A Guide to Standard Chartered Bank Personal Loan

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A Guide to Standard Chartered Bank Personal Loan

Loans, both secure and unsecured, have been common amidst the pandemic where more and more people are facing financial crises. The crisis has made it difficult for them to pay for certain important expenses, such as a wedding or medical bills, or tuition fees. That has led people to take loans from banks and non-banking financial companies. 

Personal Loans, which fall under the category of unsecured loans have been more common than any other. Unsecured loans are easy to avail of as they do not require submitting an asset to the bank as collateral. The bank only requires certain documents on the behalf of the individual, after which the loan is provided. 

Standard Chartered Bank has been a trusted bank providing personal loans for a long time. They provide a low-interest rate of 11.50 percent to 18.00 percent. The loan tenure provided by the bank ranges from 12 months to 60 months. According to the interest rate, the loan amount given by the bank is Rs. 1 lakh to Rs. 50 lakh. 

Standard Chartered Bank also provides personalized schemes for loans and interest rates for borrowers belonging to a special category. They include borrowers working in reputed companies, banks, or government employees. Some of the special personal loan schemes by Standard Chartered are:

  • Loan for Personal Expenses
  • Personal Loan for Salaried
  • Personal Loan for Self Employed

Standard Chartered Bank also provides online as well as offline applications. While the offline process involves one to visit the nearest branch, an online application can be done on the official website of Standard Chartered Bank. They require an ID and Residence proof, a copy of the Income Tax, Income Documents, and the filled out a form with two photographs of the borrower. 

Standard Chartered Bank offers special interest rates with exciting offers to any existing account holders of the bank. People who have managed their accounts and made all the payments on time in the past will get the benefit of a special low Standard Chartered Bank loan interest rate. 

 

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