Arunachal Pradesh Rural Bank Pension Loan Features
| APRB Pension Loan Interest Rate | 3.40% |
| APRB Pension Loan Processing Fee | 1% of the loan amount |
| APRB Pension Loan Tenure | 36 Months |
| APRB Pension Loan Amount Minimum | 25,000 |
| APRB Pension Loan Amount Max | 14 Lakh |
| APRB Family Pension Loan Amount Minimum | 2.5 Lakh |
| APRB Family Pension Loan Amount Max. | 5 Lakh |
| APRB prepayment | 3% of the loan amount |
| APRB foreclosure | 3% of the loan amount |
Arunachal Pradesh Rural Bank Pension Loan Eligibility
To be eligible for Arunachal Pradesh Rural Bank Pension Loan one must draw its monthly pension from the branch of the bank. You should hold a pension account in PSU, Central or State government. You can also know an es-staff member who holds such an account. In each case, the pensioner must be able to save 60% of the monthly pension after paying the loan installment.
Arunachal Pradesh Rural Bank Pension Loan Eligibility for Central and State Government Pensioners
| Eligibility Criteria | Key Features |
| Employer Type | Central and State Government |
| Applicant’s Age | Below 76 years of age |
| Account Type | Pension payment order maintained by Bank |
| Treasury Terms | Written consent from the treasurer not to accept any pension transfer requests |
| Guarantee Terms | By the spouse (eligible for a family pension) or any other third party |
Arunachal Pradesh Rural Bank Pension Loan Eligibility For Defence Pensioners
| Eligibility Criteria | Key Features |
| Employer Type | Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles |
| Applicant’s Age | Below 76 years of age |
| Account Type | Pension payment order maintained by Bank |
| Treasury Terms | Not applicable |
| Guarantee Terms | Not applicable |
Arunachal Pradesh Rural Bank Pension Loan Eligibility For Family Pensioners
| Eligibility Criteria | Key Features |
| Employer Type | Central and State Governments including all Armed Forces |
| Applicant’s Age | Below 76 years of age |
| Account Type | Pension payment order maintained by Bank |
| Treasury Terms | Not applicable |
| Guarantee Terms | Authorized members of the family under the family pension scheme |
Maximum Eligible loan Amount and Repayments
For Central and State Government Pensioners:
| Age | Max Loan Amount | Repayment Period | Age at the time of full repayment |
| Below 72 Years | 14 Lakh | 60 | Up to 77 Years |
| 72-74 Years | 12 Lakh | 48 | Up to 78 Years |
| 74-76 Years | 7.5 Lakh | 24 | Up to 78 Years |
For Defense Pensioners:
| Age | Max Loan Amount | Repayment Period | Age at the time of full repayment |
| below 56 Years | 14 Lakh | 84 | Up to 63 Years |
| 56-72 Years | 14 Lakh | 60 | Up to 77 Years |
| 72-74 Years | 12 Lakh | 48 | Up to 77 Years |
| 74-76 Years | 7.5 Lakh | 24 | Up to 78 Years |
For Family Pensioners (including Defense Pensioners) :
| Age | Max Loan Amount | Repayment Period | Age at the time of full repayment |
| Below 72 Years | 14 Lakh | 60 | Up to 77 Years |
| 72-74 Years | 12 Lakh | 48 | Up to 77 Years |
| 74-76 Years | 7.5 Lakh | 24 | Up to 78 Years |
Interest Rate Personal Loan For Pensioners
To ease the repayment of these pension loans Arunachal Pradesh Rural Bank provides a menial and comfortable interest of 3.4%
Document Required For Loans For Pensioners
Identity proof: one of the following –
- Aadhar Card
- Pan Card
- Passport
- Voter Identity Card
Address Proof: one of the following –
- Ration Card
- Passport
- Utility Bills
- Aadhar Card
- Property Purchased documents
Income Proof: All the below-given documents are necessary for showing income proof.
- Salary slips
- Bank Account Statements
Loan Amount on Bank Personal Loan For Pensioners
For State and Central Government Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Less Than 72 Years | 25000 | 14 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | 25000 | 12 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | 25000 | 7.5 Lakh | 18 Months Pension | 24 |
For Defence Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Up to 56 Years | Rs 25000 | 14 Lakh | 36 Months Pension | 84 |
| Less Than 72 Years | Rs 25000 | 14 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | Rs 25000 | 12 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | Rs 25000 | 7.5 Lakh | 18 Months Pension | 24 |
For Family Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Less Than 72 Years | 25000 | 5 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | 25000 | 4.5 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | 25000 | 2.5 Lakh | 18 Months Pension | 24 |
About Arunachal Pradesh Rural Bank
This scheduled bank has its head office District Papum Pare, Arunachal Pradesh it covers the full state rounding up to 84000 sq. It was established in 1983 with its network expansion to 28 branches.
FAQs Arunachal Pradesh Rural Bank Pension Loan
✅From where can we apply for Pension Loan?
You can apply for Arunachal Pradesh Rural Bank Pension Loan from Dialabank or you can call us at 9878981166.
✅ At what Interest can we get a Loan for Pension in Bandhan Bank?
The interest rate provided by the Arunachal Pradesh Rural First Bank for pensioners is 3.40%
✅ What is the loan amount that a pensioner can avail?
The minimum loan amount that a pensioner can avail is 25,000 and the rest will depend on which category would that person fall.
