Assam Gramin Vikash Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Assam Gramin Vikash Bank Personal Loan Key Features

Eligibility Criteria Details
Age 21 – 60 Years
CIBIL score 600 or above
Assam Gramin Vikash Bank Personal Loan Interest Rate 9.99% per annum 
Lowest EMI per lakh Rs. 2214
Tenure 12 to 60 months
Assam Gramin Vikash Bank Personal Loan Processing Fee 1% to 2%
Prepayment Charges NIL
Part Payment Charges NIL
Minimum Loan Amount Rs. 50,000
Maximum Loan Amount Rs. 5 Lakhs

Each Feature Explained in Detail Below


Assam Gramin Vikash Bank Personal Loan

Assam Gramin Vikash Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score 600 or above
Age 21 to 60 years
Min Income Rs. 20,000
Occupation Salaried/Self-Employed

Assam Gramin Vikash Bank Personal Loan Fees and Other Charges

Assam Gramin Vikash Bank Personal Loan Interest Rate 9.99% per annum 
Assam Gramin Vikash Bank Personal Loan Processing Charges 1% to 2 %
Prepayment Charges NIL
Stamp Duty As per state law
Cheque Bounce Charges Rs. 100
Penal Interest As per bank terms
Floating Rate of Interest Not Applicable

Assam Gramin Vikash Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

Assam Gramin Vikash Bank Personal Loan EMI Calculator

EMI Calculator.

Assam Gramin Vikash Bank Personal Loan Compared to Other Banks

Bank Interest Rate Tenure Loan Amount & Proc Fee
Assam Gramin Vikash  9.99% 12 to 60 months Up to Rs. 5 lakh / Up to 0.50% of the loan amount
HDFC Bank 11.25% to 21.50% 12 to 60 months Up to Rs. 40 lakh / Up to 2.50% of the loan amount
Bajaj Finserv Starting from 12.99% 12 to 60 months Up to Rs. 25 lakh / Up to 3.99% of the loan amount
Axis Bank 15.75% to 24% 12 to 60 months Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
Citibank Starting from 10.99% 12 to 60 months Up to Rs. 30 lakh / Up to 3% of the loan amount
ICICI Bank 11.50% to 19.25% 12 to 60 months Upto Rs. 20 lakh / Up to 2.25% of the loan amount

Other Loan Products from Assam Gramin Vikash Bank

Gold Loan Car Loan Home Loan Business Loan
TWL LAP Credit Card Education Loan

Why should you apply for Assam Gramin Vikash Bank Personal Loan with Dialabank?

Dialabank compares offers from different banks across the country to help you choose the best offer. All you need to do is visit our website and fill a form, and we assist you with all your needs.

How to Calculate EMIs for Assam Gramin Vikash Bank Personal Loan

You can calculate your EMIs using the below-given calculator.

Assam Gramin Vikash Bank Personal Loan Processing Time

The General waiting time for your personal loan application to process is at least a week. For the borrowers, who have an account with the bank, disbursal time is only about 48 hours.

Assam Gramin Vikash Bank Personal Loan Preclosure Charges

Assam Gramin Vikash Bank allows you to close your personal loan without any additional charges. You only need to pay the outstanding principal amount of your loan.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Types of Assam Gramin Vikash Bank Personal Loan

Assam Gramin Vikash Bank Marriage Loan

Weddings are happy occasions and are very important in India, but they prove to be very costly and can cause financial problems. You can apply for a personal loan and do away with all the worries related to money.

Assam Gramin Vikash Bank Personal Loan for Government Employees

Central and state government employees get extra benefits and discounts for a personal loan. Assam Gramin Vikash Bank offers specially tailored loans to help you meet your needs.

Assam Gramin Vikash Bank Doctor Loan

If you are a doctor and have been practicing for more than 4 years, you can find personal loan offers that are customized as per your personal and professional needs.

Assam Gramin Vikash Bank Personal Loan for Pensioners

Retired administration workers who withdraw their pension from the bank account of Assam Gramin Vikash Bank can receive a personal loan to satisfy their post-retirement costs.

Assam Gramin Vikash Bank Personal Loan Balance Transfer

You can transfer your heavy EMI personal loan from your existing lender to a new one under the personal loan balance transfer scheme of Assam Gramin Vikash Bank.

Assam Gramin Vikash Bank Personal Loan Top Up

Need more money on your personal loan? You can apply for a personal loan top-up and get extra funds to meet your needs.

Assam Gramin Vikash Bank Personal Loan Status

To check the status of your Assam Gramin Vikash Bank personal loan, you will need to visit the bank branch in person

How to Apply for Assam Gramin Vikash Bank Personal Loan?

  1. Visit Dialabank
  2. You can also visit Assam Gramin Vikash Bank Personal Loan directly on Dialabank.
  3. Check whether you have documents, you are eligible or there are any requirements.
  4. Fill a simple online form for our research.
  5. We will connect with you after form submission.
  6. This way, you can get your loan approved in no time.
  7. Also, you can call on 9878981166 to know more.

FAQs About Assam Gramin Vikash Bank Personal Loan

✅ How to apply for Assam Gramin Vikash Bank Personal Loan?

You can apply for a personal loan with Assam Gramin Vikash Bank through visiting the nearby branch of Assam Gramin Vikash Bank or by a simple form submission with Dialabank. With Dialabank, you get the satisfaction to apply from anywhere and get quick online approval.

✅ What is the Interest Rate for Assam Gramin Vikash Bank Personal Loan?

 The interest rate of Assam Gramin Vikash Bank starts at 9.99% per annum for their personal loan products.

✅ What is the minimum age for getting a Personal Loan from Assam Gramin Vikash Bank?

Your minimum age must be 21 years to apply for a personal loan with Assam Gramin Vikash Bank.

✅ What is the maximum age for getting a Personal Loan from Assam Gramin Vikash Bank?

The maximum age for getting a personal loan from Assam Gramin Vikash Bank is 60 years.

✅ What is the minimum loan amount for Assam Gramin Vikash Bank Personal Loan?

You can avail a minimum loan amount from Assam Gramin Vikash Bank Personal Loan is Rs. 50,000.

✅ What is the maximum loan amount for Assam Gramin Vikash Bank Personal Loan?

Assam Gramin Vikash Bank proffers you to take a maximum loan amount of Rs. 5 lakhs under the personal loan scheme.

✅ What are the documents required for Assam Gramin Vikash Bank Personal Loan?

You will require Aadhaar card/Voter ID, PAN card, salary slips, the ITR files of the last two years, and two recently clicked photographs for a personal loan from Assam Gramin Vikash Bank.

✅ What is the Processing Fee for Assam Gramin Vikash Bank Personal Loan?

Assam Gramin Vikash Bank Personal Loan charges a processing fee of up to 1% to 2% of the loan amount plus GST.

✅ How to get Assam Gramin Vikash Bank Personal Loan for Self Employed?

Assam Gramin Vikash Bank provides offers for self-employed to meet their financial needs. You must have the ITR files of the last two years as income proof.

✅ What is the Maximum Loan Tenure for Assam Gramin Vikash Bank Personal Loan?

The maximum loan tenure period for a personal loan from Assam Gramin Vikash Bank is 60 months.

✅ What should be the CIBIL Score for Assam Gramin Vikash Bank Personal Loan?

You should have a CIBIL score of at least 600 or above for availing a personal loan from Assam Gramin Vikash Bank.

✅ Do I have a preapproved offer for Assam Gramin Vikash Bank Personal Loan?

You can examine for your preapproved personal loan offers from Assam Gramin Vikash Bank with Dialabank. Just fill a simple form, and we will look over the best offers for you and help you to choose the best.

✅ How to calculate EMI for Assam Gramin Vikash Bank?

Make use of the EMI Calculator available at Dialabank’s website to calculate EMIs from Assam Gramin Vikash Bank Personal Loan.

✅ How to pay Assam Gramin Vikash Bank Personal Loan EMI?

Your personal loan EMIs are automatically take off from your bank account on a monthly basis from Assam Gramin Vikash Bank. You can also utilize the net-banking facility of Assam Gramin Vikash Bank to pay your personal loan EMIs.

✅ How to close Assam Gramin Vikash Bank Personal Loan?

You must have to pay the outstanding personal loan amount and then come in contact with Assam Gramin Vikash Bank to collect your no dues certificate.

✅ How to check Assam Gramin Vikash Bank Personal Loan Status?

You will require to visit the Assam Gramin Vikash Bank branch to check your personal loan status. On the other hand, you can visit Dialabank and fill a simple form to let us do the hard work for you.

✅ How to close Assam Gramin Vikash Bank Personal Loan Online?

You need to follow the given steps for the closing of a personal loan from Assam Gramin Vikash Bank:

  • Visit the net-banking page of Assam Gramin Vikash Bank.
  • Login with your details.
  • Pay for your personal loan and save the transaction receipt.

✅ How to pay Assam Gramin Vikash Bank Personal Loan EMI Online?

Your personal loan EMI can be paid through the net-banking services of Assam Gramin Vikash Bank. Dialabank lets you compare offers and deals from various banks to choose the best, for a low-EMI personal loan. All you have to do is fill a simple form, and the bank will do best for you.

✅ How to check Personal Loan Balance in Assam Gramin Vikash Bank?

To check the personal loan balance in Assam Gramin Vikash Bank, you will contact the customer care number of Assam Gramin Vikash Bank. If you are searching for low-interest personal loans, you must visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the best for you.

✅ How to download Assam Gramin Vikash Bank Personal Loan Statement?

The personal loan statement of Assam Gramin Vikash Bank can be downloaded through the Assam Gramin Vikash Bank mobile banking app. You can visit the online platform of Dialabank and fill a simple form to compare and check out all the offers for you.

✅ How to Top Up Personal Loan in Assam Gramin Vikash Bank?

If you want a top-up on your personal loan from Assam Gramin Vikash Bank, you have to visit the bank branch and contact the loan officer. Also, you can fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.

✅ What happens if I don’t pay my Assam Gramin Vikash Bank Personal Loan EMIs?

Assam Gramin Vikash Bank charges a penal interest if you are not able to pay your personal loan EMIs. You must apply for a balance transfer using Dialabank to get low-interest personal loans.

✅ How to find the Assam Gramin Vikash Bank Personal Loan account number?

You will contact your Assam Gramin Vikash Bank loan branch to know your personal loan account number. Also, fill out the form available at Dialabank and our bank will do all the work for you.

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