Oriental Bank Personal Loan To Fulfill your needs

The Oriental Bank has a maximum loan tenure period of 60 months for personal loans with the interest rate of Interest rates ranging between 11% p.a. to 12.5% per annum up to the loan amount of Rs 10 lakh. Borrowers, who do not have their salary accounts with the bank can also be benefited from a personal loan that is accountable to a specific condition that is provided by the bank. 

Purchase of land and formation of a house thereon. Construction of house, wherein the plot/land is already owned by the applicant. To deal or built-up / semi built up a building or a flat or to extend/improve/repair, the occurring house or flat, also for Home furnishing, furniture/fixtures embedded to structure or otherwise. To purchase a flat under formation or proposed to be constructed appropriation of housing loan from other banks/ financial institutions.

The bank proposes 3 loan alternatives each formulated for a special group of people. The three loan options and their respective interest rates are for Personal Loans or government or PSU employees it’s  11.45% p.a, Corporate employees its12.45% p.a. and for Pensioners, it’s 10.95% p.a. The Oriental Bank of Commerce Personal Loan eligibility criteria are very basic which is the age has to be for a minimum of 21 years. Minimum 21 years. 

The minimum Income should be Rs.4000 – Rs.20000 per month but it varies according to the area, which is higher in the particular cities with the maximum loan amount of Rs.70 lakhs, it is based on your repayment capacity and with specified tenure of a minimum of 6 months and maximum of 60 months. The Oriental Bank of Commerce simply provides personal loans to the salaried government and private-sector employees and pensioners.


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