Capital First Personal Loan Key Features Apr 19 2024
| Eligibility Criteria | Details |
| Age | 23 to 58 yrs(at loan maturity) |
| CIBIL | 750 |
| Capital First Personal Loan Interest Rate | 10.49% per annum |
| Lowest EMI per lakh | Rs. 2149 |
| Tenure | 12 to 60 Months |
| Capital First Personal Loan Processing Fee | up to 3.5% |
| Prepayment Charges | Decided by bank |
| Part Payment Charges | Decided by bank |
| Minimum Loan Amount | Rs. 1 lakh |
| Maximum Loan Amount | Up to Rs. 40 Lakh |
Capital First Personal Loan Eligibility Criteria
Eligibility criteria for a personal loan:
| CIBIL score | 750 or above |
| Age | 21 to 58 yrs |
| Min Income | Rs. 15,000 to Rs 25,000 |
| Occupation | Salaried/Self-Employed/Pensioner |
Capital First Personal Loan Interest Rate and Charges
| Capital First Personal Loan Interest Rate | 10.49% per annum |
| Capital First Personal Loan Processing Charges | Up to 3.5% |
| Prepayment Charges | NIL |
| Stamp Duty | NIL |
| Cheque Bounce Charges | As per Bank |
| Penal Interest | As per Bank |
| Floating Rate of Interest | NIL |
Capital First Personal Loan Documents Required
| Form | Duly filled and signed application form |
| Proof of Identity | Copy of: > Passport > Driving License > Aadhaar Card > Voter ID Card |
| Proof of Address | Rent Agreement (Min. 1 year of stay) Utility Bills Proof of permanent residence Ration card, Bank Account Statement, Latest Credit Card Statement |
| Proof of Income | ITR: Last two financial years( For self-employed)> Salary Slip: Last 6 months (Salaried Employee)> Bank Statement: Last 3 months |
Capital First Personal Loan EMI Calculator
Capital First Personal Loan Compared to Other Banks
| Particulars | Capital First | HDFC Bank | Bajaj Finserv | Axis Bank | Citibank | Private Bank |
| Interest Rate | 10.49% | 10.49% to 21.50% | Starting from 12.99% | 15.75% to 24% | Starting from 10.49% | 10.50% to 19.25% |
| Tenure | 12 to 60 Months | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months |
| Loan amount | Up to Rs. 40 lakh | Up to Rs. 40 lakh | Up to Rs. 25 lakh | Rs. 50,000 to Rs. 15 lakh | Up to Rs. 30 lakh | Up to Rs. 20 lakh |
| Processing Fee | 1.50% to 2% of the loan amount | Up to 2.50% of the loan amount | Up to 3.99% of the loan amount | Up to 2% of the loan amount | Up to 3% of the loan amount | Up to 2.25% of the loan amount |
Other Loan Products from Capital First
| Gold Loan | Car Loan | Home Loan | Business Loan |
| Two Wheeler Loan | Loan Against Property | Credit Card | Education Loan |
Why should you apply for Capital First Personal Loan with Dialabank?
- Dialabank is the leading helpline in India
- Less paperwork is required for your ease
- Fast Approval will be provided
You can call at 9878981166 for any query.
How to Calculate EMIs for Capital First Personal Loan?
There is a requirement of the following information to calculate Nainital Bank Personal Loan:
EMI:
- The amount of the loan is required
- The Interest Rate of your loan
- Tenure of your loan
Substitute the values in the calculator below and find your monthly EMIs
Capital First Personal Loan Processing Time
- Fast processing
- It needs less paperwork
- A processing fee starts from 1.50% to 2% of the loan amount
Capital First Personal Loan Preclosure charges
Is your fund ready? Then you can apply for Preclosure. For more details can make a call or visit the branch.
Capital First Bank Personal Loan Overdraft Facility
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is possibly the most favoured credit choices that benefitted to meet changing individual supporting necessities unbounded.
Apply for an overdraft office as a Capital First Bank lone unforeseen new development. The flexible improvement office has all the tremendous highlights of a slight overdraft credit.
Different Personal Loan Offers by Capital First Bank
Home Loan
Capital First offers the best personal loan for a home:
- Your minimum age should be 21 yrs
- And the maximum age should be 60 yrs
- Regular Income applicants are a must for the Home Loan
- Earn more than the required monthly income for ease in the approval
Personal Loan for Government Employees
- Capital First offers personal loans to all the Govt. employees.
- The amount of the loan depends on the company you work for.
Education Loan
- Capital First offers Education loans up to Rs 10 lac in India and Rs 20 lac to study Abroad
- Your loan limit should be above Rs 4.00 lac
- Max Loan to study in India is Rs 10 lac.
- Max Loan to Study Abroad is Rs 20 lac.
Personal Loan for Pensioners
- Processing charge is 1% to 2%
- Very Affordable Interest Rate
Personal Loan Balance Transfer
- Personal Loan balance transfer means the borrower transfer the sum to other institutions.
- Low-interest rates.
- Long repayment tenure.
Capital First Personal Loan Top Up
Capital First personal loan provides top-up that means an additional amount on the existing loan.
Capital First Personal Loan Status
- Visit the site of this bank.
- Check the eligibility.
- Fill the form with your information.
- Our managers will contact you.
How to Apply for Capital First Personal Loan?
There is less requirement for paperwork. It helps in saving your time and you get your loan approval faster.
Availing a personal loan is very simple; all you have to do is to:
- Visit the website of Dialabank and fill the application form.
- You will get a call from us.
- Our instructors will guide you through the entire process and tell you each detail of the loan.
FAQs About Capital First Personal Loan
✅ How to apply for Capital First Personal Loan?
You can apply for a personal loan with Capital First by visiting the nearest branch of Capital First or through a simple form submission with Dialabank. With Dialabank, you get the satisfaction to apply from anywhere and get quick online approval.
✅ What is the Interest Rate for Capital First Personal Loan?
Capital First charges an interest rate from 10.49% per annum for their personal loan products.
✅ What is the minimum age for getting a Personal Loan from Capital First?
You must be at least 21 years old to apply for a personal loan with Capital First.
✅ What is the maximum age for getting a Personal Loan from Capital First?
The maximum age for getting a personal loan from Capital First is 58 years.
✅ What is the minimum loan amount for Capital First Personal Loan?
The minimum loan amount for Capital First Personal Loan is Rs 1 lakh.
✅ What is the maximum loan amount for Capital First Personal Loan?
Capital First lets you take a maximum loan amount of Rs. 40 lakhs under the personal loan scheme.
✅ What are the documents required for Capital First Personal Loan?
You will need an Aadhaar card/Voter ID, PAN card, salary slips, the ITR files of the last two years, and two recently clicked photographs for a personal loan from Capital First.
✅ What is the Processing Fee for Capital First Personal Loan?
Capital First charges a processing fee of up to 3.5% of the loan amount for the personal loan.
✅ How to get Capital First Personal Loan for Self Employed?
Capital First provides special offers for self-employed borrowers to help them financially. You will have to present the ITR files of the last three years as your income proof.
✅ What is the Maximum Loan Tenure for Capital First Personal Loan?
The maximum tenure period for a personal loan from Capital First is 60 months.
✅ What should be the CIBIL Score for Capital First Personal Loan?
You must have a CIBIL score of at least 750 or above for availing of a personal loan from Capital First.
✅ Do I have a preapproved offer for Capital First Personal Loan?
You can check out your preapproved personal loan offers from Capital First through Dialabank. All you have to do is fill the form, and we will check all the offers for you and get back to you to help you choose the best one.
✅ How to calculate EMI for Capital First Personal Loan?
You can use the EMI calculator available at Dialabank’s website to calculate your personal loan EMIs from Capital First.
✅ How to pay Capital First Personal Loan EMI?
Your personal loan EMIs from Capital First is automatically deducted from your bank account every month. You can also use the net-banking facility of Capital First to pay for your personal loan.
✅ How to close Capital First Personal Loan?
You must pay all the outstanding personal loan amount and then contact the Capital First branch to receive your no dues certificate.
✅ How to check Capital First Personal Loan Status?
You will need the visit the Capital First branch to know the status of your personal loan. Alternatively, you can visit Dialabank and fill a simple form to let us do the hard work for you.
✅ How to close Capital First Personal Loan Online?
Closing of personal loan from capital Firstinvolves the following steps:
- Visit the net-banking page of Capital First.
- Login with your details.
- Pay for your personal loan and save the transaction receipt.
✅ How to pay Capital First Personal Loan EMI Online?
Your personal loan EMI can be paid using the net-banking facility of Capital First. Dialabank lets you compare offers and deals from different banks to choose the best, to avail of a low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.
✅ How to check Personal Loan Balance in Capital First?
To check the personal loan balance in Capital First, you will need to contact the customer care number of Capital First. If you are seeking low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.
✅ How to download Capital First Personal Loan Statement?
The personal loan statement of Capital First can be downloaded using the Capital First mobile banking app. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.
✅ How to Top Up Personal Loan in Capital First?
If you need a top-up on your personal loan from Capital First, you will have to visit the bank branch and contact the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us
✅ What happens if I don’t pay my Capital First Personal Loan EMIs?
Capital First may charge you with penal interest if you fail to pay your personal loan EMIs. You can apply for a balance transfer using Dialabank to avail yourself of low-interest personal loans that will not put a hole in your pocket.
✅ What relaxation scheme and moratorium Capital First provides concerning Personal Loan due to Covid 19?
A moratorium of a maximum of six months can be provided.
✅ How to find the Capital First Personal Loan account number?
You will contact your Capital First loan branch to know your personal loan account number. You may also fill out the form available at Dialabank and let us do all the work for you.
✅ What is the Capital First Bank personal loan customer care number?
Contact 9878981166 for any queries.
✅ What are the Capital First Bank Personal Loan pre-closure charges?
Then you can apply for Preclosure. For more details make a call or visit to the branch.
✅ What is the Capital First Bank personal loan closure procedure?
- Visit the bank with the complete set of documents (as mentioned above).
- You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
- Pay the pre-closure amount.
- Sign the required documents, if any.
- Take acknowledgement of the balance amount you have paid.
✅ What is the Capital First Bank Personal Loan Overdraft Facility?
Apply for an overdraft office as a Capital First Bank lone unforeseen new development. The flexible improvement office has all the tremendous highlights of a slight overdraft credit.
