NPCI to add transaction features on RuPay cards that can be accessed offline

The National Payments Corporation of India (NPCI), announced its decision of adding a new offline transaction feature for area with poor internet connectivity, along with offering a reloadable wallet to boost retail transactions, on Wednesday. RuPay cardholders can now make offline payments. This particular feature was added keeping in mind the issues faced by people living in areas with a limited network. The additional feature of a wallet is also expected to boost the retail transactions.

These new additions are expected to revolutionise the overall card payment system. According to NPCI, with the reloadable RuPay NCMC Card, customers can ensure quick and easy transactions without worrying about poor internet connectivity issues. The RuPay NCMC (National Common Mobility Card) can be used to make any kind of transaction, such as buy tickets for transportation. It enables a quick cash payment by reducing the wait time. In any case, it makes making transactions a lot easier and hassle-free.

In addition to this, The Reserve Bank of India (RBI) has also approved the offline transaction and offline wallets to retail stores.

With the advancements in technology, India has been going digital, trying to convert all actions from offline to online. While this is highly helpful, the internet connectivity issue has always been a disadvantage of this advancement. The enabling of offline transactions has finally attempted to get rid of this very disadvantage. In addition, people living in rural areas which are devoid of a good connection can finally go digital with this feature.

This facility will also be a boost for merchants as it reduces the need to stand in long lines and attempt to make and receive payments. Merchants can now, easily get their money without any hassle. Nalin Bansal, Head of RuPay, said that they are confident that this new feature will increase the acceptance rate of RuPay. They have also attempted to increase the transaction limit.


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