Arunachal Pradesh Rural Bank Personal Loan

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Arunachal Pradesh Rural Bank Personal Loan

Personal Loan is a financial product where you can borrow money from banks. But you have to pay some amount to the bank as an interest rate. The process is very easy and simple. Arunachal Pradesh Rural Bank provides a personal loan in an online way and offline way as well.

You can apply in either way. Arunachal Pradesh Rural Bank Is a well-known financial organization that caters its customers with so many benefits? Bank has a very wide network all over India. You can make use of this amount of money to complete your financial needs like:

  1. Wedding
  2. Medical Purposes
  3. Education
  4. Buying Car
  5. Buying House

Arunachal Pradesh Rural Bank Personal Loan Eligibility

There are some conditions that you have to fulfill to get a personal loan. If you are not able to fulfill these you won’t be able to get Arunachal Pradesh Rural Bank Personal Loan. These are given as below:

  1. First of all, the applicant should be salaried or self-employed. She/he should have some rigid source of income.
  2. After that, the income of the applicant in non-metro cities should be greater than 15000 at least.
  3. In metro cities, it should be 18000 minimum.
  4. If he is self-employed than he should have been paying his ITR for minimum of 3 years minimum.
  5. The credit history of the applicant should be good.

Why only Arunachal Pradesh Rural Bank?

  1. Easy Documentation- The process to apply for Arunachal Pradesh Rural Bank Personal Loan is very easy and hassle-free.
  2. Rates of Interest- Rates of interest are very low and rational.
  3. Quick Disbursal- There is a need to wait for so long. If you are eligible and have all the documents then you will get a loan to disburse within a day.

Features of Arunachal Pradesh Rural Bank Personal Loan

Arunachal Pradesh Rural Bank Personal Loan

  1. First of all, it is very easy to apply, you can apply for Arunachal Pradesh Rural Bank Personal Loan online within 2 minutes.
  2. After that, it is easily accessible, you can get a personal loan all over India.
  3. You can check your eligibility, interest rates and EMI’s online.
  4. Besides that, if you are eligible your Arunachal Pradesh Rural Bank Personal Loan gets approved on the same day.
  5. After the approval of your personal loan, you have to submit some documents and your loan gets disbursed very easily.
  6. The rate of interest offered by the bank is quite low and affordable.
  7. You can get Arunachal Pradesh Rural Bank Personal Loan amount up to Rs. 40 Lakhs.
  8. One more important thing is that the personal loan is an unsecured loan so there is no need for any kind of collateral. Bank does not ask you for any property to keep as security.
  9. Bank has a good reputation so there is no need to worry about the frauds.

Arunachal Pradesh Rural Bank Personal Loan Documentations

  1. One Identity proof is required. (Passport/Id card/voter card/driving license) It can be can be any one of them. Everyone easily has these documents so there is no problem with the submission.
  2. 2 passport size colored photos. (Applicant should not be wearing glasses)
  3. A passport can also be considered as your identity proof because a passport has a name, age, address and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately. But the passport should not be expired.
  4. Bank statement of last 6 months and salary slip of last three months needed.
  5. Residence proof can be the Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.
  6. Driving license is also regarded as a proof of identity and residence proof because it contains the name, date of birth and a photograph of the customer. But the condition is that it should not be expired.
  7. The Aadhar card provided by UIDAI that contains biometric details of the customers like age, date of birth and photograph of the individual. It can be considered as proof of your date of birth.
  8. PAN card is the permanent account number that is provided to the customers and it prevents from the financial frauds. So it is also considered as an identity/residence proof. Pan card is very essential document under KYC (know your customer) formality.
  9. Ration card is also considered as a residence proof because it provides enough information about the applicant.

Rates of Interest

Rates of interest provided by the Arunachal Pradesh Rural Bank personal loan are quite affordable. It starts at 10.99% and can be up to 21.25%.

Processing Fees

The bank asks you a processing fee for the personal loan. It is 2.5% of the sanctioned loan amount. It is a one-time processing fee.

Loan Amount

The Arunachal Pradesh Rural Bank can provide the maximum amount of Rs. 40 lakhs.

Tenure

Tenure is the time for which you have gotten the loan. it can be 1 year to 5 years.

Pre-closure Charges

Arunachal Pradesh Rural Bank applies some charges on the pre-closure of the personal loan. It is 4% of the outstanding balance.

What is Pre-closure?

Every bank provides you a personal loan for a given period of time at some interest rate. But sometimes if you want to close your Arunachal Pradesh Rural Bank Personal Loan before the tenure of the loan to get rid of the interest rates than you can do so. This facility of closing your personal loan before the tenure of the loan is called pre-closure.

Avail your Personal Loan needs with Dialabank

How to apply for Arunachal Pradesh Rural Bank Personal Loan?

You can easily apply for Arunachal Pradesh Rural Bank Personal Loan if are eligible. You can apply for a Arunachal Pradesh Rural Bank Personal Loan on the site of Dialabank. You just have to fulfill the online application form and you will get a callback. You can apply there for a personal loan more easily and hassle-free. Furthermore, you can call on 60011600 for more information.

Steps to Apply:

  1. First of all search for Dialabank on Google.
  2. After that fill the application form for the personal loan.
  3. You will get a call back within 5 minutes, with proper guidance.
  4. If you will be eligible then your loan will get approved within 10 minutes.

Why Dialabank?

  1. Dialabank responds to the customer’s queries very quickly.
  2. Since the dialabank is the first financial helpline so there are no safety issues.
  3. Besides that, the interest rates are very low.
  4. Furthermore here you can compare the rates of interest with other banks too.
  5. You will get proper guidance for the personal loan here.
  6. If you apply on the dialabank.com you will get a document pickup facility from your doorstep.

Who can’t Apply?

  1. An applicant whose age is less than 21 years can’t apply for a personal loan.
  2. An unemployed person can’t apply for a personal loan.
  3. A person earning less than Rs. 15000 can’t apply for a personal loan.
  4. In metro cities, the salary of the applicant should be Rs. 18000 at least.
  5. A person with a bad CIBIL score cannot apply.
  6. A person who is self-employed but does not pay the ITR can’t apply for a personal loan.

FAQ’s About Arunachal Pradesh Rural Bank Personal Loan

What is Arunachal Pradesh Rural Bank Personal Loan?

A Personal Loan is a loaning scheme that can be availed to meet your urgent financial needs without the need to submit security with the bank. You can easily apply for an Arunachal Pradesh Rural Bank Personal Loan to finance your expenses.

What is the Personal Loan rate of interest in Arunachal Pradesh Rural Bank?

Personal Loan rate of interest in Arunachal Pradesh Rural Bank starts at 10.75% per annum. You can visit Dialabank’s online portal to compare the rates of different banks and finance companies across India.

How can I get Arunachal Pradesh Rural Bank Personal Loan?

To get a Personal Loan you will have to visit the nearest branch with basic KYC documents, PAN card, and income proofs(salary slips, bank statement). You can also contact Dialabank to avail of the best financial advice and get the personally curated deals and offers for all your financial needs.

How to apply for Personal Loan in Arunachal Pradesh Rural Bank?

Apply for a Personal Loan by walking into the nearest Arunachal Pradesh Rural Bank branch with all the requisite documents. You can also apply online with Dialabank and avail personalized assistance for all your financial needs.

Why apply for Arunachal Pradesh Rural Bank Personal Loan?

Arunachal Pradesh Rural Bank Personal Loans can be used for any personal financial needs. Be it a wedding, travel, bills, repair and renovation of home, etc. You do not have to provide any collateral security in exchange for your loan and the repayment can be done in monthly installments, EMIs.

How much EMI on Arunachal Pradesh Rural Bank Personal Loan?

Calculate your Arunachal Pradesh Rural Bank Personal Loan EMI using your loan tenure, loan amount, and rate of interest on Dialabank’s EMI calculator and apply for all your loan needs with us.

How much CIBIL score required for Arunachal Pradesh Rural Bank Personal Loan?

A CIBIL score above 700 is preferred by Arunachal Pradesh Rural Bank to disburse a Personal Loan. Being an unsecured loan your CIBIL score plays a big role in determining your loan eligibility as it calculates the risk of default for your lender.

Minimum credit score needed for Arunachal Pradesh Rural Bank Personal Loan?

The credit score is a measurement and estimate of your creditworthiness. Arunachal Pradesh Rural Bank requires you to have a credit score of at least 700 to consider your loan application for approval.

How to calculate Arunachal Pradesh Rural Bank Personal Loan EMI?

Use your loan amount, loan tenure, and rate of interest to calculate your Personal Loan EMI using the EMI calculator available on Dialabank’s website.

What can I use Arunachal Pradesh Rural Bank Personal Loan for?

You can use your Arunachal Pradesh Rural Bank Personal Loan for several financial needs such as funding your marriage or that of a relative, pay all your big and small bills, renovate or repair your home, etc.

Can I prepay Arunachal Pradesh Rural Bank Personal Loan?

If you have the required funds you can pre-close your loan by visiting the branch of Arunachal Pradesh Rural Bank from where your loan was approved and asking your banker about the prepayment facilities.

How to prepay Arunachal Pradesh Rural Bank Personal Loan?

When you have the required money and feel the need to close your loan at once, just visit the nearest Arunachal Pradesh Rural Bank branch with your loan documents and apply for a foreclosure. You may be asked to pay a small foreclosure fee in addition to your outstanding loan amount.

How to repay Arunachal Pradesh Rural Bank Personal Loan?

Repay your Loan in easy burden-free EMIs that are automatically deducted from your bank account each month. Your Arunachal Pradesh Rural Bank Personal Loan can be repaid through post-dated cheques too.

What documents are needed for Arunachal Pradesh Rural Bank Personal Loan?

Aadhar Card/Voter ID, PAN Card, Salary Slips, Bank Statement, and ITR File are the documents that are required to avail of a Personal Loan from Arunachal Pradesh Rural Bank.

How to check Arunachal Pradesh Rural Bank Personal Loan status?

Visit your loan branch or contact the customer care number of Arunachal Pradesh Rural Bank to know the status of your loan application and stay updated.

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