We all see that a person who saves everyone could also get sometimes into big problems. These problems can also create a question mark on its existence. This same situation has occurred with YES Bank.
When many lenders were facing losses and when they were about to get shut down at that time YES Bank CEO helped them to recover from this bailout. Now YES Bank is facing issues to deal with the world’s biggest lockdown.
The COVID-19 has severely affected the loan book of YES Bank. There are also many issues faced by the YES Bank that can be called as fundraising issues, management issues, the increase in declining deposits. 
The chief executive officer of YES Bank has a lot of work to do like managing issues like fundraising, declining deposits, and management concerns; it also includes maintaining the costs and increasing the profits. As these profits will help them to recover all those losses which were incurred during the lockdown.
In the September end quarter when YES Bank made profits and the chief executive of YES Bank decided to make provision for the covid-related losses. YES Bank is also facing many difficulties to attract investors. State Bank Of India (SBI) also bought a stake in the YES Bank.
YES Bank had earned a total earning of 1.3 Billion that is $17.7 Million. Its bad loans have also reduced from 16.9 percent from 17.3 percent. The previous chief executive of YES Bank built it as the fastest-growing lender, but it was forced out by the central bank because of the constant dispute on the bad loans.
When there was lockdown Kumar raised $2 billion of additional equity capital in July, it was enough for two years, with a 55% discount to the market price. He also set aside an hour to deal with all the depositors assuring them about them the stability of YES Bank.
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