Apply for: Self Employed

I have read the Privacy Policy & Agree to T&C and authorise Dialabank & its partner institutions to Call or SMS me with reference to my application.

Personal Loan Self Employed | Interest Rates | Dialabank

Personal Loan comes in different forms. The norms are different for those who are salaried and for those who are self employed. Personal Loan self employed is meant for people who are running their own business. They can get financial help from the banks by taking Personal Loan for Self Employed.

If you are running your business for over 3 years, filing income tax return and generating the desired turnover and profit, then you can apply for a Personal Loan. The documentation for Personal Loan Self Employed will be different from salaried. It can also be termed as a Business Loan.

If you want a detailed information, visit the following links:

  1. Personal Loan Interest Rates
  2. Personal Loan Eligibility
  3. Personal Loan Documentation

Below mentioned are the profiles that come under self employed category:

  1. Traders
  2. Manufacturers
  3. Service Providers

These three profiles vary in terms of rules and loan eligibility. Banks and NBFCs check income, turnover, no of years in business, Income Tax Return, Average banking balance to calculate personal loan eligibility. It also differs with respect to the location. If you are having a business related to these profiles, you can easily get a business loan or personal loan for self employed. Sole proprietors and partnership firms, both are eligible for Self Employed Personal Loans.

There are some negative profiles as well like jewellery business, construction, tour and travels, transportation, etc. Banks do not lend to these profiles.

Check your eligibility in 1 minute. Apply online for self employed loan and get expert advice about your eligibility, documentation and Interest Rates. Dialabank is here to get the best loan deal for you.

Latest Articles

Use Personal Loan to Repay Debts

First of all, a personal loan is an unsecured loan offered by the banks to you. Basically, in personal loan, you borrow money from the bank to fulfill your personal requirements. In this type of lo read more

Personal Loan: Why and Common Mistakes?

Are you facing any financial instability in life? If Yes! Then you can opt for a Personal Loan. It is a service in which the borrower can use the money to fulfill any kind of need. That is, the len read more

CIBIL Score: Healthy or Weak?

CIBIL is a Score that portrays the creditworthiness of a person. Almost all the banks and NBFC’s rely on this powerful three digit number so as to manage the risk of not repaying the loan amo read more

Lost your job during Personal Loan?

Life is full of unpredictable events. Thus, anyone can need money in order to overcome financial instability. In order to cope up with money related problems, everybody prefers to get a personal lo read more

Effects of Personal Loan on CIBIL Score

A personal loan is a very popular financial product. Hence, many people avail this service in order to overcome financial hurdles. This is a service that provides instant help to a person irrespect read more