therefore, you are paying the total interest amount to the tune of Rs. 115,553. This, however, excludes other applicable charges which can be quantified as under:

  • Loan Processing Charge @ 2% = Rs. 9,000
  • Gold Valuation Charges: Rs. 260 per lac
  • Stamp Duty: as per State Laws
  • Amortization Schedule charges = Rs. 200

In case of a change of payment mode or swapping your Post Dated Cheques, additional charges are applicable. Also, depending upon the lender bank, prepayment options may or may not be available and the applicable charges may vary accordingly.

Dialabank.com Services are free of cost. We do not charge any fee from any of our customers.
Loans originated, booked and serviced by our partner Banks/NBFCs. Subject to credit appraisal in the sole discretion of our partner Banks/NBFCs and terms & conditions as agreed under an individual loan agreement.

Our Partner Banks and NBFCs don’t offer personal loans which require repayment in full in 60 days or less from the date the loan is issued. Subject to the necessary KYC and verification.