Capital First Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Capital First Personal Loan Key Features

Eligibility Criteria  Details
Age 21 to 58 yrs(at loan maturity)
CIBIL 750
Capital First Personal Loan Interest Rate 9.99% per annum
Lowest EMI per lakh Rs. 2174
Tenure 12 to 60 Months
Capital First Personal Loan Processing Fee 1%
Prepayment Charges Decided by bank
Part Payment Charges Decided by bank
Minimum Loan Amount Rs. 1 lakh
Maximum Loan Amount Up to Rs. 40 Lakh

Each Feature Explained in Detail Below


Capital First Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score 750 or above
Age 21 to 58 yrs
Min Income Rs. 15,000 to Rs 25,000
Occupation Salaried/Self-Employed/Pensioner

Capital First Personal Loan Interest Rate and Charges

Capital First Personal Loan Interest Rate 9.99% per annum
Capital First Personal Loan Processing Charges 1%
Prepayment Charges NIL
Stamp Duty NIL
Cheque Bounce Charges As per Bank
Penal Interest As per Bank
Floating Rate of Interest NIL

Capital First Personal Loan Documents Required

Form Duly filled  and signed application form
Proof of Identity Copy of:
> Passport
> Driving License
> Aadhaar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Proof of permanent residence
Ration card, Bank Account Statement, Latest Credit Card Statement
Proof of Income ITR: Last two financial  years( For self-employed)> Salary Slip: Last 6 months (Salaried Employee)

> Bank Statement: Last 3 months

Capital First Personal Loan EMI Calculator

EMI Calculator.

Capital First Personal Loan Compared to Other Banks

Particulars Capital First HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
Tenure 12 to 60 Months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
Loan amount Up to Rs. 40 lakh Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
Processing Fee 1.50% to 2% of the loan amount Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

Other Loan Products from Capital First

Gold Loan Car Loan Home Loan Business Loan
Two Wheeler Loan Loan Against Property Credit Card Education Loan

Why should you apply for Capital First Personal Loan with Dialabank?

  • Dialabank is the leading helpline of India
  • Less paperwork is required for your ease
  • Fast Approval will be provided

You can call at 9878981166 for any query.

How to Calculate EMIs for Capital First  Personal Loan?

There is a  requirement of the following information to calculate Nainital Bank Personal Loan:

EMI:

  • Amount of the Loan is required
  • also, the Interest Rate of your loan
  • and Tenure of your loan

Substitute the values in the calculator below and find your monthly EMIs

EMI Calculator

Capital First Personal Loan Processing Time

  • Fast processing
  • It needs less paperwork
  • A processing fee starts from 1.50% to 2% of the loan amount

Capital First Personal Loan Preclosure charges

Is your fund ready? Then you can apply for Preclosure. For more details can make a call or visit the branch.

Different Personal Loan Offers by Capital First

Home Loan

Capital First offers personal loan for a home:

  • Your minimum age should be 21 yrs
  • And the maximum age should be 60 yrs
  • Regular Income applicants are a must for the Home Loan
  • Earn more than the required monthly income for ease in the approval

Personal Loan for Government Employees

  • Capital First offers personal loans to all the Govt. employees.
  • The amount of the loan depends on the company your working for.

Education Loan

  • Capital First offers Education loan up to Rs 10 lac in India and Rs 20 lac to study in Abroad
  • Your loan limit should be above Rs 4.00 lac
  • Max Loan to study in India is Rs 10 lac
  • Max Loan to Study in India is Rs 20 lac

Personal Loan for Pensioners

  • Processing charge is 1% to 2%
  • Very Affordable Interest Rate

Personal Loan Balance Transfer

  • Personal Loan balance transfer means the borrower transfer the sum to other institutions.
  • Low-interest rates.
  • Long repayment tenure.

Capital First Personal Loan Top Up

Capital First personal loan provides top-up that means an additional amount on the existing loan.

Capital First Personal Loan Status

  • Visit the site of this bank.
  • Check the eligibility.
  • Fill the form with your information.
  • Our managers will contact you.

How to Apply for Capital First Personal Loan?Capital First Personal Loan

There is less requirement for paperwork. It helps in saving your time and you get your loan approval faster.

Availing a personal loan is very simple; all you have to do is to:

  1. Visit the website of Dialabank and fill the application form.
  2. You will get a call from us.
  3. Our instructors will guide you through the entire process and tell you each detail of the loan.

FAQs About Capital First Personal Loan

✅ How to apply for Capital First Personal Loan?

You can apply for a personal loan with Capital First by visiting the nearest branch of Capital First or through a simple form submission with Dialabank. With Dialabank, you get the satisfaction to apply from anywhere and get quick online approval.

✅ What is the Interest Rate for Capital First Personal Loan?

Capital First charges an interest rate from 9.99% per annum for their personal loan products.

✅ What is the minimum age for getting a Personal Loan from Capital First?

You must be at least 21 years old to apply for a personal loan with Capital First.

✅ What is the maximum age for getting a Personal Loan from Capital First?

The maximum age for getting a personal loan from Capital First is 58 years.

✅ What is the minimum loan amount for Capital First Personal Loan?

The minimum loan amount for Capital First Personal Loan is Rs 1 lakh.

✅ What is the maximum loan amount for Capital First Personal Loan?

Capital First lets you take a maximum loan amount of Rs. 40 lakhs under the personal loan scheme.

✅ What are the documents required for Capital First Personal Loan?

You will need an Aadhaar card/Voter ID, PAN card, salary slips, the ITR files of the last two years, and two recently clicked photographs for a personal loan from Capital First.

✅ What is the Processing Fee for Capital First Personal Loan?

Capital First charges a processing fee of up to 1% of the loan amount for the personal loan.

✅ How to get Capital First Personal Loan for Self Employed?

Capital First provides special offers for self-employed borrowers to help them financially. You will have to present the ITR files of the last three years as your income proof.

✅ What is the Maximum Loan Tenure for Capital First Personal Loan?

The maximum tenure period for a personal loan from Capital First is 60 months.

✅ What should be the CIBIL Score for Capital First Personal Loan?

You must have a CIBIL score of at least 750 or above for availing a personal loan from Capital First.

✅ Do I have a preapproved offer for Capital First Personal Loan?

You can check out your preapproved personal loan offers from Capital First through Dialabank. All you have to do is fill the form, and we will check all the offers for you and get back to you to help you choose the best one.

✅ How to calculate EMI for Capital First Personal Loan?

You can use the EMI calculator available at Dialabank’s website to calculate your personal loan EMIs from Capital First.

✅ How to pay Capital First Personal Loan EMI?

Your personal loan EMIs from Capital First is automatically deducted from your bank account on a monthly basis. You can also use the net-banking facility of Capital First to pay for your personal loan.

✅ How to close Capital First Personal Loan?

You must pay all the outstanding personal loan amount and then contact the Capital First branch to receive your no dues certificate.

✅ How to check Capital First Personal Loan Status?

You will need the visit the Capital First branch to know the status of your personal loan. Alternatively, you can visit Dialabank and fill a simple form to let us do the hard work for you.

✅ How to close Capital First Personal Loan Online?

Closing of personal loan from capital Firstinvolves the following steps:

  • Visit the net-banking page of Capital First.
  • Login with your details.
  • Pay for your personal loan and save the transaction receipt.

✅ How to pay Capital First Personal Loan EMI Online?

Your personal loan EMI can be paid using the net-banking facility of Capital First. Dialabank lets you compare offers and deals from different banks to choose the best, to avail a low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

✅ How to check Personal Loan Balance in Capital First?

To check the personal loan balance in Capital First, you will need to contact the customer care number of Capital First. If you are seeking for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

✅ How to download Capital First Personal Loan Statement?

The personal loan statement of Capital First can be downloaded using the Capital First mobile banking app. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.

✅ How to Top Up Personal Loan in Capital First?

If you need a top-up on your personal loan from Capital First, you will have to visit the bank branch and contact the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us

✅ What happens if I don’t pay my Capital First Personal Loan EMIs?

Capital First may charge you with a penal interest if you fail to pay your personal loan EMIs. You can apply for a balance transfer using Dialabank to avail of low-interest personal loans that will not put a hole in your pocket.

✅ How to find the Capital First Personal Loan account number?

You will contact your Capital First loan branch to know your personal loan account number. You may also fill out the form available at Dialabank and let us do all the work for you.

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