City Union Bank Personal Loan

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Why us?

Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About City Union Bank Personal Loan

City Union Bank Personal LoanCity Union Bank is a noteworthy Public sector bank in India. The bank provides large number of money related products to the customers. It incorporates a car loans, personal loan, gold loan, banking, web banking, wealth management, and credit cards. The bank is outstanding for its monetary administrations.

What is Personal Loan? 

A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don’t usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need. It can serve as your solution for managing your travel costs and wedding expenses as well as the expenses of a medical emergency, home renovation, debt consolidation and others. A Personal Loan is a credit that does not require insurance or security and is offered with negligible documentation. Most banks have streamlined the procedure, and the Internet has helped accelerate things – you could have money  online in merely seconds.

What is a Personal Loan utilized for?

You are allowed to utilize the assets you get from a Personal Loan any way you wish – finance an occasion, purchase a gadget, pay for medical treatment, use on home remodel, spend on a wedding,finance your children’s education, and so forth. Essentially, it’s your cash and you can utilize it any way you pick.

Why Choose City Union Bank Personal Loan?

City Union Bank is a standout amongst the best banks as it satisfies financial issue by giving the required measure of credit. It is likewise another leading bank and gives personal loan to clients. Through this loans, numerous issues can be settled, to pay medical clinic bills and wedding, or surprising individual expenses. This is a portion of the essential things that they face in close to home life and due to which they go for an City Union Bank Personal Loan.

Effectively Available: City Union Bank Personal Loan is accessible effectively at all the banks and non-financing organizations  and it comes for great use to fulfill one’s personal need.

Least Documents: City Union Bank Personal Loan requires Minimal documentation and nothing to be given as a security reason.

Quick Approval: City Union Bank Personal Loan is Instantly affirmed with hassle free within 24 to 48 hours.

City Union Bank Personal Loan Benefits

No end use restriction: In City Union Bank Personal Loan, the cash you are getting can be used anyplace according to your needs. With this loan you can likewise manage the issues emerge at home like fixing the house, to pay medical clinic bills and for the startling occasions.

No collateral: As contrast with different banks the documentation procedure is straightforward and no requirement for insurance.

Flexible Amount of loan: It relies upon the client money related history and credit report as indicated by it you will get the advance.

Adaptable Terms: 1 year to 3-year terms will be given and it is relied upon banks to banks.

Credit Disbursal: After the endorsement of your advance the accommodation of the records, the procedure of advance disbursal is speedy.

Brisk Approval: If you are eligible for personal loan gets authorized within 24 hours.

No Third party involvement: The loan is legitimately given to the borrower without the contribution of the outsider. It is a connection between the borrower and the loan specialist.

Hassle free: Getting a City Union Bank Personal Loan is presently a problem free procedure. Online loan platforms have made it progressively helpful and simple. You can get the loan amount in your account without venturing out of your place.

City Union Bank Personal Loan Eligibility

Almost all the banks and the Non-Banking Financial Company (NBFC) give loans to all the customers by fulfilling their needs on the basis of some eligibility but not everyone can get a City Union Bank Personal Loan. There are some criteria on the basis of them the bank provide a personal loan to the applicants. There are some criteria on the basis of them the bank provide a personal loan to the applicants whereas different banks have different eligibility but the most common criteria for most of the bank and NBFC to the customer for a personal loan will be the following

AgeMin 21 years, Max-60yearsMin 25 years, Max 65 years
Income18000 per month at leastITR of 2.5 lac minimum for last 3 years
CBIL ScoreShould be 750Should be 750
ID ProofAddhaar Card/Pan Card/Voter Id/Passport /Driving LicenseAddhaar Card/Pan Card/Voter Id/Passport/Driving License
Address ProofAddhaar Card/Pan Card/Voter Id /Passport/Driver License/Electricity Bill/Rent AgreementAddhaar Card/Pan Card/Voter Id /Passport/Driver License/Electricity Bill/ Rent Agreement
Minimum Loan Amount1.5 lacs2.5 lacs
Maximum Loan Amount20 lacs50 Lacs

City Union Bank Personal Loan Interest Rates

Starting rate of interest starts at 10.75%

The least known bank charges as processing fees are off 1.00% of the total allotted money. 

These rates and fee are meant to be changed with respect to the place and applicants profile.


What if you don’t return your Personal Loan?

If you won’t return your personal loan your credit history get spoiled, your CIBIL score gets affected adversely, and you will not be able to get any loan in future. It is not so that you can’t rebuild your credit.

Why should you apply for a City Union Bank Personal Loan in Dialabank?

You can apply for a personal loan online on the website of You have to search for Dialabank on the google. As the banking industry is going to be the 3rd largest in the world by 2025 and a lot of growth will be there in digital marketing, and we Dialabank help the customer to get a  loan and delivers in time as Dialabank is linked up with various banks. And It is India’s first financial helpline company it provides loan for its customers. Now users can apply for a personal loan through Dialabank. So search for a personal loan there. Fill the application form with the basic information of yours and click on apply button. You will get a call back from our side within 5 minutes. You can call on 60011600 too for more information about City union bank of Ind personal loan.

  1. Check your Eligibility: We have a calculator so that it will be helpful for the customer to know their EMI.
  2. Instant loan Approval: After submitting all the documents for the personal loan then the customer will get the instant approval.
  3. Doorstep Facility: You will get a document pickup facility from your doorstep.
  4. Responsive: The customer query response is very quick.
  5. No other charges: There are no additional charges for the guidance of the customer’s queries.
  6. Repayment: City Union Bank Personal Loan Within a maximum period of 36 months, the repayment is to be made in equated monthly installments..
  7. For more information, you may call on 60011600.

Apply For City Union Bank Personal Loan

Individuals /Business Concern having a net Salary/Income, not less than 18000/- per month and professional/others who earn not less than Rs.75000/-per annum (as per IT return) including those already enjoying credit facilities from the bank are eligible for consideration under the scheme. For the computation of net salary/income, the salary/income of the spouse to be added provided he/she stands as a co-applicant to the loan. For professional one year, other income has to be evidenced by order of assistant of IT (or) as per the latest it return duly acknowledged by IT Department.

Purpose of the Loan: 

This amount of loan can be used anywhere in the personal life of the customer. The loan can be granted for consumer durables such as Television, Refrigerator, Wet grinders, Furniture’s, etc. but not for vehicle or jewels ( Loan is not for the purchase of second-hand consumer durables)

Permissible amount of Loan

10 months net salary/income subject to a maximum of Rs.50000/- is the permissible amount of loan. As already stated, for computation of net salary, the salary of the spouse may be added subject to the condition that the spouse will stand as co-applicant to the loan.

Margin: 10 percent

How to Apply?

  1. Visit our website in
  2. Fill the online application form with the contact number
  3. Submit all the document

Personal Loan Providers (Click to Apply)

  1. HDFC Personal Loan
  2. SBI Personal Loan
  3. Axis Bank Personal Loan
  4. PNB Personal Loan
  5. ICICI Bank Personal Loan
  6. Bandhan Bank Personal Loan
  7. Bank of Baroda Personal Loan
  8. Fullerton India Personal Loan
  9. Personal Loan from Other Banks

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