City Union Bank Personal Loan

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About City Union Bank Personal Loan

City Union Bank Personal LoanCity Union Bank is a noteworthy Public sector bank in India. The bank provides large number of money related products to the customers. It incorporates a car loans, personal loan, gold loan, banking, web banking, wealth management, and credit cards. The bank is outstanding for its monetary administrations.

A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don’t usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need.

What is a Personal Loan utilized for?

You are allowed to utilize the assets you get from a Personal Loan any way you wish – finance an occasion, purchase a gadget, pay for medical treatment, use on home remodel, spend on a wedding,finance your children’s education, and so forth. Essentially, it’s your cash and you can utilize it any way you pick.

Why Choose City Union Bank Personal Loan?

City Union Bank is a standout amongst the best banks as it satisfies financial issue by giving the required measure of credit.

  • Effectively Available: City Union Bank Personal Loan is accessible effectively at all the banks and non-financing organizations  and it comes for great use to fulfill one’s personal need.
  • Least Documents: City Union Bank Personal Loan requires Minimal documentation and nothing to be given as a security reason.
  • Quick Approval: City Union Bank Personal Loan is Instantly affirmed with hassle free within 24 to 48 hours.

City Union Bank Personal Loan Benefits

  1. No end use restriction: In City Union Bank Personal Loan, the cash you are getting can be used anyplace according to your needs. With this loan you can likewise manage the issues emerge at home like fixing the house, to pay medical clinic bills and for the startling occasions.
  2. No collateral: As contrast with different banks the documentation procedure is straightforward and no requirement for insurance.
  3. Flexible Amount of loan: It relies upon the client money related history and credit report as indicated by it you will get the advance.
  4. Adaptable Terms: 1 year to 3-year terms will be given and it is relied upon banks to banks.
  5. Credit Disbursal: After the endorsement of your advance the accommodation of the records, the procedure of advance disbursal is speedy.
  6. Brisk Approval: If you are eligible for personal loan gets authorized within 24 hours.
  7. No Third party involvement: The loan is legitimately given to the borrower without the contribution of the outsider. It is a connection between the borrower and the loan specialist.
  8. Hassle free: Getting a City Union Bank Personal Loan is presently a problem free procedure. Online loan platforms have made it progressively helpful and simple. You can get the loan amount in your account without venturing out of your place.

City Union Bank Personal Loan Eligibility

There are some criteria on the basis of them the bank provide a personal loan to the applicants. There are some criteria on the basis of them the bank provide a personal loan to the applicants whereas different banks have different eligibility but the most common criteria for most of the bank and NBFC to the customer for a personal loan will be the following

EligibilitySalariedSelf-Employed
AgeMin 21 years, Max-60yearsMin 25 years, Max 65 years
Income18000 per month at leastITR of 2.5 lac minimum for last 3 years
CBIL ScoreShould be 750Should be 750
ID ProofAddhaar Card/Pan Card/Voter Id/Passport /Driving LicenseAddhaar Card/Pan Card/Voter Id/Passport/Driving License
Address ProofAddhaar Card/Pan Card/Voter Id /Passport/Driver License/Electricity Bill/Rent AgreementAddhaar Card/Pan Card/Voter Id /Passport/Driver License/Electricity Bill/ Rent Agreement
Minimum Loan Amount1.5 lacs2.5 lacs
Maximum Loan Amount20 lacs50 Lacs

City Union Bank Personal Loan Interest Rates

Starting rate of interest starts at 10.75%

The least known bank charges as processing fees are off 1.00% of the total allotted money.

These rates and fee are meant to be changed with respect to the place and applicants profile.

What if you don’t return your Personal Loan?

If you won’t return your personal loan your credit history get spoiled, your CIBIL score gets affected adversely, and you will not be able to get any loan in future. It is not so that you can’t rebuild your credit.

Why Dialabank?

  1. Check your Eligibility: We have a calculator so that it will be helpful for the customer to know their EMI.
  2. Instant loan Approval: After submitting all the documents for the personal loan then the customer will get the instant approval.
  3. Doorstep Facility: You will get a document pickup facility from your doorstep.
  4. Responsive: The customer query response is very quick.
  5. No other charges: There are no additional charges for the guidance of the customer’s queries.
  6. Repayment: City Union Bank Personal Loan Within a maximum period of 36 months, the repayment is to be made in equated monthly installments..
  7. For more information, you may call on 60011600.

How to Apply?

  1. Visit our website in www.dialabank.com
  2. Fill the online application form with the contact number
  3. Submit all the document

FAQs About City Union Bank Personal Loan

Q. What is City Union Bank Personal Loan?

City Union Bank Personal Loan is the right financial help that you need when you feel burdened with expenses. A Personal Loan can be availed without the need to submit security and the loan amount can be used for any personal financial need.

Q. How does City Union Bank Personal Loan work?

City Union Bank Personal Loan works like any other loaning product. All you need is your KYC Documents and Income Proof to apply for a personal loan. Once approved, the loan amount is transferred to your account and can be used for a number of purposes.

Q. What is Personal Loan rate of interest in City Union Bank?

Personal Loan rate of interest in City Union Bank starts at 12% per annum. Visit Dialabank or contact us on our financial helpline number to know all the details about Personal Loan products of different banks across India and apply for the one that best suits your needs.

Q. How can I get City Union Bank Personal Loan?

Walk into the nearest City Union Bank branch and contact your banker regarding Personal Loan. You will need to submit documents for Identity, Address, and Income proof. Upon verification and approval of your application, the loan amount will be disbursed into your account.

Q. How to apply for Personal Loan in City Union Bank?

You can easily apply for a Personal Loan with City Union Bank by contacting the nearest branch in person or you can also apply online with Dialabank and get the best deals and offers for your financial needs.

Q. Why apply for City Union Bank Personal Loan?

You can use your City Union Bank Personal Loan for a number of financial needs such as funding your marriage or that of a relative, pay all your big and small bills, renovate or repair your home, and etc. Personal Loans are unsecured loans and thus you can are not required to submit any collateral to avail emergency lump sum funds.

Q. How much EMI on City Union Bank Personal Loan?

Your Personal Loan EMI varies depending on your loan amount, loan tenure, and rate of interest. You can use Dialabank’s EMI calculator to calculate your estimated EMIs in seconds.

Q. How much CIBIL score required for City Union Bank Personal Loan?

City Union Bank requires you to have a CIBIL score of at least 700 in order to process your loan application. Your CIBIL score is an indication of your repayment abilities and thus becomes a crucial criterion in determining your unsecured Personal Loan’s eligibility.

Q. Minimum credit score needed for City Union Bank Personal Loan?

Your Credit Score determines your creditworthiness and the risk of default involved in lending you money. A minimum credit score of 700 is needed to avail Personal Loans from City Union Bank.

Q. How to calculate City Union Bank Personal Loan EMI?

You can use EMI calculator available on Dialabank’s website to calculate your City Union Bank’s Personal Loan EMI. You can also compare offers and deals from different banks with us and apply for the best ones that cater to your needs.

Q. What can I use City Union Bank Personal Loan for?

Use your Personal Loan for a number of financial needs. Family events, medical bills, purchase of daily use commodities, or to finance any other personal expense. Personal Loans are one stop solutions for all your needs.

Q. Can I prepay City Union Bank Personal Loan?

When you have the needed funds and want to close your Personal Loan you can visit your loan branch and apply with your banker for the same. You may be charged with a minimum prepayment fee based on the number of EMIs left to pay.

Q. How to prepay City Union Bank Personal Loan?

Prepayment of your City Union Bank Personal Loan can be done by visiting your loan branch with your loan documents and asking your loan officer for the same. You will have to pay the entire outstanding amount along with any foreclosure charge as shall be applied by the bank.

Q. How to repay City Union Bank Personal Loan?

Repay your Personal Loan in easy EMIs that can be automatically deducted from your bank account each month. City Union Bank’s Personal Loan can be repaid through post-dated cheques too.

Q. What documents are needed for City Union Bank Personal Loan?

Your KYC documents(Aadhar Card, PAN Card, and etc.) and Income proof(Bank Statement, Salary Slips, ITR files) are the only documents that you need for your Personal Loan from City Union Bank.

Q. How to check City Union Bank Personal Loan status?

You can visit your loan branch and ask your loan officer about the updates on your loan application or you can contact the customer care number of the City Union Bank to know the status of your loan.

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