DENA BANK PERSONAL LOAN TO FULFILL ALL YOUR NEEDS

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DENA BANK PERSONAL LOAN TO FULFILL ALL YOUR NEEDS

 

Dena Bank offers a wide variety of Personal Loans for all segments across the society may that be for marriage, for Government employees, for doctors, or maybe pensioners depending upon their loan capabilities.it even offers you the facility of Loan Top-up that is if in case one cases a cash crunch but is not willing to apply for a fresh loan then they can always get a Loan Top Up. Personal Loan Balance Transfer can even be availed for eg if one is facing a higher interest rate somewhere then they can always transfer their loan to another bank for lower interest rates and a better tenure.

SOME FEATURES OF  DENA BANK PERSONAL LOAN 

Age Limit

Minimum 24 years and Maximum 55 years 

Minimum Gross Income

Rs 15000, and if not cosign a co-applicant

Repayment Tenure

Up to 36 months 

Processing Fee

1%

FACTORS IMPACTING DENA BANK PERSONAL LOAN ARE :

  1. Location: In your loan application, the position where you stay plays an important role. For you to be eligible for a personal loan, this sets the minimum wage level. The minimum wage is higher in the cities and more so in the case of metropolitan cities like Mumbai.
  2. Income: The higher the income, the greater the amount of credit you get. It further illustrates that the potential for repayment is outstanding.
  3. Living situation: Whether you are living in your own house or renting property also plays a role in deciding the amount of your loan. This is how it decreases discretionary income by living in a rented home, which ensures that the repayable ability is limited.
  4. Employment business: Working with a respectable company for almost a year will mean to the lender that you are in a secure job, the higher the rating of the company, the better the interest rate of the personal loan can be negotiated.
  5. Current credit: If you already have another loan or credit card debt, the calculation of your loan amount and interest rate will play a significant role.
  6. Credit history: Your credit history based on which your credit score is determined is very significant. It is a key factor on which the amount of the loan, interest rate, and tenure is contingent. If there is a difference in your financial records, your loan is likely to be refused outright.

We at Dialabank will help you choose the best financial products for your needs. We make it convenient and simple for you to decide what loan you should avail of. We provide you with the lowest interest rates available in the market. Dialabank is your trustworthy financial advisor and friend. Contact us at 9878981166 or log in through www.dialabank.com  to avail the loan. 

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