A wide variety of loans are offered by Punjab National Bank to all individuals whether you a salaried employee or self-employed. One just needs to fulfil the Eligibility Criteria so that all your financial a well as domestic needs are met.
PNB offers a varied variety of loans keeping in mind the customer needs and acting as per the convenience of the borrowers. You can avail a loan of up to 15 Lakh with PNB.
ELIGIBILITY CRITERIA OF PNB PERSONAL LOAN
For the doctors to be eligible for PNB Loan they require to show an Annual Income of around 5 Lakh and should be paying taxes regularly for a minimum of two years. The loan can be availed by pensioners only when they are drawing their pensions from one of the branches of PNB while for the general public the applicant needs to have a gross monthly income of around 7500 and if not then one can even cosign a so applicant for the same to be eligible for the loan.
The key documents one requires in order to fulfil the eligibility are Identity Proof that might be an Aadhaar Card, PAN Card, or a Passport, and your Proof of Residence.
FEATURES OF PNB GOLD LOAN
- No Need for Collateral
- Flexible Repayment options: the borrower can opt for the Repayment options as per their own convenience which might be Bullet Repayments or Repaying the principal as well as the interest amount on a monthly basis.
- Loan Amount: the applicant can avail a loan of up to Rs 15 lakh
- Doorstep Banking Services