Andhra Pradesh Grameena Vikas Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Andhra Pradesh Grameena Vikas Bank Personal Loan Key Features

Eligibility Criteria Details
Age 21 – 60 Years
CIBIL Score 600 or above
Andhra Pradesh Grameena Vikas Bank Personal Loan Interest Rate 9.99% per annum
Lowest EMI per lakh Rs. 2149
Tenure 12 to 60 months
Andhra Pradesh Grameena Vikas Bank Personal Loan Processing Fee 1% to 2% of Loan Amount
Prepayment Charges NIL
Part Payment Charges NIL
Minimum Loan Amount Rs. 50,000
Maximum Loan Amount Rs. 10 Lakh


Andhra Pradesh Grameena Vikas Bank Personal Loan

Andhra Pradesh Grameena Vikas Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score Criteria 600 or above
Age Criteria 21 to 60 years
Min Income Criteria Rs. 20,000
Occupation Criteria Salaried/Self-Employed

Andhra Pradesh Grameena Vikas Bank Personal Loan Interest Rate and Charges

Andhra Pradesh Grameena Vikas Bank Personal Loan Interest Rate 9.99% per annum
Andhra Pradesh Grameena Vikas Bank Personal Loan Processing Charges 1%-2% of the loan amount
Prepayment Charges NIL
Stamp Duty As per state law
Cheque Bounce Charges Rs. 100
Penal Interest As per bank terms
Floating Rate of Interest Not Applicable

Andhra Pradesh Grameena Vikas Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

Andhra Pradesh Grameena Vikas Bank Personal Loan EMI Calculator

Andhra Pradesh Grameena Vikas Bank Personal Loan Compared to Other Banks

Bank Interest Rate Tenure Loan Amount & Proc Fee
Andhra Pradesh Grameena Vikas Bank 9.99% 12 to 60 months Up to Rs. 10 lakh / 1% to 2% of Loan Amount
HDFC Bank 11.25% to 21.50% 12 to 60 months Up to Rs. 40 lakh / Up to 2.50% of the loan amount
Bajaj Finserv Starting from 12.99% 12 to 60 months Up to Rs. 25 lakh / Up to 3.99% of the loan amount
Axis Bank 15.75% to 24% 12 to 60 months Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
Citibank Starting from 10.99% 12 to 60 months Up to Rs. 30 lakh / Up to 3% of the loan amount
ICICI Bank 11.50% to 19.25% 12 to 60 months Upto Rs. 20 lakh / Up to 2.25% of the loan amount

Other Loan Products from Andhra Pradesh Grameena Vikas Bank

Andhra Pradesh Grameena Vikas Bank Gold Loan Andhra Pradesh Grameena Vikas Bank Car Loan Andhra Pradesh Grameena Vikas Bank Home Loan Andhra Pradesh Grameena Vikas Bank Business Loan
Andhra Pradesh Grameena Vikas Bank TWL Andhra Pradesh Grameena Vikas Bank LAP Andhra Pradesh Grameena Vikas Bank Credit Card Andhra Pradesh Grameena Vikas Bank Education Loan

Why should you apply for Andhra Pradesh Grameena Vikas Bank Personal Loan with Dialabank?

Dialabank helps you to choose the best option of banks by providing you with the updated market comparison of different banks so that you can make the right choice. Dialabank lets you compare offers from all the banks across the country. We at Dialabank have already helped thousands of people to get the loan they need without any issue, and we look forward to continuing in doing so. Apply with us today to get the offers and special deals on Andhra Pradesh Grameena Vikas Bank Personal Loan.

Call us at 9878981166 to avail of Andhra Pradesh Grameena Vikas Bank Personal Loan.

How to Calculate EMIs for Andhra Pradesh Grameena Vikas Bank Personal Loan

You will need the following to calculate EMI:

  1. Loan Amount
  2. Rate of Interest
  3. Tenure

Andhra Pradesh Grameena Vikas Bank Personal Loan Processing Time

Your loan application takes about a week to process because there are many parameters that need to be verified and checked. But, if you are a customer of the bank, you get approval within 72 hours.

Andhra Pradesh Grameena Vikas Bank Personal Loan Preclosure Charges

You can easily close your personal loan with Andhra Pradesh Grameena Vikas Bank after the first EMI. Bank does not charge any foreclosure fee.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Different Personal Loan offers by Andhra Pradesh Grameena Vikas Bank 

Andhra Pradesh Grameena Vikas Bank Marriage Loan

Marriages can feel like a burden rather than happy occasions. Apply for a personal loan with Andhra Pradesh Grameena Vikas Bank and set your financial worries aside.

Andhra Pradesh Grameena Vikas Bank Personal Loan for Government Employees

Central and state government employees get added benefits and discounts when applying for a personal loan. It is because their jobs hold credibility, and it is easier for banks to cross-check their details.

Andhra Pradesh Grameena Vikas Bank Doctor Loan

If you are a doctor with more than 3 years of medical practice, you can apply for a personal loan for your all financial needs and get special rates and offers curated for you.

Andhra Pradesh Grameena Vikas Bank Personal Loan for Pensioners

Retired government employees who draw their pension from the bank account can get a personal loan against their pension to meet their post-retirement expenses.

Andhra Pradesh Grameena Vikas Bank Personal Loan Balance Transfer

Many borrowers feel that their personal loan is heavy on their pocket and that rate of interest is high. If you want lower rates of interest and better terms, you can apply for a personal loan balance transfer.

Andhra Pradesh Grameena Vikas Bank Personal Loan Top Up

Need more money even after taking a personal loan? A new expense has suddenly arrived? Worry not, apply for a top-up on your personal loan for additional funds.

Andhra Pradesh Grameena Vikas Bank Personal Loan Status

You can check the status of your personal loan with Andhra Pradesh Grameena Vikas Bank by visiting the branch in person and asking for the same.

How to Apply for Andhra Pradesh Grameena Vikas Bank Personal Loan?

  1. Visit Dialabank
  2. Go to Andhra Pradesh Grameena Vikas Bank Personal Loan page.
  3. Fill the application form for the personal loan.
  4. Wait for our team to reach you.
  5. We will advise and assist you through the entire loan process.

FAQs About Andhra Pradesh Grameena Vikas Bank Personal Loan

How to apply for Andhra Pradesh Grameena Vikas Bank Personal Loan?

Apply for a personal loan with Andhra Pradesh Grameena Vikas Bank by visiting the nearby branch of Andhra Pradesh Grameena Vikas Bank or you can fill a simple form and submit it with Dialabank. With Dialabank, you can get your loan approval faster and get the accessibility to apply from anywhere.

What is the Interest Rate for Andhra Pradesh Grameena Vikas Bank Personal Loan?

The interest rate for Andhra Pradesh Grameena Bank Personal Loan is 9.99% per annum for their personal loan products. This rate keeps on varying with time.

What is the minimum age for getting a Personal Loan from Andhra Pradesh Grameena Vikas Bank?

The minimum age to apply for a personal loan with Andhra Pradesh Grameena Vikas Bank is 21 years.

What is the maximum age for getting a Personal Loan from Andhra Pradesh Grameena Vikas Bank?

The maximum age for availing a personal loan from Andhra Pradesh Grameena Vikas Bank is 60 years.

What is the minimum loan amount for Andhra Pradesh Grameena Vikas Bank Personal Loan?

The minimum loan amount for Andhra Pradesh Grameena Bank Personal Loan is Rs 50000.

What is the maximum loan amount for Andhra Pradesh Grameena Vikas Bank Personal Loan?

You can avail of a maximum loan amount of Rs. 10 lakh from Andhra Pradesh Grameena Bank Personal Loan.

 What are the documents required for Andhra Pradesh Grameena Vikas Bank Personal Loan?

The documents required for Andhra Pradesh Grameena Vikas Bank are Aadhaar card/Voter ID, PAN card, salary slips/ITR, and two recently clicked photographs.

What is the Processing Fee for Andhra Pradesh Grameena Vikas Bank Personal Loan?

Andhra Pradesh Grameena Vikas Bank charges 1% to 2% of the Loan Amount as a processing fee of the loan amount for the personal loan.

How to get Andhra Pradesh Grameena Vikas Bank Personal Loan for Self Employed?

Andhra Pradesh Grameena Vikas Bank offers personal loans to Self-Employed for their financial needs. You must have the ITR files of the last two financial years for income proof.

What is the Maximum Loan Tenure for Andhra Pradesh Grameena Vikas Bank Personal Loan?

The maximum loan tenure for Andhra Pradesh Grameena Vikas Bank Personal Loan is 60 months.

What should be the CIBIL Score for Andhra Pradesh Grameena Vikas Bank Personal Loan?

For Andhra Pradesh Grameena Vikas Bank Personal Loan, you must have a CIBIL score 600 and above.

Do I have a preapproved offer for Andhra Pradesh Grameena Vikas Bank Personal Loan?

You can avail a preapproved offered for Andhra Pradesh Grameena Vikas Bank Personal Loan through Dialabank. For this, you fill a simple form and choose the best offer for your personal loan.

How to calculate EMI for Andhra Pradesh Grameena Vikas Bank Personal Loan?

For the calculation of EMI for Andhra Pradesh Grameena Vikas Bank Personal Loan, using the EMI calculator available at Dialabank’s website.

 How to pay Andhra Pradesh Grameena Vikas Bank Personal Loan EMI?

Your Andhra Pradesh Grameena Vikas Bank personal loan EMIs are deducted automatically from your bank account every month. You can use the internet banking facility for paying the EMIs.

How to close Andhra Pradesh Grameena Vikas Bank Personal Loan?

When you receive no dues certificate from Andhra Pradesh Grameena Vikas Bank Personal Loan, after paying all the outstanding loan amount.

How to check Andhra Pradesh Grameena Vikas Bank Personal Loan Status?

You will require to visit the Andhra Pradesh Grameena Vikas Bank branch to know about your personal loan status. On the other hand, visit Dialabank and fill the form.

How to close Andhra Pradesh Grameena Vikas Bank Personal Loan Online?

The following steps are to be followed for the closing of personal loan from Andhra Pradesh Grameena Vikas Bank:

  • Visit the internet-banking page of Andhra Pradesh Grameena Vikas Bank.
  • Login by filling your details.
  • Pay for your personal loan and save the transaction receipt.

How to pay Andhra Pradesh Grameena Vikas Bank Personal Loan EMI Online?

You can pay EMI through the net-banking services of Andhra Pradesh Grameena Vikas Bank. Dialabank helps you in comparing the offers and schemes of different banks so that you can choose the best. You just have to fill a simple form and the rest will do by the bank.

How to check Personal Loan Balance in Andhra Pradesh Grameena Vikas Bank?

You will contact the customer care number of Andhra Pradesh Grameena Vikas Bank and check your personal loan balance. If you are searching for low-interest personal loans, visit Dialabank and fill a form for Personal Loan Balance transfer, and we will do the best for you.

How to download Andhra Pradesh Grameena Vikas Bank Personal Loan Statement?

You can download your Andhra Pradesh Grameena Vikas Bank’s Personal Loan Statement from the Andhra Pradesh Grameena Vikas Bank mobile banking app. You also visit the Dialabank online platform and know the offers for your personal loan.

How to Top Up Personal Loan in Andhra Pradesh Grameena Vikas Bank?

You will need to visit the bank branch and come in contact with the loan officer if you need a top-up on your personal loan from Andhra Pradesh Grameena Vikas Bank. Also, you can fill a form with Dialabank at Personal Loan Top Up and the rest will do by us.

What happens if I don’t pay my Andhra Pradesh Grameena Vikas Bank Personal Loan EMIs?

If you are unable to pay your personal loan EMIs, Andhra Pradesh Grameena Vikas Bank will charge a penal interest. You can apply for a balance transfer through Dialabank and get low-interest personal loans.

How to find the Andhra Pradesh Grameena Vikas Bank Personal Loan account number?

You will require to contact your Andhra Pradesh Grameena Vikas Bank branch Personal Loan to know your account number. You can also fill the form which is available at Dialabank and we will do the best work for you.

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