Non-COVID Medical Claims Fall By 40%

Insurance companies witness a steep downward slope in medical claims amidst the ongoing lockdown. According to the experts, the dip in numbers is due to a decrease in the number of accidents and people delaying their surgeries as a result of fear among people to visit the hospitals.

While the organizations have witnessed a 30-40% fall in the Non-COVID medical claims, the number of medical claims regarding COVID has been way above the rest.Medical claims

“Claims for planned surgeries and hospitalization for common ailments have reduced by more than half,” said Anika Agarwal, Director, and Head – Marketing, Digital and Direct Sales at Max Bupa.

But once the lockdown ends the curve will again rise for these ailments and surgeries and may even see a spike.

As on 31st March, Bajaj Allianz General Insurance saw a 100% fall for claims related to psychiatric ailments, claims for digestive ailments came down by 75%. This may be a result of people staying indoors and avoiding junk food. While the dip in the insurance sector is huge but experts believe it is a temporary situation that will normalize once life gets back to normal.


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