Personal Loan for Goa Government Employees

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personal loan
A Personal Loan is an unsecured loan. It helps Goa govt. employees meet their urgent money needs. Therefore, there is no need to give security. We give the best loan offers on Personal Loan For Goa Government Employees. Apply at www.dialabank.com online to book your loan now!
The Government of the capital city of Goa is the supreme governing authority of the state of Goa and its 2 districts. It employs a significant amount of people. It seems like a go-to option to take care of their financial needs.

Personal loan Eligibility for Goa Government Employees


Age Criteria
21-65 years of age.
Work Experience
Min. 6 months of experience in the current organization. (Preferred)
Total Work Exp.
At least 3 years of total experience. (Preferred)
Min. Net Income
At least, Rs. 20000/- per month.
(may vary depending upon your profile).
CIBIL
720 or more with a good credit history.

Documents for Goa Government Employees


Identity Proof
Passport; PAN or Aadhar Card; Voter ID; Driving license. 2 Photographs.
Residential Proof
Passport; Driving License; Voter ID; Electricity bill.
Income Proof
Latest 3 months’ income slip as well as 6 months’ bank account statement. Also, Form 16 of the last 2 years
Age Proof
Passport, PAN Card, Birth Certificate, Employee ID Card

Benefits for Goa Government Employees:

  • Interest rates for Personal loans for government employees to start @11.49%. (HDFC Bank and ICICI Bank)
  • Special offers are available for government employees and public sector undertakings.
  • Pensioners: Banks offer loans for pensioners at the lowest rates. The maximum age of pensioners to be eligible for a personal loan is capped at 76 years with a maximum loan tenure of 5 years. Banks charge a nominal processing fee for pensioners.
GOVERNMENT BODY
ADDITIONAL BENEFITS ON PERSONAL LOANS
Maharatna PSU
>Companies grossing annual net profit of 5000 cr
> Presently there are 7 PSUs like BHEL SAIL, IOC, etc. Personal Loan for these employees start at 11.49%
Navratna PSU
>There are 17 Navratna companies at present which include Hindustan Aeronautics, Bharat Petroleum, etc. >Personal Loan for these employees start at 11.49%
Public Sector Banks
>Banks having a 50% or govt share These include SBI, PNB, Bank of Baroda, etc.
>Personal Loan for these employees start at 13.25%.
Railways
>Indian Railways are owned by the Government of India and is managed by the Ministry of Railways
>Personal Loans for Railway employees start at 12.25%
Central Government
>University Employees are provided with a host of options to enable them to avail a Personal Loan
>Personal Loans for Central Govt Employees start at 12.25%
State Government
>University Employees are provided with a host of options to enable them to avail a Personal Loan
>Personal Loans for Central Govt Employees start at 12.25%

Personal loan Fees for Goa Government Employees

Processing charges
Up to 2% (Varies from bank to bank)
Pre-closure charges
NIL to 5% on the outstanding loan amount. ( Varies from bank to bank )

Why apply via dialabank.com?

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Bank
Interest Rates
Processing Fees
HDFC Bank
10.99% to 18%
2% to 2.5%
ICICI Bank
13.99% to 18%
2%
Fullerton India
17.25% to 32%
2% to 3%
Bajaj Finserv
13.99% to 16.75%
2% to 3%
Axis Bank
15.50% to 24%
1.5% to 2%
Standard Chartered Bank
15.75% to 22%
2% to 3%
Kotak Mahindra Bank
13.75% to 19%
2%
Andhra Bank
13.50% to 22%
0.5% to 1.5%
Bank of Baroda
13.50% to 19%
2%
Vijaya Bank
13.75% to 22%
1.5% to 2%
Corporation Bank
14.50% to 20%
1.5% to 3%
Allahabad Bank
13.70% to 20%
1.5% to 2%
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