Arunachal Pradesh Rural Bank Personal Loan Key Features Apr 20 2024
| Features | Details |
| Age | 21 – 58 Years |
| CIBIL Score | 700 or above |
| Arunachal Pradesh Rural Bank Personal Loan Interest Rate | 9.99% p.a. |
| Lowest EMI per lakh | Rs. 2275 |
| Tenure | 12 to 60 months |
| Arunachal Pradesh Rural Bank Personal Loan Processing Fee | 1% to 2% of Loan Amount |
| Prepayment Charges | NIL |
| Part Payment Charges | NIL |
| Minimum Loan Amount | Rs. 50,000 |
| Maximum Loan Amount | Rs. 10 Lakhs |
Arunachal Pradesh Rural Bank Personal Loan Eligibility Criteria
Personal Loan Eligibility criteria are as follows:
| CIBIL score Criteria | 700 or above |
| Age Criteria | 21 to 58 years |
| Min Income Criteria | Rs. 20,000 |
| Occupation Criteria | Salaried/Self-Employed |
Arunachal Pradesh Rural Bank Personal Loan Interest Rate and Charges
| Arunachal Pradesh Rural Bank Personal Loan Interest Rate | 9.99% p.a. |
| Arunachal Pradesh Rural Bank Personal Loan Processing Charges | 1% to 2% of Loan Amount |
| Prepayment Charges | NIL |
| Stamp Duty | As per state law |
| Cheque Bounce Charges | Rs. 100 |
| Penal Interest | As per bank terms |
| Floating Rate of Interest | Not Applicable |
Arunachal Pradesh Rural Bank Personal Loan Documents Required
| Form | Duly filled application form |
| Proof of Identity | Copy of: -Passport -Driving License -Aadhar Card -Voter ID Card |
| Proof of Address | Rent Agreement (Min. 1 year of stay) Utility Bills Passport (Proof of permanent residence) Ration card |
| Proof of Income | -ITR: Last two Assessment years -Salary Slip: Last 6 months -Bank Statement: Last 3 months |
Arunachal Pradesh Rural Bank Personal Loan EMI Calculator
Arunachal Pradesh Rural Bank Personal Loan Compared to Other Banks
| Bank | Interest Rate | Tenure | Loan Amount & Proc Fee |
| Arunachal Pradesh Rural Bank | 9.99% | 12 to 60 months | Up to Rs. 10 lakh / 1% to 2% of Loan Amount |
| HDFC Bank | 11.25% to 21.50% | 12 to 60 months | Up to Rs. 40 lakh / Up to 2.50% of the loan amount |
| Bajaj Finserv | Starting from 12.99% | 12 to 60 months | Up to Rs. 25 lakh / Up to 3.99% of the loan amount |
| Axis Bank | 15.75% to 24% | 12 to 60 months | Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount |
| Citibank | Starting from 10.99% | 12 to 60 months | Up to Rs. 30 lakh / Up to 3% of the loan amount |
| Private Bank | 11.50% to 19.25% | 12 to 60 months | Up to Rs. 20 lakh / Up to 2.25% of the loan amount |
Other Loan Products from Arunachal Pradesh Rural Bank
Why should you apply for Arunachal Pradesh Rural Bank Personal Loan with Dialabank?
Dialabank is India’s first financial helpline, and we work diligently to bring the best financial products to you. Our team makes sure that your information is safe and that you leave satisfied with our service.
We at Dialabank have already helped thousands of people to get the loan they need without any issue, and we look forward to continuing in doing so. Apply with us today to get the offers and special deals on Arunachal Pradesh Rural Bank Personal Loan.
Call us at 9878981166 to avail of Arunachal Pradesh Rural Bank.
How to Calculate EMIs for Personal Loan in Arunachal Pradesh Rural Bank
Calculate your EMI using the calculator given below:
Arunachal Pradesh Rural Bank Personal Loan Processing Time
A personal loan from Arunachal Pradesh Rural Bank is processed in a week. For the customers of the bank, the processing time is reduced to 72 hours because their details are already available with the bank.
Arunachal Pradesh Rural Bank Personal Loan Preclosure
You can pay all your loan amount before the end of your tenure and foreclose it. Arunachal Pradesh Rural Bank does not charge you any extra fee for it.
Arunachal Pradesh Rural Bank Personal Loan Overdraft Facility
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is possibly the most favoured credit choices that benefitted to meet changing individual supporting necessities unbounded.
Apply for an overdraft office as a Bank for a startling new unforeseen development. The adaptable improvement office has all the goliath highlights of a slight overdraft credit.
Pre Calculated EMI for Personal Loan
Different Personal Loan offers by Arunachal Pradesh Rural Bank
Arunachal Pradesh Rural Bank Marriage Loan
Weddings are auspicious but also put a burden on finances. With a personal loan from Arunachal Pradesh Rural Bank, all your money needs are fulfilled, and you can relax easily.
Arunachal Pradesh Rural Bank Personal Loan for Government Employees
A central and state government employee receives special deals and offers from the Arunachal Pradesh Rural Bank for their personal loan requirements.
Arunachal Pradesh Rural Bank Doctor Loan
Medical professionals who hold a valid degree and have a minimum of 4 years of experience can apply for a personal loan through Arunachal Pradesh Rural Bank. You will get interest rates and offers specially curated to your needs.
Arunachal Pradesh Rural Bank Personal Loan for Pensioners
Government employees, post-retirement, face financial problems. To help you overcome these problems, Arunachal Pradesh Rural Bank provides easy terms on personal loans for pensioners.
Arunachal Pradesh Rural Bank Personal Loan Balance Transfer
If your current personal loan has high interest rates and hefty EMIs, you can apply for a personal loan balance transfer with Arunachal Pradesh Rural Bank and get better deals and rates.
Arunachal Pradesh Rural Bank Personal Loan Top Up
Sometimes, we feel the need for extra money and apply for a fresh loan. But, with Arunachal Pradesh Rural Bank personal loan top-up you can get extra funds without any problems.
Arunachal Pradesh Rural Bank Personal Loan Status
To check the status of your pending personal loan application with Arunachal Pradesh Rural Bank, you will have to visit the bank branch and ask the loan officer.
How to Apply for Arunachal Pradesh Rural Bank Personal Loan?
- Visit Dialabank
- Go to the Arunachal Pradesh Rural Bank page.
- Fill in the details in the personal loan application form.
- Wait for our team to contact you.
- You will be assisted throughout the loan process.
FAQs About Arunachal Pradesh Rural Bank Personal Loan
✅ What is Arunachal Pradesh Rural Bank Personal Loan?
Arunachal Pradesh’s personal loan is a plan that allows you to borrow money with a personal loan interest rate and a fixed time period. You can repay your loan amount in instalments and use this money for your personal needs and expenses.
✅ What is the Personal Loan rate of interest in Arunachal Pradesh Rural Bank?
In Arunachal Pradesh, the personal loan rate of interest is 9.99% per annum.
✅ How can I get Arunachal Pradesh Rural Bank Personal Loan?
To get the Arunachal Pradesh Rural Bank Personal loan, you need to submit your KYC documents in order and a duly filled form, Visit the bank in person or contact Dialabank. And you can avail of a loan of up to Rs.10 lakhs.
✅ How much EMI on Arunachal Pradesh Rural Bank Personal Loan?
The EMI on Arunachal Pradesh Rural Bank personal loan amount can be calculated using the loan period, the amount borrowed, and the rate of interest on Dialabank’s EMI calculator. The minimum per lakh EMI for a personal loan from Arunachal Pradesh Rural Bank is Rs.2275.
✅ How much CIBIL score is required for Arunachal Pradesh Rural Bank Personal Loan?
You will need a minimum CIBIL of 750 for a personal loan from Arunachal Pradesh Rural Bank.
✅ What can I use Arunachal Pradesh Rural Bank Personal Loan for?
Arunachal Pradesh Rural Bank personal loan can be used for all your personal needs and finances such as, paying bills, buying consumer goods, weddings, etc.
✅ What documents are needed for Arunachal Pradesh Rural Bank Personal Loan?
Aadhar Card/Voter ID as your identity and address proof, PAN Card, Salary Slips, and Bank Statement for income proof, and two photographs are the only documents required for a personal loan.
✅ How to check Arunachal Pradesh Rural Bank Personal Loan status?
You can visit the loan branch or contact the bank on the customer care number to know the status of your personal loan.
✅ What is the Processing Fee for Arunachal Pradesh Rural Bank Personal Loan?
Arunachal Pradesh Rural Bank charges a processing fee of 1% to 2% of the Loan Amount plus GST for the personal loan.
✅ How to get Arunachal Pradesh Rural Bank Personal Loan for Self Employed?
Arunachal Pradesh Rural Bank has special offers for self-employed borrowers to help them meet their financial needs. You will have to provide the ITR files of the last three years as your income proof.
✅ What is the Maximum Loan Tenure for Arunachal Pradesh Rural Bank Personal Loan?
The maximum tenure period for a personal loan from Arunachal Pradesh Rural Bank is 60 months.
✅ Do I have a preapproved offer for Arunachal Pradesh Rural Bank Personal Loan?
You can check for your pre-approved personal loan offers from Arunachal Pradesh Rural Bank through Dialabank. All you have to do is fill the form, and we will check all the offers for you and get back to you to help you choose the best one.
✅ How to calculate EMI for Arunachal Pradesh Rural Bank Personal Loan?
You can use the EMI calculator available at Dialabank’s website to calculate your personal loan EMIs from Arunachal Pradesh Rural Bank.
✅ How to pay Arunachal Pradesh Rural Bank Personal Loan EMI?
Your personal loan EMIs from Arunachal Pradesh Rural Bank are automatically deducted from your bank account every month. You can also use the net-banking facility of Arunachal Pradesh Rural Bank to pay for your personal loan.
✅ How to close Arunachal Pradesh Rural Bank Personal Loan?
You will have to first pay all the outstanding personal loan amount and then contact the Arunachal Pradesh Bank Rural Bank branch to receive your no dues certificate.
✅ How to check Arunachal Pradesh Rural Bank Personal Loan Status?
You will need the visit the Arunachal Pradesh Rural Bank branch in person to know the status of your personal loan. Alternatively, you can visit Dialabank and fill a simple form to let us do the hard work for you.
✅ How to close Arunachal Pradesh Rural Bank Personal Loan Online?
Closing of a personal loan from Arunachal Pradesh Rural Bank involves the following steps:
- Visit the net-banking page of Arunachal Pradesh Rural Bank.
- Login using your details.
- Pay for your personal loan and save the transaction receipt.
✅ How to pay Arunachal Pradesh Rural Bank Personal Loan EMI Online?
Your personal loan EMI can be paid using the net-banking services of Arunachal Pradesh Rural Bank. Dialabank lets you compare offers and deals from different banks to choose the best, low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.
✅ How to check Personal Loan Balance in Arunachal Pradesh Rural Bank?
To check the personal loan balance in Arunachal Pradesh Rural Bank, you will need to contact the customer care number of Arunachal Pradesh Rural Bank. If you are looking for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.
✅ How to download Arunachal Pradesh Rural Bank Personal Loan Statement?
The personal loan statement of Arunachal Pradesh Rural Bank can be downloaded using the Arunachal Pradesh Rural Bank mobile banking app. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.
✅ How to Top Up Personal Loan in Arunachal Pradesh Rural Bank?
If you need a top-up on your personal loan from Arunachal Pradesh Rural Bank, you will have to visit the bank branch and contact the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us
✅ What happens if I don’t pay my Arunachal Pradesh Rural Bank Personal Loan EMIs?
Arunachal Pradesh Rural Bank may charge you with penal interest if you fail to pay your personal loan EMIs. You can apply for a balance transfer using Dialabank to get low-interest personal loans that will not put a hole in your pocket.
✅ What relaxation scheme and moratorium Arunachal Pradesh Rural Bank provides concerning Personal Loan due to Covid 19?
A 6 month period is provided as a moratorium by Arunachal Pradesh Rural Bank for COVID-19.
✅ How to find the Arunachal Pradesh Rural Bank Personal Loan account number?
You will need to contact your Arunachal Pradesh Rural Bank loan branch to know your personal loan account number. You may also fill out the form available at Dialabank and let us do all the work for you.
✅ What is the Arunachal Pradesh Rural Bank personal loan customer care number?
Contact 9878981166 for any queries.
✅ What are the Arunachal Pradesh Rural Bank Personal Loan pre-closure charges?
You can pay all your loan amount before the end of your tenure and foreclose it. Arunachal Pradesh Rural Bank does not charge you any extra fee for it.
✅ What is the Arunachal Pradesh Rural Bank personal loan closure procedure?
- Visit the bank with the complete set of documents (as mentioned above).
- You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
- Pay the pre-closure amount.
- Sign the required documents, if any.
- Take acknowledgement of the balance amount you have paid.
✅ What is the Arunachal Pradesh Rural Bank Personal Loan Overdraft Facility?
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is possibly the most favoured credit choices that benefitted to meet changing individual supporting necessities unbounded.
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