Capital Small Finance Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Capital Small Finance Bank Personal Loan Key Features

Eligibility Criteria Details
Age 21-58 years
CIBIL Score 750 and above
Capital Small Finance Bank Personal Loan Interest Rate 9.99% p.a.
Lowest EMI per lakh
Tenure 6- 84 months
Capital Small Finance Bank Personal Loan Processing Fee 1% of the loan amount
Prepayment Charges As per the bank’s decision
Part Payment Charges As per the bank’s decision
Minimum Loan Amount 1 lakh
Maximum Loan Amount 50 lakhs

Capital Small Finance Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score Criteria 750 and above
Age Criteria 21-58 years
Min Income Criteria 25,000/-
Occupation Criteria salaried/self-employed

Capital Small Finance Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Passport copy, copy of your driving license, Aadhar card, and voter ID card
Proof of Address Rental agreement (should be staying in that place for at least 1 year), copy of the utility bills, passport copy (to show the proof of permanent residence), and ration card.
Proof of Income Income tax return after the two assessment years, the salary slip of the past 6 months, and the bank statement of the last 3 months.

 Capital Small Finance Bank Personal Loan EMI Calculator

Capital Small Finance Bank Personal Loan Compared to Other Banks

Particulars Capital Small Finance Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
Tenure 6 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
Loan amount Up to Rs.50 lakhs Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
Processing Fee 1%-2% Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

Other Loan Products from Capital Small Finance Bank

  • Home loans
  • Auto loans
  • Kisan Credit Card
  • Loan against rentals
  • Mortgage loans against property
  • Gold Loan

Why should you apply for Capital Small Finance Bank Personal Loan with Dialabank?

Dialabank helps you in choosing the best of banks by giving you the updated market contrast of other banks so that you can make the right decision. At Dialabank we have assisted thousands of borrowers to take the loan that they want without any hassle and look forward to doing so. Apply today to get special offers and deals on Capital Small Finance Bank personal loans.

You can call us on 9878981166 to get a Capital Small Finance Bank personal loan.

How to Calculate EMIs for Capital Small Finance Bank  Personal Loan

These are information that is required to calculate your Capital Small Finance Bank personal loan EMI: The amount of the loan, the rate of interest, and the loan period.

Enter these values in the calculator below to find your monthly EMIs.

Capital Small Finance Bank  Personal Loan Processing Time

Processing time would tell you how long it would take to process an application under normal situations. It usually starts on the day we receive the application from the bank and ends when we make the decision regarding what loan we want and the amount to get credited.

Capital Small Finance Bank Personal Loan Preclosure Charges

This depends on the bank and the amount borrowed by the borrower.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Different Offers For Capital Small Finance Bank Personal Loans

Capital Small Finance Bank Home Loan

Capital Small Finance Bank offers personal loan for a home:

  • Your minimum age should be 21 yrs
  • and Maximum Age should be 60 yrs
  • Regular Income applicants are a must for this loan
  • Earn more than the required monthly income

Capital Small Finance Bank Personal Loan for Government Employees

Capital Small Finance Bank offers personal loans to all the Govt. employees. The loan amount depends on the Company in which you are working.

Capital Small Finance Bank Education Loan

  • For studying in India Capital Small Finance Bank provide Rs. 10 lakh
  • For studying in Abroad Capital Small Finance Bank provide Rs. 20 Lakh

Capital Small Finance Bank Personal Loan for Pensioners

  • Processing charge can be asked from the bank by contacting their customer care
  • Very Affordable Interest Rate

Capital Small Finance Bank Personal Loan Balance Transfer

A personal loan balance transfer is a process in which the borrower transfers the outstanding principal of the personal loan from one lender to another in order to gain from the better terms such as a lower interest rate on the outstanding loans.

Capital Small Finance Bank Personal Loan Top Up

The top-up loan is only given to customers who already have an existing relationship/account with the bank, the eligibility criteria are quite basic for the top-up plan. A customer who has taken a loan from the bank, irrespective of the type of the loan is taken, is eligible for a top-up loan.

Capital Small Finance Bank Personal Loan Status

You can track the status of your Capital Small Finance Bank personal loan by using the following methods :

  • You could visit the nearest loan branch and ask the bankers for the same.
  • Log In to the bank’s net banking portal, click on the loans from the top icon and click on enquire to monitor the status of your personal loan.
  • Search for ‘personal loan status’ on google, click on the first link which will guide you to the loan status tracker webpage of Capital Small Finance Bank, and fill the required information to track the status of your loan.

How to Apply for Capital Small Finance Bank Personal Loan?

Getting a personal loan is quite simple; you would just have to:

  1. Visit our website and fill in the application form.
  2. You would then get a call from us.
  3. Our experts will then guide you throughout the process and give you the details about the loan.

FAQs About Capital Small Bank finance Personal Loan

✅ What is the Interest Rate for Capital Small Bank finance Personal Loan?

The interest rate for Capital Small Bank finance personal loans is 9.99% p.a.

✅ What is the minimum age for getting a Personal Loan from Capital Small Bank finance?

The minimum age for getting a personal loan from Capital Small Bank finance is 21 years.

✅ What is the maximum age for getting a Personal Loan from Capital Small Bank finance?

The maximum age for getting a personal loan from Capital Small Bank finance is 58 years.

✅ What is the minimum loan amount for Capital Small Bank finance Personal Loan?

The minimum loan amount for Capital Small Bank finance personal loan is 1 lakh.

✅ What is the maximum loan amount for Capital Small Bank finance Personal Loan?

The maximum loan amount for Capital Small Bank finance personal loan is 50 lakhs.

✅ What are the documents required for Capital Small Bank finance  Personal Loan?

The documents required for Capital Small Bank finance personal loan is proof of identity, address proof, and income proof along with 2 passports sized photographs.

✅ What is the Processing Fee for Capital Small Bank finance Personal Loan?

The bank charges 1% of the loan amount as a processing fee.

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