How to Get Early Salary Personal Loan

Early Salary Personal Loan

A personal loan is an unsecured loan where you do not need to pledge anything against the loan. The banks borrow you some amount of loans to fulfill your personal needs. But personal loan comes with eligibility criteria that you have to satisfy to get a personal loan. Although different banks have different personal loan eligibility criteria still every bank need s you to be more than 23 years at least. So what if you want personal loans before the age of 23?  There is no need to worry about if you are less than 23 years. There are some banks that provide you a personal loan even if you are below 23.

What is Early Salary Personal Loan

Early Salary Personal loan is a short-term personal loan. It is a mobile-based FinTech company backed by a non-banking financial company. This allows young salaried applicants to get a personal loan. This is a short-term personal loan. This company gives you a personal loan on the basis of your credit score.

Loan Amount and Interest Rate

This financial organization can borrow to a loan the amount of starting from Rs. 8000 to Rs. 100000. The interest rates are 0.09% per day. Since it a short-term loan so the tenure of the loan is from 7 days to 43 days. You can also repay this amount of loan before 43 days too without paying any extra charges to the bank.

Get Early Salary Personal Loan Eligibility

  1. The minimum age should be 21 years.
  2. The monthly salary of the applicant should be Rs. 20000.

Click here to know more about personal loan eligibility criteria.

Get Early Salary Personal Loan Documentation

  1. PAN Card.
  2. Aadhar Card.
  3. Voter ID Card.
  4. Last three-month salary statement.

Other Charges

  1. Besides the rate of interest, there are some other charges too.
  2. You have to pay for processing fees.
  3. You have to pay 3% per month as of late fees.
  4. You have to give 0.1% or Rs. 100 whichever would be high as stamp duty fees.

Apply for a personal loan at Dialabank

Apply for Axis bank personal loan

Read Other Related Articles:

Stay Away From Dual Rate Loans
Defaulter in Personal Loan
Consequences Of Being A Cosigner Boost Credit Score
Difference Between a Personal Loan and Car Loan


Special Note: An individual must examine the whole EMI amount payable to the lender with the Personal loan EMI calculator.


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