Aditya Birla Personal Loan

Aditya Birla Personal Loan Key Features Jan 2021

Eligibility Criteria	Details
Age	23 to 60 Years
CIBIL score	Minimum 700 or above
Aditya Birla Personal Loan Interest Rate	9.99% per annum
Lowest EMI per lakh	Rs 2216
Tenure	Up to 7 Years
Aditya Birla Personal Loan Processing Fee	1%
Prepayment Charges	4%
Part-Prepayment Charges	2%
Minimum Loan Amount	Rs. 1 Lakh
Maximum Loan Amount	Rs. 50 Lakh

Each Feature Explained in Detail Below

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Aditya Birla Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score	700 or Above
Age	23 to 60 years
Min Income	Rs 25000/month
Occupation	Salaried

Aditya Birla Personal Loan Fees and Other Charges

Aditya Birla Personal Loan Interest Rate	9.99% per annum
Aditya Birla Personal Loan Processing Fee	1%
Prepayment Charges	4%
Part-Prepayment Charges	2%
Stamp Duty	As per state laws

Aditya Birla Personal Loan Documents Required

Proof of Identity	Copy of: > Passport > Driving License > Aadhar Card > Voter ID Card
Proof of Address	Rent Agreement (Min. 1 year of stay) Utility Bills Passport (Proof of permanent residence) Ration card
Proof of Income	> ITR: Last two Assessment years > Salary Slip: Last 6 months > Bank Statement: Last 3 months

Aditya Birla Personal Loan EMI Calculator

Aditya Birla Personal Loan Compared to Other Banks

Bank	Interest Rate	Tenure	Loan Amount & Proc Fee
Aditya Birla	9.99%	12 to 72 months	Up to Rs. 50 lakh / Up to 3% of the loan amount
HDFC Bank	11.25% to 21.50%	12 to 60 months	Up to Rs. 40 lakh / Up to 2.50% of the loan amount
Bajaj Finserv	Starting from 12.99%	12 to 60 months	Up to Rs. 25 lakh / Up to 3.99% of the loan amount
Axis Bank	15.75% to 24%	12 to 60 months	Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
Citibank	Starting from 10.99%	12 to 60 months	Up to Rs. 30 lakh / Up to 3% of the loan amount
ICICI Bank	11.50% to 19.25%	12 to 60 months	Upto Rs. 20 lakh / Up to 2.25% of the loan amount

Other Loan Products from Aditya Birla

Gold Loan	Car Loan	Home Loan	Business Loan
TwoWheelerLoan	LoanAgainstProperty	Credit Card	Education Loan

Why should you apply for Aditya Birla Personal Loan with Dialabank?

• Dialabank will help you choose the best financial products for your needs.
• We make it convenient and simple for you to decide what loan you should avail of.
• We provide you with the lowest interest rates available in the market.
• Dialabank is your trustworthy financial advisor and friend.

How to Calculate EMIs for Aditya Birla Personal Loan

You can use the EMI calculator given below.

Aditya Birla Personal Loan Processing Time

The processing time for your personal loan application in Aditya Birla is about 72 hours. As personal loans are unsecured, lenders have to carefully verify all the details before approving.

Aditya Birla Personal Loan Preclosure Charges

Aditya Birla lets you prepay your personal loan with a 4% foreclosure charge. You can pay back your loan amount anytime after the first EMI.

Aditya Birla Bank Personal Loan Overdraft Facility

An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like way repay the got out absolutely at whatever point the condition is ideal. From this time forward, it is maybe the most preferred credit decisions that profited to meet changing individual supporting necessities unbounded.

Apply for an overdraft office as an Aditya Birla Bank Personal Loan. The versatile improvement office has all the huge features of a slight overdraft credit.

Aditya Birla Calculated EMI for Personal Loan

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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Types of Aditya Birla Personal Loan

Aditya Birla Marriage Loan

Marriages are celebrated occasions and are high budget events in India. You can apply for a personal loan from Aditya Birla to cover all the costs of your wedding or that of a relative’s.

Aditya Birla Personal Loan for Government Employees

Government employees can apply for a personal loan to meet all their expenses. Banks provide special rates and offer to all the government employees.

Aditya Birla Doctor Loan

Doctors and medical professionals can apply for a personal loan from Aditya Birla to meet their personal and professional financial needs. Dialabank helps you choose the right financial product for all your needs.

Aditya Birla Personal Loan for Pensioners

Pensioners can apply for a personal loan from Aditya Birla to fulfil their post-retirement financial needs.

Aditya Birla Personal Loan Balance Transfer

If your existing personal loan is the cause of your strained finances, you can apply for an Aditya Birla personal loan balance transfer with Dialabank to get a low-interest personal loan and free yourself from all your worries.

Aditya Birla Personal Loan Top Up

You can apply for Aditya Birla’s personal loan top-up facility and extra money on your existing personal loan without the need to apply for a new loan. Dialabank will help you choose the best deals on all your personal loan offers.

Aditya Birla Personal Loan Status

You can check the status of your personal loan by contacting the customer care number of Aditya Birla Capital. You may also fill a simple form on Dialabank and let us do the hard work for you.

How to apply for Aditya Birla Personal Loan

For Aditya Birla Persona Loan through Internet, given below are the steps you need to follow:

1. Visit Dialabank
2. You can apply online for Aditya Birla Personal Loan through Dialabank.
3. At the loan page, you can analyze the loan schemes, interest rates, eligibility, and documents required.
4. After analysis, you can select your loan and submit a form with your details.
5. After submission, you will be reverted by our representatives.
6. Our representatives will help you with the whole loan approval process.
7. You can know more by calling on 9878981166.

FAQs About Aditya Birla Personal Loan

✅ How to apply for Aditya Birla Personal Loan?

You can apply for an Aditya Birla Personal Loan either by visiting the nearby branch of Aditya Birla or by submitting a simple form with Dialabank. With Dialabank, you will get the satisfaction to apply from anywhere for a personal loan and get quick online approval.

✅ What is the Interest Rate for Aditya Birla Personal Loan?

Aditya Birla charges an interest rate that starts at 9.99% per annum for their personal loan products.

✅ What is the minimum age for getting a Personal Loan From Aditya Birla?

You should be 23 years old to apply for a personal loan with Aditya Birla.

✅ What is the maximum age for getting a Personal Loan From Aditya Birla?

The maximum age for availing a personal loan from Aditya Birla is 60 years.

✅ What is the minimum loan amount to avail Personal Loan from Aditya Birla?

The minimum loan amount from Aditya Birla can avail up to Rs 1 lakh for a personal loan.

✅ What is the maximum loan amount for Aditya Birla Personal Loan?

You can take a maximum loan amount of Rs. 50 lakhs under the personal loan scheme from Aditya Birla.

✅ What are the documents required for Aditya Birla Personal Loan?

 Aadhaar card/Voter ID, PAN card, salary slips of last 6 months/ITR files of the last two years, and two recently clicked photographs are required for a personal loan from Aditya Birla.

✅ What is the Processing Fee for Aditya Birla Personal Loan?

Aditya Birla charges a processing fee is 1% of the loan amount for the personal loan.

✅ How to get Aditya Birla Personal Loan for Self Employed?

Aditya Birla avails special offers for self-employed borrowers to aid them economically. You will show the ITR files of the last two years as your income proof.

✅ What is the Maximum Loan Tenure for Aditya Birla Personal Loan?

The maximum loan tenure period for a personal loan from Aditya Birla is 7 years.

✅ What should be the CIBIL Score for Aditya Birla Personal Loan?

You must have a CIBIL score of at least 700 or above for availing a personal loan from Aditya Birla.

✅ Do I have a preapproved offer for Aditya Birla Personal Loan?

You can examine your preapproved personal loan offers from Aditya Birla with Dialabank. You just fill the form, and we will check out all the offers for you and get back to you to choose the best one.

✅ How to calculate EMI for Aditya Birla Personal Loan?

You can use the EMI calculator available at Dialabank’s website for the calculation of your personal loan EMIs from Aditya Birla.

✅ How to pay Aditya Birla Personal Loan EMI?

Your personal loan EMIs from Aditya Birla automatically subtracts from your bank account. Also, use the net-banking services of Aditya Birla to pay for your personal loan.

✅ How to close Aditya Birla Personal Loan?

You must pay all the outstanding personal loan amount of your personal loan and then come in contact with the Aditya Birla branch to get your no dues certificate.

✅ How to check Aditya Birla Personal Loan Status?

You should visit the Aditya Birla branch to check the status of your personal loan. Alternatively, visit Dialabank and fill a simple form to allow us to do work for you.

✅ How to close Aditya Birla Personal Loan Online?

Closing of personal loan from Aditya Birla includes the following steps:

• Visit the net-banking page of Aditya Birla.
• Log in by filling in your details.
• Pay for your personal loan amount.
• Save the transaction receipt.

✅ How to pay Aditya Birla Personal Loan EMI Online?

Your personal loan EMI can be paid through the Aditya Birla’s net-banking services. Dialabank will help you to compare offers and deals from various banks to choose the best, for getting a low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

✅ How to check Personal Loan Balance in Aditya Birla?

To check the personal loan balance in Aditya Birla, you will contact the customer care number of Aditya Birla. If you want low-interest personal loans, you must visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

✅ How to download Aditya Birla Personal Loan Statement?

The personal loan statement of Aditya Birla can be downloaded through the mobile banking app of Aditya Birla. You can visit Dialabank online and fill a simple form to compare and know about all the offers.

✅ How to Top Up Personal Loan in Aditya Birla?

If you require a top-up on your personal loan from Aditya Birla, you have to visit the bank branch and contact the loan officer. Also, fill a simple form with Dialabank at Personal Loan Top Up and the rest will do by us.

✅ What happens if I don’t pay my Aditya Birla Personal Loan EMIs?

Aditya Birla charges a penal interest if you are not paying your EMIs of personal loans. If you want to get low-interest personal loans, you should apply for a balance transfer using Dialabank.

✅ How to find the Aditya Birla Personal Loan account number?

You will require to contact your Aditya Birla loan branch to check your personal loan account number. You may also fill the form convenient at Dialabank and allow us to do work for you.

✅What is the Aditya Birla Bank personal loan customer care number?

Contact 9878981166 for any queries.

✅What are the Aditya Birla Bank Personal Loan pre-closure charges?

Aditya Birla lets you prepay your personal loan with a 4% foreclosure charge. You can pay back your loan amount anytime after the first EMI.

✅What is the Aditya Birla Bank personal loan closure procedure?

1. Visit the bank with the complete set of documents (as mentioned above).
2. You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
3. Pay the pre-closure amount.
4. Sign the required documents, if any.
5. Take acknowledgment of the balance amount you have paid.

✅What is the Aditya Birla Bank Personal Loan Overdraft Facility?

An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like way repay the got out absolutely at whatever point the condition is ideal. From this time forward, it is maybe the most preferred credit decisions that profited to meet changing individual supporting necessities unbounded.

Personal Loan In Other Banks

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