Arunachal Pradesh Rural Bank Pension Loan

Arunachal Pradesh Rural Bank Pension Loan Features

APRB Pension Loan Interest Rate 3.40%
APRB Pension Loan Processing Fee 1% of the loan amount 
APRB Pension Loan Tenure 36 Months
APRB Pension Loan Amount Minimum 25,000
APRB Pension Loan Amount Max 14 Lakh
APRB Family Pension Loan Amount Minimum 2.5 Lakh
 APRB Family Pension Loan Amount Max. 5 Lakh
APRB prepayment 3% of the loan amount
APRB foreclosure 3% of the loan amount

Arunachal Pradesh Rural Bank Pension Loan Eligibility

To be eligible for Arunachal Pradesh Rural Bank Pension Loan one must draw its monthly pension from the branch of the bank. You should hold a pension account in PSU, Central or State government. You can also know an es-staff member who holds such an account. In each case, the pensioner must be able to save 60% of the monthly pension after paying the loan installment. 

Arunachal Pradesh Rural Bank Pension Loan Eligibility for Central and State Government Pensioners

Eligibility Criteria Key Features
Employer Type Central and State Government
Applicant’s Age Below 76 years of age
Account Type Pension payment order maintained by Bank
Treasury Terms Written consent from the treasurer not to accept any pension transfer requests
Guarantee Terms By the spouse (eligible for a family pension) or any other third party

Arunachal Pradesh Rural Bank Pension Loan Eligibility For Defence Pensioners

Eligibility Criteria Key Features
Employer Type Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles
Applicant’s Age Below 76 years of age
Account Type Pension payment order maintained by Bank
Treasury Terms Not applicable
Guarantee Terms Not applicable

Arunachal Pradesh Rural Bank Pension Loan Eligibility For Family Pensioners

Eligibility Criteria Key Features
Employer Type Central and State Governments including all Armed Forces
Applicant’s Age Below 76 years of age
Account Type Pension payment order maintained by Bank
Treasury Terms Not applicable
Guarantee Terms Authorized members of the family under the family pension scheme

Maximum Eligible loan Amount and Repayments

For Central and State Government Pensioners:

Age Max Loan Amount Repayment Period Age at the time of full repayment
Below 72 Years 14 Lakh 60 Up to 77 Years
72-74 Years 12 Lakh 48 Up to 78 Years
74-76 Years 7.5 Lakh 24 Up to 78 Years

For Defense Pensioners:

Age Max Loan Amount Repayment Period Age at the time of full repayment
below 56 Years 14 Lakh 84  Up to 63 Years 
56-72 Years 14 Lakh 60 Up to 77 Years
72-74 Years 12 Lakh 48 Up to 77 Years
74-76 Years 7.5 Lakh 24 Up to 78 Years

For Family Pensioners (including Defense Pensioners) :

Age  Max Loan Amount Repayment Period Age at the time of full repayment
Below 72 Years 14 Lakh 60 Up to 77 Years
72-74 Years 12 Lakh 48 Up to 77 Years
74-76 Years 7.5 Lakh 24 Up to 78 Years

Interest Rate Personal Loan For Pensioners

To ease the repayment of these pension loans Arunachal Pradesh Rural Bank provides a menial and comfortable interest of 3.4%

Document Required For Loans For Pensioners 

Identity proof: one of the following – 

  • Aadhar Card
  • Pan Card
  • Passport
  • Voter Identity Card 

Address Proof: one of the following – 

  • Ration Card
  • Passport
  • Utility Bills
  • Aadhar Card
  • Property Purchased documents 

Income Proof: All the below-given documents are necessary for showing income proof.

  • Salary slips
  • Bank Account Statements

Loan Amount on Bank Personal Loan For Pensioners

For State and Central Government Pensioners:

Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
Less Than 72 Years 25000 14 Lakh 18 Months Pension 60
72 to 74 Years 25000 12 Lakh 18 Months Pension 48
74 to 76 Years 25000 7.5 Lakh 18 Months Pension 24

For Defence Pensioners:

Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
Up to 56 Years Rs 25000 14 Lakh 36 Months Pension 84
Less Than 72 Years Rs 25000 14 Lakh 18 Months Pension 60
72 to 74 Years Rs 25000 12 Lakh 18 Months Pension 48
74 to 76 Years Rs 25000 7.5 Lakh 18 Months Pension 24

For Family Pensioners:

Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
Less Than 72 Years 25000 5 Lakh 18 Months Pension 60
72 to 74 Years 25000 4.5 Lakh 18 Months Pension 48
74 to 76 Years 25000 2.5 Lakh 18 Months Pension 24

About Arunachal Pradesh Rural BankArunachal Pradesh Rural Bank Pension Loan

This scheduled bank hs its head office District Papum Pare, Arunachal Pradesh it covers the full state rounding up to 84000 sq. It was established in 1983 with its network expansion to 28 branches.  

FAQs Arunachal Pradesh Rural Bank Pension Loan

✅From where can we apply for Pension Loan?

You can apply for Arunachal Pradesh Rural Bank Pension Loan from Dialabank or you can call us at 9878981166.

✅ At what Interest can we get a Loan for Pension in Bandhan Bank?

The interest rate provided by the Arunachal Pradesh Rural First Bank for pensioners is 3.40%

✅ What is the loan amount that a pensioner can avail?

The minimum loan amount that a pensioner can avail is 25,000 and the rest will depend on which category would that person fall.

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