The Muthoot Financial Personal Loan statement can be found from the bank in both online and offline ways. For finding it online, just log in using your user ID and password and then just download the statement from the site. For the offline method, contact the Muthoot finance customer care or visit a bank branch and they will help you.
Features of Muthoot Financial Personal Loan
- Loan Amount – The loan amount for the personal loan starts from Rs 50,000 and the maximum limit is Rs 10 lakhs which is based on the candidate’s profile.
- Loan Disbursal – These personal loans are very famous for their rapid processing fee and money spending.
- Not many documents are required – Very minimal documents are required like identity proofs, address proofs, and work proofs.
- Doorstep Service – The representative from the bank will come to collect all your documents and to complete the application.
- Cheap rates – The loan comes with a competitive rate of interest and charges. The rate of interest starts from 14.5% per annum.
- Reimbursement Elasticity – The bank offers an elastic reimbursement option. The bank allows you to choose a combination of EMI and loan period as per their flexibility for the loan they want to take.
Important Aspects of Muthoot Financial Personal Loan
- Credit Score: A good credit score is one of the most important basics to avail of a personal loan as it helps in conveying trust in your reimbursement capacity.
- Eligibility Criteria: Ensure that you fulfill all the eligibility requirements before applying for Muthoot Finance personal loan.
- Numerous Applications: Numerous loan applications at the same time will show a negative impact and may lower the chances of loan approval.
- EMI to income ratio: To progress your chances of personal loan approval maintain less than 50% of the EMI ratio.
- Terms and Conditions: Before choosing an offer from a specific moneylender, always read the terms and conditions carefully.
We, the Dialabank helps in the easy approval of the personal loan. Log into www.dialabank.com and fill up all the details that we are asking for. Submit all the documentation required and wait for the representative to call you for more questions. Visit Dialabank at www.dialabank.com or call us at 9878981166 for any query.