With the advent of technological advances, the personal loan market has been changing as well. Customers today are starting to take personal loans not just to borrow money but to access finances. Loans have also become very easy to avail of, thanks to the online applications. An interested borrower can now apply for a loan from the comforts of his or her home.
There are many finance options such as Bajaj Finserv Personal Loans also offer personal loans through pre-approved loan offers. Availing for a personal loan online ensures a much faster process of verification and disbursement of a loan. It only takes a few minutes as opposed to offline personal loans which take a little time compared to the online service.
The Bajaj Finserv Personal Loan allows disbursement of the loan within 20 minutes to their pre-approved customers. If you already have an account with Bajaj Finserv, you need to provide some basic details and an OTP to view your pre-approved loan offer. Once you do that, you can choose your loan amount and tenure from the schemes and await a call from an expert to guide you through the process. The representative will ask for the documents, the verification of which will lead to the disbursal of the loan within 24 months.
To get an instant pre-approved loan you must do the following:
- Have a CIBIL score of 750.
- Your age has to be between twenty-three to fifty-five.
- You must have a job of any kind.
- Be a citizen of India.
- Each city has a different salary requirement. One must fulfill it.
Once you get a call from the expert, he/she may ask for the following documents:
- Your employee ID card
- Any KYC document such as an Aadhar Card or a driver’s license.
- Your PAN Card
- Salary slip of two months
- Bank statements of three months.
When you apply for a pre-approved personal loan, you eliminate the need to go to the bank and can avail of the loan quickly and with greater convenience.
Taking a loan can be very stressful as there are many questions that people ponder over when it comes to taking a loan. Dialabank comes to your aid and clears all your confusion. So stop worrying and call 9878981166.