City union bank personal loan for buying consumer durables

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City union bank personal loan for buying consumer durables

There is a City union bank personal loan for salaried and self-employed to buy consumer durables like television, refrigerator, furniture, etc. at an affordable rate of interest and processing fees.

The eligibility in case of salaried employee maximum is 10 months of net take-home pay. And, in the case of the non-salaried group maximum is 50% of the gross annual income stated in the last ITR. The maximum loan amount taken is 10 lakh rupees with a margin of 10%. The reimbursement period here is 36 to 60 months. The interest rate for the city union bank personal loan for buying consumer durables is 3-year MCLR+6.30 AND 16.00 in ROI under MCLR. The processing fee charged here is 1.25% for 700 rupees.

Documents required for the city union bank personal loan for buying consumer durables

Identity proofs like:

  • Aadhar Card
  • PAN card
  • Driving License
  • Passport
  • Identity card approved by an educational institution
  • Letter from a known public authority (not below tahsildar)
  • Voter’s identity card
  • Ration Card
  • Job card allotted by NREGA and signed by the state government
  • Letter allotted by the unique identification authority of India having the Name, Address, and Aadhar number.

Address Proof documentation required for the city union bank personal loan for buying consumer durables:

  • Aadhar Card
  • Driving License
  • Voter’s identity card
  • Passport
  • Letter from a known public authority (not below tahsildar) approving the identity and residence of the applicant for the satisfaction of the bank.
  • Electricity Bill
  • Telephone Bill not older than 2 months
  • Ration card
  • Bank account statement
  • Job card allotted by NREGA and signed by the state government
  • Letter allotted by the unique identification authority of India having the Name, Address, and Aadhar number
  • Letter from employer ID allotted by the postal establishments
  • Consumer passbook allotted by gas agency
  • A note of demand promissory
  • A rent agreement showing the address of the applicant registered with the state government or the same registration expert

We, the Dialabank helps in the easy approval of the personal loan. Log into www.dialabank.com and fill up all the details that we are asking for. Submit all the documentation required and wait for the representative to call you for more questions. Visit Dialabank at www.dialabank.com or call us at 9878981166 for any query. 

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